Analysis of Factors Influencing Customer Credentials in Lending Process: A Study on Retail Banking Sector in Odisha. Journal of Informatics Education and Research, [S. l.], v. 4, n. 2, 2024. DOI: 10.52783/jier.v4i2.1091. Disponível em: https://www.jier.org/index.php/journal/article/view/1091. Acesso em: 13 aug. 2026.