Journal of Informatics Education and Research
type: channel
description: Welcome to the home page of the Journal of Informatics Education and Research for Finance, Mortgages and Insurance. We are a premiere organization dedicated to the study and promotion of knowledge on mortgages and various types insurance. The plan for the Journal of Informatics Education and Research for Finance and Insurance was hatched in a meeting in 1993 between members of the different brokerage companies throughout the United States. The first issue came out in January 1994. From twenty subscribers in its first year, the number of the Journal has climbed steadily. It now currently has 8,000 subscribers. The first issue was sent to subscribers in June and the second issue was sent out in December of each calendar year. Editors of the Journal of Informatics Education and Research for Finance and Insurance organize a yearly forum discussing the whole gamut of mortgages and insurance products as well as the latest developments in the industry. Freelance agents stand to gain the most benefit from what the Journal has to offer. For example a recent issue we ran delved into the statistics of senior citizens and their interaction with a reverse mortgage calculator. You can subscribe to the the Journal of Informatics Education and Research for Finance and Insurance at any time of the year. You can register and subscribe and still get in upcoming issue. Subscribe now to the Journal and be enlightened.
publisher: Journal of Informatics Education and Research
language: en-US
publication name: Journal of Informatics Education and Research
issn: 1526-4726
items: "Harnessing Spirituality to Combat Workplace Stress"
items: The Algorithmic Customer: An In-Depth Analysis of the Impact of Artificial Intelligence and Machine Learning on Personalized Marketing
items: A study on Attitudinal and Emotional loyalty of Tourists towards Ayurvedic Tourism to build Kerala as an international Ayurvedic Tourism Brand
items: Online Classroom Models and Learning Outcomes in Professional Education: A Quantitative Study of MBA Students
items: Consumer Buying Behavior towards Luxury Branded Durable Goods in Patna City, Bihar, India
items: A Study Of Emotional Intelligence Of Taekwondo Players
items: A Descriptive Study On Personality Traits And Demographic Profile Of Individuals Using The Big Five Model
items: Climbing The Ladder: Digital Skills, Mentorship, And Career Growth Of Young Professionals
items: The Role of Neuromarketing in Enhancing Digital Marketing Effectiveness
items: Role Of Brand Equity In Higher Education
items: https://www.jier.org/index.php/journal/article/view/4151
items: Contribution of Modern Information and Communication Technology in Enhancing the Quality of Accounting Information: A Field Study
items: Cultural Roots and Culinary Revival: Integrating Indigenous Practices Into Sustainable Hospitality and Architecture Design
items: Typography Without A Typographer: Reframing Authorship And Creative Agency In Ai-Driven Packaging Design In India
items: Depiction of Id, Ego and Superego in ‘Wuthering Heights’ by Emile Bronte
items: Service Quality and Its Effect on Customer Satisfaction in Digital Banking
items: The Role of Education Management Information Systems in Enhancing Academic Performance: A Systematic Review
items: Neuromarketing and Consumer Behaviour
items: The Effect of Macroeconomic Factors on the Contribution of Systematic Investment Plans of Mutual Fund Schemes in India
items: Greening the Workforce: A Sustainable Human Resources Framework for SMEs through AI and Agile Methodologies
items: Empowering Emotional Well-Being: Generation Z’s Openness to Relationship Support Services
items: Indian Diaspora and Its Role in Promoting India’s National Interest- An Evaluation
items: The Rise of Young and First-Time Investors in the Indian Stock Market after the COVID-19 pandemic
items: An Empirical Investigation of Commercial Banks’ Impact on Financial Management, Macroeconomic Factors, And Financial Risks
items: The Impact of Digital Marketing Management and Quality of Service on the Sales Performance of Smes in the Digital Age
items: “Examining the Relationship Between Governance Structures and Financial Viability in Health Insurance Companies – An Empirical Study”
items: A Comparative Study Of Depression Among Athletes And Non-Athletes
items: “A Study on Explainable Artificial Intelligence (AI) Techniques to Increase Transparency in Predictive Analytics for Education in India: Conceptual Analysis”
items: Impact of Regulatory Shocks and Consolidation on the Stock Market Reactions of Previously Merged firms in the Indian Automobile and Banking Sectors
items: Advancing Global Competence in Higher Education through Education for Sustainable Development (ESD)
items: Index Rebalancing and its Valuation Ripple: A Deep Dive into Nifty 500 Companies
items: Influence of Social Media Marketing on the Brand Image of Higher Education Institutions: A Student Perspective
items: HR Analytics Meets Customer Insights: Leveraging Marketing Metrics for Workforce Optimization
items: A Study on Evaluating Psychological Factors Influencing Plant-Based Diet Among Gen Z
items: Impact of Global Tariff Wars on the Supply Chain of Pharmaceutical Raw Materials: A Study of Api and Fine Chemical Imports in India
items: Achieving Competitive Advantage through Effective Human Resource Management and Sustainability in the Flexible Packaging Industry
items: Requirements for the Digitalization of Public Institutions and Administrations and Their Role in Modernizing Administrative Activity and Achieving Good Governance
items: The Effects of Using Artificial Intelligence Technologies on The Growth and Development of Emerging Institutions
items: Legal Governance of Competition in Public Procurement: Economic Implications and International Comparisons
items: Newly introduced legal mechanisms for investment development in Algeria under Law 22/18
items: Impact of Adjustment and Academic Interest of Children of Working Women on their Educational Achievement in Mathematics and Science
items: The Role of Cultural Intelligence on Secondary School Students' Behavioral Development
items: Investigating the Relationship between Media Ownership and Editorial Content: A Study on the Influence of Corporate Interests on Journalism
items: Integrating Classroom Pedagogies with Sustainable Development Goals: Fostering Skills for a Resilient Future
items: “The Progression of Anti-Money Laundering Regulations: A Global Perspective”
items: The Impact of Microbreaks on Employee Productivity in Hybrid Work Environments
items: Retracted
items: “Ethical Artificial Intelligence in University HRM: Implications for Faculty Mental Satisfaction, Commitment and Retention”
items: Challenges in Implementing Artificial Intelligence (AI) in the Research Area of Management Institutes
items: Bridging the Gap of Credit: A Micro-Level Analysis of Kisan Credit Card (KCC) in Prayagraj District
items: Assessing the Financial Impact of Covid-19 on Private Educational Institutions: A Study of Raipur Division
items: "Who Finds Fulfillment at Work? Analyzing Job Satisfaction Disparities by Demographic Groups in Healthcare Settings of Mumbai City"
items: Breaking the Silence: Laughter Percussion as a Transformative Modality in Counseling Psychology
items: Impact of Effective Teaching Strategies for the Students with Learning Disabilities
items: Artificial Intelligence (Ai) In Human Resource Decision-Making: Opportunities, Risks, And Ethical Challenges
items: The Role of Artificial Intelligence (AI) and Emotional Intelligence in Enhancing Leadership Effectiveness and Team Performance
items: Risk-Adjusted Performance of Sustainable Mutual Funds: Evidence from Emerging and Developed Markets
items: The literary Text from the Poetics of Genres to Textual Structures
items: Corporate Governance and Fraud Prevention: An Empirical Study of Indian Corporations
items: Effect of Machine Learning on Human Resources, Marketing, and Financial Aspects of E-Commerce
items: The Impact of Staff Performance with Green Human Resource Management (HRM) Practices in Business Sustainability
items: The Role of Internet of Things Data in Stock Market Forecasting: A New Frontier for Financial Management
items: Mediating the Impact of Customer Relationship Management on the Influence of Online Purchase Intent through Digital Marketing Management
items: Dharma, Artha and Yogakṣema: Re‑reading Indian Knowledge Systems through Śāstra, Upāya, Sāma and Dāna
items: Enhancing Financial Performance and Sustainable Growth in Food Processing SMEs through Working Capital Management Optimization: A Systematic Literature Review
items: Scientific Management in the Era of Artificial Intelligence A Socio-Organizational Interpretation
items: Financial Literacy and Investment Decisions: A Systematic Review of Empirical Evidence
items: A Study on Effect of Digital Practices on Sales Performance and Business Sustainability of Msmes
items: Integration of Green Propellants in Advanced Chemical Propulsion Systems: Challenges and Innovations for Future Rocketry
items: Authenticity in Corporate Social Responsibility: Conceptualizing Employee Perceptions of CSR and Greenwashing in Indian Banking
items: The Future of Journalism in the Digital Age: An Indian Perspective
items: Exploring User Perception and Trust in Astrology Apps: A Study of Digital Astrology Adoption and Engagement
items: Media Law In the Digital Era: Regulatory Transformations, Judicial Safeguards, And Democratic Concerns in India

"Harnessing Spirituality to Combat Workplace Stress"
type: item
description: Stress at work is becoming a bigger problem since it can lead to burnout, lower productivity, and worse employee health. Integrating spirituality—more especially, forgiveness and compassion—emerges as a potent tool to improve stress resilience and general employee well-being as businesses look for practical ways to deal with these issues. This essay examines how forgiveness and compassion, two essential spiritual disciplines, might reduce stress at work by creating a welcoming, sympathetic, and emotionally stable workplace. While forgiveness fosters emotional healing, lessens animosity, and enhances interpersonal relationships, compassion enables workers to connect with others on a deeper emotional level, fostering an environment of understanding and support. The study looks at how fostering forgiveness and compassion at work might lower stress and improve wellbeing. Organizations can foster a culture of emotional resilience, teamwork, and conflict resolution by encouraging employees to live out these values. Higher job satisfaction, improved work-life balance, and less worry and burnout are all influenced by these spiritual activities. The study also explores the benefits of compassion and forgiveness for organizations in terms of increased creativity, communication, and general productivity. To sum up, forgiveness and compassion are crucial elements of a spirituality-based strategy for managing stress at work. Businesses may foster a more resilient, effective, and peaceful workplace by incorporating these principles into their corporate culture. This will eventually improve employee well-being and ensure the long-term success of the company.
creator: Ritu Saxena
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4117

The Algorithmic Customer: An In-Depth Analysis of the Impact of Artificial Intelligence and Machine Learning on Personalized Marketing
type: item
description: The proliferation of digital technologies has catalyzed a paradigm shift in marketing, moving from the broad-strokes approach of mass communication to the highly individualized strategy of personalized marketing. This paper presents a comprehensive analysis of the transformative impact of Artificial Intelligence (AI) and its core subset, Machine Learning (ML), on this evolution. It establishes that AI is not merely an optimization tool but a foundational architecture that enables personalization at an unprecedented scale and complexity. The analysis begins by deconstructing the core ML models—supervised, unsupervised, and reinforcement learning—that power modern marketing engines. It then provides a detailed examination of key AI applications, including hyper-segmentation through clustering algorithms, predictive analytics for forecasting customer behavior and lifetime value (CLV), collaborative and content-based recommendation engines, and the use of Natural Language Processing (NLP) in conversational AI. The paper synthesizes extensive data to quantify the business impact of these technologies, demonstrating significant improvements in conversion rates, return on investment (ROI), and customer engagement. Through case studies of industry leaders such as Amazon, Netflix, and Spotify, it illustrates how AI-driven personalization has become a core component of the product experience itself. However, the paper also provides a critical assessment of the profound challenges and ethical quandaries that accompany this transformation. It addresses the pervasive issues of algorithmic bias, the escalating concerns regarding data privacy and regulatory compliance, and the societal implications of filter bubbles. Furthermore, it details the significant financial and organizational hurdles to implementation, including prohibitive costs and a persistent talent gap. The paper concludes that the future of marketing lies in a symbiotic human-algorithm collaboration, where AI manage…
creator: Sonal Sharma
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1

A study on Attitudinal and Emotional loyalty of Tourists towards Ayurvedic Tourism to build Kerala as an international Ayurvedic Tourism Brand
type: item
description: The rise of Ayurvedic tourism has transformed Kerala into a leading wellness destination, emphasizing the need to understand what drives tourist loyalty and connection. This study explores tourists’ emotions and attitudes toward Ayurvedic tourism and how these factors strengthen Kerala’s brand as a global hub for Ayurveda-based wellness. It examines how various groups of tourists develop loyalty and attachment, presenting a model to analyze the key factors that influence these feelings and their outcomes in Kerala’s health tourism sector. The research investigates how positive attitudes enhance the relationship between tourist satisfaction and brand development, with trust acting as a moderating element. It also examines how service quality and medical expertise shape loyalty and emotional connection. Furthermore, it explores how emotions such as affection, connection, and passion contribute to Kerala’s Ayurvedic brand identity. Data were collected through a questionnaire focusing on service experience, medical quality, satisfaction, trust, emotional factors, and brand perception. Statistical analysis confirmed the proposed model and validated the relationships between these variables. The findings show that high service standards and professional medical care increase tourist satisfaction, which in turn strengthens emotional bonds and loyalty toward Kerala’s Ayurvedic brand. Trust further enhances the effect of satisfaction on brand perception. The study highlights the significance of combining emotional and attitudinal aspects to create effective branding strategies for Kerala’s Ayurvedic tourism. It offers a practical framework showing how emotions and loyalty work together to build a strong, lasting brand in wellness tourism.
creator: Bijoy K P, Mrinmoy Battacharjee
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1

Online Classroom Models and Learning Outcomes in Professional Education: A Quantitative Study of MBA Students
type: item
description: The rapid shift to online classroom models during the COVID-19 pandemic raised critical questions about their effectiveness in delivering professional education, particularly for MBA programs requiring practical skill development. This study quantitatively assesses how online classroom model components predict perceived learning outcomes among MBA students in India. Using a structured questionnaire adapted from validated scales (Basar et al., 2021; Reyes-Fournier et al., 2020; DiLoreto & Gaines, 2016), data from 560 MBA students measured five key predictors: course design & structure, technology & platform quality, instructor facilitation & support, peer interaction & learning community, and student engagement & self- regulation. Multiple regression analysis revealed that all five constructs significantly predict perceived learning outcomes (R² = 0.68, F = 285.4, p < 0.001), with instructor facilitation (β = 0.25, p < 0.001) and student engagement (β = 0.20, p < 0.001) emerging as strongest predictors. ANOVA tests confirmed significant differences across program year (F = 12.3, p < 0.01) and prior online experience (F = 8.7, p < 0.01). Findings align with Arbaugh et al. (2018) who found instructor presence critical in online MBA contexts, and Eom et al. (2006) who emphasized structural determinants of online learning outcomes. Results suggest online classroom models can effectively deliver MBA learning outcomes when optimized for instructor facilitation and student engagement, challenging assumptions about online education's inferiority for professional programs. Implications for MBA curriculum design and faculty training in hybrid learning environments are discussed.
creator: Venkatachalam Ramakrishnan, N. Manikandan
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1

Consumer Buying Behavior towards Luxury Branded Durable Goods in Patna City, Bihar, India
type: item
description: The luxury goods market in India with an estimated value of USD 10.01billion in the year 2024 is currently witnessing a marketable increase in demand of luxury-branded durable goods especially in Tier II urban centres like Patna in Bihar. This significant change in consumer consumption patterns has been contributed by the increased household incomes, changing lifestyles, as well as increased exposure to high quality brands. This paper seeks to examine consumer buying behaviour as relates to luxury-branded long-lasting commodities within the Patna City, and outlin how consumer purchase intention is influenced. A sample population size of 300 consumers in the city was used to collect primary data using a structured questionnaire on a five-point Likert scale. The cross-sectional research design was taken and stratified random sampling methods were used to select households that belonged either to the middle- and high-income brackets, determined by a minimum monthly income limit of 20,000. Data were gathered and analyzed with the application of SPSS software that included descriptive statistics, reliability analysis, exploratory factor analysis, correlation analysis, and multiple regression analysis. The empirical results show that social influence becomes salient as the most influential factor in purchase intention followed by brand perception, perceived quality, and economic factors. These findings highlight the aspirational nature of luxury consumption among the new urban markets and provide useful information to luxury brands that are hoping to expand their presence in Tier II cities.
creator: Anumeha Singh, Anisa Khanam
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1

A Study Of Emotional Intelligence Of Taekwondo Players
type: item
description: This study aimed to examine the Emotional Intelligence among State, National and International level of Indian Taekwondo players. Emotional intelligence, which refers to the capacity to identify, comprehend, and regulate both personal emotions and those of others, has gained growing recognition as a key contributor to success in both personal and professional spheres. A total of 90 male Taekwondo players were randomly selected for data collection. The entire data divided in three (3) groups i.e. 30 State, 30 National and 30 International level Taekwondo players. The scale of Emotional Intelligence developed by Hyde, Pethe and Dhar in 2002. It has total 34 items with 1-5 pointer scale and the highest score is 170. The analysis involved descriptive statistics and One way ANOVA were used to result in SPSS Software, with a significance threshold set at .05. The reliability of questionnaire is 0.88. The results identified ten key factors— Self-Awareness, Empathy, Self-motivation, Emotional stability, Managing relation, Integrity, Self-development, Value orientation, Commitment and altruistic behavior across thirty-four (34) items. The result of the study revealed significant difference among State, National and International level Indian Taekwondo players on Emotional Intelligence. Whereas, International players had a higher-level Emotional Intelligence in Comparison to State and National Taekwondo players.
creator: Mr. Vipin Kumar Gautam, Dr. Madhusudan Chakraborty
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-06
publication date: 2026-01-06
volume: 6
number: 1

A Descriptive Study On Personality Traits And Demographic Profile Of Individuals Using The Big Five Model
type: item
description: The purpose of this study was to use descriptive analysis to investigate the personality characteristics and demographic profile of a sample group. 50 people in all took part in the study, with the majority being women (68%) and those in the 21–30 age range (38%). Seventy percent were self-employed, sixty-six percent were single, and eighty-two percent were part of two- to four-person nuclear households. In terms of education, 48% had postgraduate degrees, while 24% made between ₹10,000 and ₹20,000 a month. A five-point Likert scale based on the Big Five Personality dimensions was used to evaluate personality characteristics. The majority of interviewees described themselves as gregarious yet not reserved, indicating moderate levels of extraversion. The majority showed high levels of agreeableness, rejecting fault-finding conduct and showing trust in others. Though opinions on laziness differed, more than half of respondents said they were thorough in their conscientiousness. Even while the majority of respondents said they managed their stress well, a sizable percentage nevertheless occasionally felt anxious, which is indicative of mild neuroticism. While comments about imagination were more neutral, artistic interests demonstrated an openness to experience. All things considered, the study sheds light on the sample group's sociodemographic background and personality traits, laying the groundwork for future behavioral and psychological investigations.
creator: S. K. Udhaya Jothi, Dr. M. Punitham
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-07
publication date: 2026-01-07
volume: 6
number: 1

Climbing The Ladder: Digital Skills, Mentorship, And Career Growth Of Young Professionals
type: item
description: This study investigates the factors influencing professional success and career development across five key domains: Educational Attainment & Skill Development, Career Entry & Early Opportunities, Professional Growth & Leadership Advancement, Networking, Mentorship & Social Capital, and Workplace Environment & Sustainability of Success. The aim of the research is to examine how educational preparation, early career conditions, leadership development experiences, social capital, and workplace practices collectively shape the career trajectories of individuals. A sample of 184 respondents was surveyed using a structured Likert-scale questionnaire to collect relevant data. The study employed a quantitative research design to analyse variables such as field choice, research experience, digital skills, extracurricular involvement, job timing, employer type, job conversion, networking, job satisfaction, award recognition, leadership training, project visibility, career mobility, mentor quality, alumni support, association membership, online presence, pay equity, workplace safety, job engagement, and employee retention. The findings reveal that strong educational skill development—particularly digital competencies and active extracurricular involvement—significantly enhances early career opportunities and job satisfaction. Networking and mentorship were also found to play a vital role in advancing leadership potential, with respondents reporting higher career mobility when supported by mentors and alumni networks. Furthermore, workplace environment factors such as pay equity, safety, and engagement emerged as strong predictors of long-term employee retention. No major disparities were observed across different employer types, but respondents with higher digital proficiency and stronger social capital reported more positive career progression. The study concludes with recommendations for educational institutions, employers, and policymakers to strengthen career pathways by …
creator: Mrs.G.Vanitha, Dr.R.Ashokkumar2
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-07
publication date: 2026-01-07
volume: 6
number: 1

The Role of Neuromarketing in Enhancing Digital Marketing Effectiveness
type: item
description: Neuromarketing is a creative approach that integrates marketing and neuroscience to understand consumer behavior beyond conventional analytical techniques. This study explores how neuromarketing improves the effectiveness of digital marketing by examining subconscious consumer responses to advertisements, websites, branding elements, and social media content. Using neuro technologies, marketers can identify emotional triggers, levels of focus, and decision-making tendencies. Neuroscience advances reveal the inner workings of the human brain, including how advertising and marketing messages impact the brain. It highlights a lot of the small, typically unconscious mental processes that can make or ruin a marketing strategy. The term "neuromarketing," which is only ten years old, was created to acknowledge the potential benefits of combining scientific brain analysis with neuro-tools such as fMRI, EEG, eye tracking, and biometrics. Conversion rates, ad memory, engagement, and the ability to develop personalized digital campaigns are all enhanced by neuromarketing. Deep brain activity analysis is still costly and time-consuming. Different brain regions are essential for understanding marketing messages and, more importantly, for determining how to respond to them. The results of the study indicate that neuromarketing can be used as a tactical tool to enhance competitive advantage, optimize content, improve customer connections, and improve digital marketing strategies. These concerns are the main topic of the research paper.
creator: Dr.V.Mythili, Dr.M.Aruna, Dr Poornima B, Dr. P. Preetha, Ms. Kanidha P
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-07
publication date: 2026-01-07
volume: 6
number: 1

Role Of Brand Equity In Higher Education
type: item
description: Presenting a business school's brand to its shareholders is especially important in the complex and competitive world of today, which is driving the rapid expansion of business schools and the erasing of national boundaries. Therefore, differentiating oneself and building a strong university brand are crucial in the cutthroat world of higher education. The performance and longevity of higher education institutions are greatly dependent on brand equity, which also plays a crucial role in setting one institution apart from another in a market that is becoming more and more competitive. It includes important factors including perceived quality, brand associations, brand awareness, and brand loyalty, all of which have an impact on the decisions made by potential donors, teachers, and students. Strong brand equity puts organizations in a better position to draw in top personnel, get funding, and build their reputations all of which contribute to long-term resilience and success. Successful institutions in the ever-changing higher education marketplace must manage their brand equity through effective marketing, constant quality instruction, and good experiences for both students and alumni.
creator: Ashish Tambe, Dr. Prerna Kumar
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-07
publication date: 2026-01-07
volume: 6
number: 1

https://www.jier.org/index.php/journal/article/view/4151
type: item
title: From Habermasian Hegemony of the Public Sphere to the Plurality of Digital Spaces: A Critical Sociological Study of the Reproduction of Collective Identities and Social Relations Under the Influence of Communication Technologies
description: This research seeks to deconstruct the classical theoretical assumptions about the public sphere as formulated by Habermas's theory, which presupposed the unity and centrality of social space, through a critical in-depth study of how collective identities and social relations are reshaped within the context of the digital revolution and the plurality of virtual spaces. The fundamental problematic of the research lies in the central question: How have modern communication technologies redefined the nature of the traditional public sphere, thereby leading to the fragmentation of collective identities and the reformulation of social relations in forms unforeseen in classical sociological literature? The approach revolves around a critical hypothesis positing that the transition from a unified public sphere to multiple digital spaces was not merely a technological advancement but rather a radical epistemological transformation in the mode of identity production and mechanisms of social interaction. The importance of the research manifests itself in bridging the epistemological gap between traditional theories of the public sphere and the contemporary reality of digital social practices, particularly in the Arab and Algerian context where digital modernity intersects with traditional social structures. The study employs a critical analytical methodology that combines theoretical examination of fundamental concepts (public sphere, collective identity, social relations) with the analysis of actual practices of individuals on social media platforms. The research utilizes multiple methodological tools including digital discourse analysis, participatory observation, and in-depth interviews with social actors. The study defines its fundamental concepts as follows: the public sphere (as a field of social interaction liberated from domination), digital spaces (as multiple and fragmented virtual spaces), reproduction (as a dynamic process that maintains structures while transform…
creator: Arzazi Mohammad, Housny Hamra
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-07
publication date: 2026-01-07
volume: 6
number: 1

Contribution of Modern Information and Communication Technology in Enhancing the Quality of Accounting Information: A Field Study
type: item
description: This study aimed to examine the reality of the use of modern information and communication technology in the institution in its dimensions (hardware, software, networks, human resources, information security), and its role in improving the quality of accounting information at Algeria Telecom in Chlef, and in order to understand the subject, the questionnaire and the statistical analysis program SPSS 22 were used. The study concluded that there is a strong correlation between the use of modern information and communication technology and the quality of accounting information in the institution under study, there is an impact of modern information and communication technology in its dimensions on improving the quality of accounting information at Algeria Telecom in Chlef. The study recommends the need for the institution to benefit from information and communication technology in order to improve the quality of accounting information produced by accounting systems, through the introduction and adoption of advanced technology and techniques.
creator: Salah Haddad, Maamar Riahi
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-07
publication date: 2026-01-07
volume: 6
number: 1

Cultural Roots and Culinary Revival: Integrating Indigenous Practices Into Sustainable Hospitality and Architecture Design
type: item
description: Sustainability and cultural inclusivity have become central imperatives in modern hospitality and tourism management. Indigenous culinary traditions provide a unique intersection of culture, sustainability, and economic empowerment. This study investigates the role of indigenous gastronomy in fostering sustainable hospitality practices in Uttar Pradesh, India, focusing on Lucknow, Varanasi, Agra, Mathura, and Kanpur. A mixed-method approach was employed, including structured surveys from 150 tourists and 50 hospitality professionals, semi-structured interviews with chefs and managers, and simulated data analysis using mean comparisons and chi-square tests. The study examines eight hypotheses relating to cultural authenticity, local empowerment, environmental sustainability, and economic equity. Findings indicate that integrating indigenous culinary practices enhances tourist satisfaction, promotes local livelihoods, preserves cultural heritage, and supports environmental sustainability. The paper concludes by proposing a conceptual framework for embedding indigenous gastronomy into tourism and hospitality management and offering theoretical insights based on Triple Bottom Line, Stakeholder, and Cultural Capital theories.
creator: Mr. Prashant Singh, Ms. Neha Mishra, Ms. Shrusti Sonker, Mr. Ashutosh Pathak, Mr. Shivansu Sachan, Mr. Ankit Kumar, Mr. Vanshika Srivastava
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4154

Typography Without A Typographer: Reframing Authorship And Creative Agency In Ai-Driven Packaging Design In India
type: item
description: This chapter investigates the synergy between engineering and service sectors, emphasizing the integration of intelligence into service ecosystems to boost Typography while promoting sustainability. Leveraging human-centered design, systems thinking, and cutting-edge technologies such as artificial intelligence (AI), digital twins, and the Internet of Things (IoT), the study explores their transformative potential in smart Creative Agency . Key focus areas include optimizing service delivery, personalizing guest experiences, and enhancing operational efficiency through predictive analytics and automation, all while adopting eco-conscious practices. The research draws on real-world applications from Creative Agency workflows, patient-centered healthcare, and smart city initiatives to illustrate sustainable strategies that deliver impactful, guest-centric outcomes. The proposed framework aligns engineering innovations with dual objectives: elevating Typographymetrics—such as personalized services, reduced wait times, and empathetic interactions—and advancing sustainability through energy-efficient systems, waste reduction, and green engineering principles. For instance, IoT-driven environments enable real-time monitoring to minimize resource overuse, while digital twins simulate virtual service systems to optimize resource allocation without environmental strain. Predictive analytics further supports demand forecasting, reducing food waste and energy consumption in Creative Agency settings.By integrating these technologies, the chapter highlights how adaptability and quality can address individual guest needs while aligning with global sustainability goals. Insights from interdisciplinary applications underscore the importance of collaborative, transparent human-AI interactions in fostering trust and resilience. Ultimately, this convergent paradigm aims to redefine smart Creative Agency as an intelligent, responsive, and environmentally sustainable ecosystem, offering…
creator: Arjita Singh, Tanisha Wadhawan, Dr. Jyoti Agnihotri, Mr. Shivansu Sachan, Mr. Ankit Kumar, Ms. Aishwarya Arya, Ms. Vanshika Srivastava
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4155

Depiction of Id, Ego and Superego in ‘Wuthering Heights’ by Emile Bronte
type: item
description: Attempts to analyse the mind has always been a curious but intricate study.The present paper based on ‘Wuthering Heights’ by Emile Bronte, discusses the human behaviour with respect to the society. Likewise, it can be taken as a portrayal of society where circumstances and perspectives influence the thinking and mental processes of individuals. The paper applies certain Freudian theories and examines Brontë’s work in Wuthering Heights, analyzing various characters and their implications for society. The paper discusses the major characters of the present novel through the concept of Id, Ego and Superego as classified by Sigmund Freud, and it also looks at the various defense mechanisms that a person adopts to overshadow his/ her flaws.The key-characters of the novel Heathcliff,Catherine and Edgar delineate the Id, Ego and Superego respectively.The relationships of Heathcliff and Catherine, Edgar and Catherine, Heathcliff and Isabella build a strong plot for the novel but make the lives painful and complex for these characters.The paper also looks into the interrelativeness of the characters and its impact on their destinies ultimately. Bronte's work also supports Freud’s psychological theories, despite the novel being published in 1847, nearly a century before Freud's theories emerged in the 1960s.
creator: Dr Kiran Mamgain, Ms Lajwanti M., Ms Aakshi Chhetri
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4158

Service Quality and Its Effect on Customer Satisfaction in Digital Banking
type: item
description: The accessibility, speed and transparency of banking services in India have been significantly improved by digital banking. There is a growing use of mobile banking, online banking, UPI, and wallets among consumers instead of the traditional banking. Consumer happiness has become a highly determinant factor in the changing banking environment with regard to service quality. The article reviews analytically the quality of digital banking services on five key dimensions, which are reliability, responsiveness, usability, security and technical efficiency. According to the consumer feedback of the study, the level of satisfaction is much higher in case the digital services are delivered on time, the transactions are perfect, the user interface is easy to use and simple. OTP verification, secure login, and fraud prevention are security and privacy measures that improve consumer confidence. Besides, fast response in solving problems and customer services are very helpful in improving the user experience. With descriptive study, it is shown that when service quality in digital banking goes above expectations of the consumers, it motivates them to use the services. This generates an improved customer loyalty, positive word-of-mouth, and a better competitive position of the bank. In turn, it may be concluded that a high service quality is one of the pillars of ensuring client satisfaction in digital banking.
creator: Mansi Mangla
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4159

The Role of Education Management Information Systems in Enhancing Academic Performance: A Systematic Review
type: item
description: The integration of information technology in educational institutions has grown rapidly due to its proven efficiency and effectiveness in administrative and academic functions. Learning and Education Management Information Systems (LEMIS) provide administrators and teachers with essential data to support planning, policy-making, and evaluation. However, the successful implementation of these technologies depends on the availability of qualified teachers who possess the skills to integrate technology into teaching and learning processes. In this context, this systematic review aims to examine how LEMIS enhances teachers’ instructional practices and improves students’ academic achievement. For this purpose, a comprehensive review of peer-reviewed literature published between 2000 and 2024 was conducted using databases such as ERIC, PsycINFO, and Google Scholar. A total of 11 relevant studies meeting the inclusion and exclusion criteria were selected for analysis. The review indicates that LEMIS supports teacher development through technology-driven lesson design, assessment, and feedback while improving student performance through learning analytics and interactive platforms. However, the findings also highlight the importance of teacher training and institutional readiness to maximize its effectiveness. Future research should focus on developing standardized frameworks for the effective integration of LEMIS into teaching and administrative practices.
creator: Sunaina Tyagi, Vinod Kumar Jain
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1

Neuromarketing and Consumer Behaviour
type: item
description: Neuromarketing represents a convergence of neuroscience and marketing, offering a deeper understanding of consumer behaviour by examining subconscious processes that traditional methods often overlook. This paper explores the impact of neuromarketing on consumer decision-making, focusing on attention, emotion, and memory as critical drivers of behaviour. It reviews key methodologies such as electroencephalography (EEG), functional magnetic resonance imaging (fMRI), and eye-tracking, while highlighting practical applications in advertising, product design, and pricing strategies. Ethical concerns surrounding manipulation and privacy are also discussed. The findings suggest that neuromarketing provides valuable insights into consumer psychology, but its use must be balanced with transparency and responsibility.
creator: Mohd Azam
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1

The Effect of Macroeconomic Factors on the Contribution of Systematic Investment Plans of Mutual Fund Schemes in India
type: item
description: This study investigates the effect of selected macroeconomic factors on the Systematic Investment Plan (SIP) contributions to mutual funds in India over the period from April 2016 to March 2024. The key objective is to examine how macroeconomic variables such as Dollar Rate, Foreign Exchange Reserve, Inflation, Gross Domestic Product (GDP), Sensex, and Interest Rate influence SIP contributions by using multiple regression analysis. The results confirm that Dollar Rate, GDP, Sensex, and Interest Rate significantly impact SIP contributions, while Foreign Exchange Reserve and Inflation do not. The study concludes that SIP investments are sensitive to major macroeconomic movements and calls for careful policy considerations to enhance retail participation in mutual funds.
creator: Rohini. S, M. Jayanthi
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4162

Greening the Workforce: A Sustainable Human Resources Framework for SMEs through AI and Agile Methodologies
type: item
description: Small and medium-sized enterprises (SMEs) collectively have a significant environmental impact. Green human resource management (GHRM) can help them address this, but implementation challenges hinder sustainable continuity. This research proposes a theoretical business model to help SMEs adapt, meet sustainable goals, and build a resilient ecosystem. The study analyzed 368 Scopus-indexed papers using R-based Bibliometrix, Biblioshiny, VOSviewer, and R Studio. Findings reveal several foundational factors for the new model, including the necessity of green competencies (both natural and acquired) and green motivation. These elements contribute to green organizational citizenship behavior (GOCB), which is crucial for SMEs to adopt GHRM practices. Ultimately, these factors operate under the principles of environmental management, which drive businesses to enhance their environmental performance.
creator: Piyush Kumar, Balgopal Singh
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1

Empowering Emotional Well-Being: Generation Z’s Openness to Relationship Support Services
type: item
description: Generation Z is known for its openness, boldness, awareness, and other factors that we had not seen in the previous generations so prominently. They talk openly about sensitive topics like social issues, gender roles, finance, mental health, etc. The current study aims to provide insights on whether they only speak about it or whether they are truly committed to implementing it in their lives as well. We have seen Generation Z encouraging people to reach out to professionals when required, but do they reach out to professionals? The current study focuses on whether they are comfortable with the idea of reaching out to professionals for help in their relationships. This study was conducted on 110 college-going Generation Z students of Delhi NCR since they encourage everyone to reach out for professional help. However, the findings revealed a slightly different picture. Clear resistance could be seen in the students to seek professional help. However, there could be many reasons for this. In India, a collective society, relationships are always considered private matters, and interference from anyone is not encouraged. However, when things go adverse, we reach out to family members or a few friends. The idea of reaching out to seek professional help doesn’t come easily in our minds. Contrary to the Western world (USA and Canada), in an individualistic society, seeking professional help to save a relationship is not considered taboo. Certainly, there is a need to develop insights into the possible reasons for the resistance, which is important. Therefore, the current study provides us with insights on what could be the possible reasons for the resistance in Indian couples to seek professional help for their relationship.
creator: Neha Kaushik, Sakshi Kaul
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1

Indian Diaspora and Its Role in Promoting India’s National Interest- An Evaluation
type: item
description: The present article traces historical evolution of Indian diaspora and traces its role in promoting India’s national interest.
creator: Shekhar Choudhary, Parth Sharma
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1

The Rise of Young and First-Time Investors in the Indian Stock Market after the COVID-19 pandemic
type: item
description: In this research paper, the present investigation was undertaken to understand how the COVID-19 pandemic coincided with an unprecedented influx of young and first-time investors (FTIs) into the Indian stock market, driven by widespread digitalization, commission-free/low-cost trading, time at home, social media–driven narratives, and shifting risk–return expectations. This study examines (a) the demographic and psychographic profile of these entrants, (b) their motivations and information sources, (c) their financial literacy and risk tolerance, (d) technology adoption and platform preferences, and (e) the short-run and intended long-run investment behaviors and outcomes. Using a cross-sectional survey of 300 investors (150 FTIs aged 18–35; 150 experienced investors >35). Results revealed that the ease-of-use of mobile apps significantly increased the likelihood of being an FTI (B = 0.63, OR = 1.32, p < .01). Social influence strongly predicted trading intensity (r = 0.41, R² = 0.17, p < .01), while FTIs scored lower in financial literacy (M = 62.5) compared to experienced investors (M = 70.8), t(298) = –4.12, p < .01. Risk tolerance positively predicted equity allocation (β = 0.45, p < .01), and financial literacy moderated social influence, weakening its effect on speculative trading (interaction β = –0.22, p < .05). These findings suggest that technology convenience and peer networks are major drivers of youth investing post-COVID, but lower financial literacy increases vulnerability to speculative behavior. Practical implications include the need for financial education, responsible platform design, and regulatory safeguards. Limitations relate to the cross-sectional design, reliance on self-reports, and underrepresentation of rural populations.
creator: Manoj Kumar, Deepak Kumar
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1

An Empirical Investigation of Commercial Banks’ Impact on Financial Management, Macroeconomic Factors, And Financial Risks
type: item
description: An extensive empirical analysis into the complex interplay among financial risks, macroeconomic variables, financial management techniques, and commercial banks is carried out in this research report. This study attempts to shed light on how financial management strategies, macroeconomic variables, and associated risks influence and are influenced by commercial banks using real-world data analysis and sophisticated statistical approaches. For investors, banking professionals, and policymakers looking for a thorough grasp of the complex factors influencing the stability and resilience of the banking industry in the face of economic problems, this research offers insightful information.The value of the banking area is impacted by various macroeconomic variables, financial management, and risk consideration, and academics ought to give specific consideration to this part. This article looks at how economic hazards like credit and finances, economic variables, and methods for managing money like returns on assets (ROA) as well as returns on equity (ROE) impact Jordanian commercial Banking firm value. For the evaluation, Bank of Jordan discretionary data for the years 2012–2021 was obtained. The fixed-effect framework and the robust measurement error were used in the review to investigate the relationships between the variables and elements. The essay assists policymakers in determining ways for increasing bank value by focusing on financial management and limiting financial risk.
creator: Debendra Shadangi
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4167

The Impact of Digital Marketing Management and Quality of Service on the Sales Performance of Smes in the Digital Age
type: item
description: In the present computerized age, Small and Medium-sized Enterprises (SMEs) face unique challenges and opportunities in driving sales performance. This research expects to investigate the effect of digital marketing management and the quality of service on the sales performance of SMEs in the digital era. To investigate this topic, a mixed-method research design was employed. The study collected both quantitative and qualitative data from a sample of SMEs operating in diverse industries. The quantitative analysis involved examining the relationships between digital marketing management, quality of service, and sales performance using statistical techniques such as regression analysis. The qualitative analysis involved interviews and case studies to gain a deeper understanding of the mechanisms and underlying factors. The sightings of this paper reveal a strong positive connection between digital marketing management and sales performance. SMEs that effectively utilize digital marketing strategies experience higher sales volumes, increased customer acquisition, and improved customer engagement.
creator: Debendra Shadangi
rights: Copyright (c) 2026
date: 2026-01-08
publication date: 2026-01-08
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4168

“Examining the Relationship Between Governance Structures and Financial Viability in Health Insurance Companies – An Empirical Study”
type: item
description: Corporate governance is very critical in determining the financial integrity, accountability and long-term sustainability of organizations especially in highly regulated and stakeholder sensitive sectors like health insurance. The relationship between financial performance and governance structures in India's health insurance business is the subject of this research. In this study, 110 participants were interviewed, including board members, CEOs, finance heads and senior managers. The purpose of the research was to use descriptive and correlational analysis to determine how corporate governance practices, audit committees, internal controls, risk management and transparency affect the financial health, stability, longevity and trustworthiness of businesses. Findings have shown that the correlation between the variables of corporate governance and the financial variables are poor and negligible in terms of statistical significance, indicating that the governing mechanisms, although theoretically fundamental, are still not successfully affecting the financial performance of the research companies. The results suggest that more robust implementation, connection of risk management with the governance processes, and adequate communication with stakeholders should be used to convert the governance frameworks to concrete monetary and organizational gains. The research addresses a significant gap in research as it is the health insurance industry that the governance-performance literature usually does not cover and provides the policymakers and practitioners with the opportunities to engage in strategic planning in an effort to align the ethical governance with profitability and resilience.
creator: Rakesh N, Vishal Srivastava
rights: Copyright (c) 2026
date: 2026-01-09
publication date: 2026-01-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4174

A Comparative Study Of Depression Among Athletes And Non-Athletes
type: item
description: Depression is a common psychological issue among adolescents. It can negatively affect their emotional balance and overall quality of life. This study was conducted to compare the depression levels of athletes and non- athletes and to see whether regular participation in sports helps improve mental health in adolescents. The sample consisted of 200 male students aged 14 to 18 years. Among them, 100 were athletes regularly involved in organized sports, while the remaining 100 were non-athletes who did not take part in any regular physical activities. The Depression subscale of the Anxiety, Depression and Stress Scale (Bhatnagar & Singh, 2011) was used to assess depression levels among the participants. An independent t-test was conducted to compare the average depression scores of the two groups. Athletes had an average score of 21.84 (SD = 9.42), while non- athletes had a higher average score of 27.18 (SD = 10.11). The t-value of 3.45 and p-value of 0.001 showed a significant difference at the 0.05 level, indicating that non-athletes experience more depression than athletes. The study suggests that regular involvement in sports helps protect adolescents from depressive symptoms and improves their emotional strength.
creator: Lokesh Adhikari, Madhusudan Chakraborty
rights: Copyright (c) 2026
date: 2026-01-09
publication date: 2026-01-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4175

“A Study on Explainable Artificial Intelligence (AI) Techniques to Increase Transparency in Predictive Analytics for Education in India: Conceptual Analysis”
type: item
description: Predictive analytics has become central to modern educational technology, underpinning early warning systems, student performance prediction, adaptive learning, and institutional decision-making processes. The adoption of complex machine learning (ML) models, while enhancing predictive accuracy, has introduced challenges related to model opaqueness, bias, and limited interpretability. These challenges undermine stakeholder trust and raise ethical concerns, particularly in high-stakes educational decisions. Explainable Artificial Intelligence (XAI) offers a promising pathway to increase transparency, improve trust, and enable the responsible deployment of predictive systems in education. This study critically evaluates key XAI techniques—including feature importance, SHAP, LIME, counterfactual explanations, interpretable models, and surrogate modeling—and analyzes their applicability and limitations within educational contexts. Quantitative insights from existing studies indicate that the incorporation of XAI can improve stakeholder trust by up to 30% and decision accuracy by 15% in certain predictive tasks. The discussion highlights how XAI supports teachers, administrators, and students in understanding prediction outputs and mitigating risks such as algorithmic bias. The study concludes with strategic recommendations for integrating XAI frameworks into educational predictive analytics pipelines and proposes future research directions emphasizing empirical validation and user-cantered design.
creator: Abhishek Jain
rights: Copyright (c) 2026
date: 2026-01-09
publication date: 2026-01-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4177

Impact of Regulatory Shocks and Consolidation on the Stock Market Reactions of Previously Merged firms in the Indian Automobile and Banking Sectors
type: item
description: The study examines the short-run stock market impact of major environmental and regulatory shocks on firms that had previously undergone mergers in the automobile and banking sectors and systemic consolidation in the Indian banking sector. The study aims to determine whether markets perceived (a) regulatory shocks, i.e., the ban on >2000 cc diesel vehicles in NCR (16 December 2015) and the enforcement of BS-VI emission norms (19 February 2016) as value-destroying or stabilizing for previously merged automobile firms, and (b) the August 30, 2019 announcement of the 10 PSBs merged into four major entities as a signal of enhanced stability for previously merged banks. To test this, the study employs a ±7-day event window to analyze average abnormal returns (AAR) and cumulative average abnormal returns (CAAR), using both parametric and non-parametric statistical tests, including the t-test, Patell’s test, Wilcoxon signed-rank test, Sign test, Corrado test, and BMP test. The results indicate that the market did not view these regulatory events as major shocks. The findings have implications for policymakers, bank management, and investors regarding how merger history and anticipated stability influence stock valuation during periods of structural change.
creator: Ananya Saha
rights: Copyright (c) 2026
date: 2026-01-09
publication date: 2026-01-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4178

Advancing Global Competence in Higher Education through Education for Sustainable Development (ESD)
type: item
description: In the world becoming very globalized and the global matters becoming more complicated than ever, institutions of higher learning should prepare students with effective global competencies. Global competence encompasses global awareness, intercultural understanding, moral responsibility, and critical thought, and thus is one the main educational focus. The Education Sustainable Development (ESD) has proven to be a useful educational model that is similar in aspiration to the developmental competence of the globe. Teaching with the help of ESD makes students see the global sustainability problems in different perspectives and perceive the interrelation of the environmental, social, and economic dimensions of development. The current paper discusses the role of Education for Sustainable Development in promoting global competence in higher education. The research applies conceptual and secondary data based study research methodology that depends on the literature, global frameworks, and policy documents of such organizations as UNESCO (United Nations Educational, Scientific and Cultural Organization) and OECD (Organization for Economic Co-operation and Development). The paper follows a systematic review of the literature addressing the relationship between ESD and global competence and ways in which higher education institutions can incorporate ESD into their curriculums, teaching experience, policies, and campus life. The paper further highlights the significance of universities in facilitating practical learning, the interdisciplinary approach, and international collaborations to enhance the involvement and learning outcomes of students. Nevertheless, implementation of ESD in higher education is hindered by several challenges which include rigid curricula, staff preparation, resources and problems with measuring the outcomes of global competence. The paper has concluded that the successful implementation of ESD can only be done through an increased institutional comm…
creator: Sanjay Kumar Singh, Shushant Yadav
rights: Copyright (c) 2026
date: 2026-01-09
publication date: 2026-01-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4179

Index Rebalancing and its Valuation Ripple: A Deep Dive into Nifty 500 Companies
type: item
description: The purpose of this study is to investigate how addition and deletion of companies from the index affects their market valuation. For this research, the NIFTY 500 index was taken into consideration as it is a well – diversified benchmark index. A total of 54 events in year 2024 were selected initially but only 40 companies were taken into the consideration for further analysis due to non – availability of data. To determine the shifts in valuations based on return generation during the event period, event study methodology was used as introduced by (MacKinlay, 1997). The study evidenced insignificant results related to both events i.e. inclusion and exclusion which is inconsistent with the prior literature. Despite the fact that the NIFTY 500 index companies were chosen mostly on their market size, investors could not yet have complete faith in them. Since investors still believe that the excluded companies fundamentals are robust, their exclusion is likewise unimportant to them. The NIFTY 500 index is quite huge which slows down the flow of information into the market and suggests that larger indices are associated with less efficient markets.
creator: Devyanshu Garg, Meena Sharma
rights: Copyright (c) 2026
date: 2026-01-09
publication date: 2026-01-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4180

Influence of Social Media Marketing on the Brand Image of Higher Education Institutions: A Student Perspective
type: item
description: The move to social media integration into educational marketing has fundamentally changed the way that higher education institutions (HEIs) work to build their brand image and market themselves to prospective students. This research on the effects of social media marketing (SMM) on the brand image of HEIs has been carried out from the perspective of Indian students. Employing a mixed-method approach using quantitative survey results alongside qualitative information, the data of 300 respondents were analyzed using factor analysis method, t-tests, and ANOVA. The results of this chapter suggest that social media factors such as digital outreach, brand gratification, impact of SMS and Blogging, and institutional reliability have huge impact on the perceptions of brand image. Demographic variables such as gender, age and education level were found to have a moderating effect. Specifically, female students showed themselves to be more sensitive to brand than males concerning social media engagement, while older and better educated respondents showed differentiated responses to institutional credibility and outreach. The study, therefore, emphasizes growing need for HEIs to pursue integrated digital branding approaches for continuity of engagement as well as institutional reputation.
creator: Manisha Pipariya
rights: Copyright (c) 2026
date: 2026-01-10
publication date: 2026-01-10
volume: 6
number: 1

HR Analytics Meets Customer Insights: Leveraging Marketing Metrics for Workforce Optimization
type: item
description: The growing access to organizational information has turned human resource management and marketing into analytics functions. Conventionally, HR analytics and customer analytics have developed as distinct fields, but the increased focus on integrating the field strategically has given way to the possibility of applying marketing metrics to optimize the workforce. This paper discusses the intersection of HR analytics and customer insights by analyzing how data on customers can be used to decrease the planning of workforce, performance management, and employee engagement. The study is aimed at determining the crucial marketing measurements like the customer satisfaction, retention rates, brand perception, and service quality indicators and discussing how these measures can be relevant in making human capital judgments. The study is carried out in terms of synthesizing the available literature in the domain of HR analytics, marketing analytics and strategic management with the help of the conceptual and empirical review-based approach to developing an integrative framework that would allow relating the employee behaviour to customer outcomes. The results indicate that the performance of the workforce is highly correlated with the measures of customer experience, especially in service-based and knowledge-driven organizations. Feedback on customer ratings, loyalty rates and behavioural data can give the HR managers useful insights on talent development, training needs analysis, job matching and productivity improvement. Moreover, customer insights built into HR analytics help organizations to cease focusing on internal metrics of efficiency, and to shift to an external and market-driven view of workforce optimization. The paper notes that companies with integrated analytics strategies have a greater opportunity to attain high-quality services, reputable employer brand, and sustainable competitive advantage. Through the correlation of people analytics and customer-focused…
creator: Kavipragash R, Dinesh Gabhane, Sruthi S
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4188

A Study on Evaluating Psychological Factors Influencing Plant-Based Diet Among Gen Z
type: item
description: Purpose: This paper explored the psychological determinants of adoption of plant-based diet in Generation Z. The study aimed at empirically evaluating the role of internal decision-making processes in determining willingness, consistency, and involvement into plant-based dietary practices within the cohort of the youth. Design/Methodology/Approach: The research design applied in the study is quantitative research design based on Structural Equation Modelling (SEM) in SmartPLS. The sample was non-random purposive in nature, and the researcher used 215 Generation Z respondents to gather primary data. The proposed model consists of five unobservable variables that are evaluated with the help of nineteen observable measures that make it possible to assess both measurement and structural relationships between psychological variables and adoption of plant-based diet. Findings: The findings indicate that the impact of environmental concern, ethical beliefs, health consciousness, and social influence on the adoption of a plant-based diet in Generation Z is positive and statistically significant. The results indicate that dietary adoption is produced by an integration of individual values and health-related perception and social situations as opposed to an individual motivating variable. Implications: The findings can provide quality information to teachers, policymakers, medical practitioners working in the field of public health, and food industry stakeholders by determining the psychological motivators that affect the adoption of plant-based diets among the youth. The awareness of these factors can aid the creation of specific awareness programs and behavioral change interventions to promote sustainable and healthy eating habits. Originality: This research adds to the body of literature because it empirically studies the adoption of plant-based diets through the lens of psychology based on structural equation modelling framework. The generation Z-oriented study offers evi…
creator: Ravi Kanji Chavda, Aparna Jain
rights: Copyright (c) 2026
date: 2026-01-12
publication date: 2026-01-12
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4191

Impact of Global Tariff Wars on the Supply Chain of Pharmaceutical Raw Materials: A Study of Api and Fine Chemical Imports in India
type: item
description: This study investigates the impact of global tariff wars—particularly the ongoing U.S.-China trade conflict—on India's pharmaceutical supply chain, specifically on importing active pharmaceutical ingredients (APIs) and fine chemicals. As India is the largest global supplier of generic medicines, its heavy dependence on Chinese imports for approximately 70% of its APIs poses significant strategic and economic vulnerabilities. Using a mixed-methods approach combining trade data analysis, policy review, and case studies of leading pharmaceutical firms, this research explores how tariffs, protectionist trade policies, and supply chain disruptions have affected cost structures, production timelines, and export competitiveness. The findings reveal that tariff-induced input cost inflation, shipment delays, and price volatility have placed increasing pressure on India's cost-sensitive pharmaceutical export model, particularly in generics. The study further highlights how Indian firms adapt by investing in domestic API manufacturing, diversifying export markets beyond the United States, and transitioning toward higher-value product segments like biosimilars. Additionally, the paper underscores the importance of proactive trade diplomacy and international cooperation to build long-term supply chain resilience.
creator: Kapil Dev Pandey
rights: Copyright (c) 2026
date: 2026-01-13
publication date: 2026-01-13
volume: 6
number: 1

Achieving Competitive Advantage through Effective Human Resource Management and Sustainability in the Flexible Packaging Industry
type: item
description: During the last three decades, the Indian flexible packaging industry has undergone tremendous changes in the areas of technological developments, market competition, emphasis on sustainability and changes in the needs and preferences of the customers. In this context, Human Resource Management (HRM) and Sustainability are considered to be the two most important strategic drivers for competitive advantage. The present study aimed at investigating the effect of HRM practices and Sustainability on the Competitive Advantage of the Indian flexible packaging firms. Survey method was used to collect data by administering the questionnaires to 267 lower, middle and senior level managers of 23 organizations. Out of 231 responses received, 209 were found valid and were subjected to the regression analysis. Results revealed that HRM practices have a positive and significant impact on competitive advantage, and the variables of Sustainability intensify the business strategies of an organization. The Resource-Based View (RBV) of the firm was validated as the study evidenced that human capital and sustainability resources possessed by the Indian flexible packaging sector are valuable, rare, inimitable and embedded resources that result in competitive advantage. Moreover, managerial and theoretical implications for integrating HRM strategies with business strategies to sustain competitive advantage in the long run were discussed.
creator: Parwez Izhar, Vineet Kaushik
rights: Copyright (c) 2026
date: 2026-01-13
publication date: 2026-01-13
volume: 6
number: 1

Requirements for the Digitalization of Public Institutions and Administrations and Their Role in Modernizing Administrative Activity and Achieving Good Governance
type: item
description: The use of modern technologies in the management of public administrations and institutions has intensified since the beginning of the current century, particularly the introduction of digitalization as a tool for modernization and administrative reform in line with the global changes taking place. This research paper aims to highlight the concepts related to digitalization, its objectives and requirements, while shedding light on its positive impacts on improving administrative performance, bringing public administration closer to citizens, and enhancing transparency and good governance.
creator: Aouane Ali, Menia Laid, Arib Mohamed
rights: Copyright (c) 2026
date: 2026-01-13
publication date: 2026-01-13
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4196

The Effects of Using Artificial Intelligence Technologies on The Growth and Development of Emerging Institutions
type: item
description: The world is witnessing a technological revolution led by artificial intelligence (AI), which has become a pivotal tool in improving the performance of emerging institutions. These institutions face challenges such as limited resources and intense competition, which makes AI an effective means of analyzing data, automating processes, and providing innovative solutions that ensure superiority in dynamic markets.
creator: Bouzekri Achour, Omrane Dalila Batoul Manel
rights: Copyright (c) 2026
date: 2026-01-13
publication date: 2026-01-13
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4197

Legal Governance of Competition in Public Procurement: Economic Implications and International Comparisons
type: item
description: Public procurement is a major area of government activity, where ensuring competition is essential for efficiency, transparency, and economic performance. Legal governance provides the framework of laws and institutions that regulate procurement processes, aiming to prevent corruption, promote fairness, and encourage innovation. Competition in procurement drives better quality, lower costs, and broader market participation, while weak governance can lead to inefficiency and market distortions. This study analyzes the legal governance of competition in public procurement, explores its economic implications, and examines international experiences to identify best practices for enhancing transparency, fairness, and competitiveness.
creator: Meddah Rima Madjouba
rights: Copyright (c) 2026
date: 2026-01-13
publication date: 2026-01-13
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4198

Newly introduced legal mechanisms for investment development in Algeria under Law 22/18
type: item
description: Investment constitutes a fundamental pillar for economic development and sustainable growth, particularly in developing economies seeking to diversify their sources of income. In Algeria, the legal framework governing investment has undergone profound reforms, culminating in the enactment of Law No. 22–18 relating to investment. This law aims to improve the business climate, enhance legal certainty, reduce administrative constraints, and attract both national and foreign investors. This article examines the newly introduced legal mechanisms under Law No. 22–18 through a critical legal analysis. It seeks to assess the extent to which these mechanisms effectively contribute to promoting investment in Algeria. Adopting an analytical and critical methodology, the study evaluates the legal guarantees, institutional reforms, and incentive schemes established by the new law, while highlighting their strengths and potential shortcomings. The article concludes that although Law No. 22–18 represents a significant shift toward a more investor-friendly legal environment, its effectiveness largely depends on proper implementation, administrative coherence, and the stability of investment policies.
creator: Moulay Zakaria, Limam cheref
rights: Copyright (c) 2026
date: 2026-01-13
publication date: 2026-01-13
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4199

Impact of Adjustment and Academic Interest of Children of Working Women on their Educational Achievement in Mathematics and Science
type: item
description: The present research study is based on the descriptive survey method. The main objective of the research was to study the effect of academic interest and adjustment on the academic achievement in mathematics and science subjects of children of working women. A sample of 100 children of working women was selected using purposive sampling, including 50 boys and 50 girls. For data collection, the Math Achievement Test (MAT) developed by Ali Imam and Tahira Khatoon was used for assessing academic achievement in mathematics, and the Science Achievement Test (SAT) developed by Ali Imam, Gyan Pratap Singh, and S.P. Singh was used for assessing academic achievement in science. For collecting data on adjustment, the Adjustment Inventory for School Students (AISS) developed by Dr. A.K.P. Sinha and R.P. Singh was used. For assessing mathematical interest, the Mathematical Interest Scale developed by U. Tandon and Ashok Pal was used, and for assessing science interest, the Science Interest Test developed by L.N. Dubey and Archna Dubey was used. Analysis of the data revealed that the t-value between academic interest in mathematics and academic achievement was 2.09, while in science, the t-value was 2.25. The t-value between adjustment and academic achievement in mathematics was 2.33, while the t-value between science and adjustment was 4.03. Therefore, the researcher found a significant effect of academic interest and adjustment on the academic achievement in mathematics and science subjects of children of working women.
creator: Mohit Kumar, Pawas Kumar Mandal
rights: Copyright (c) 2026
date: 2026-01-14
publication date: 2026-01-14
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4205

The Role of Cultural Intelligence on Secondary School Students' Behavioral Development
type: item
description: The growing cultural diversity in school classrooms has increased the need to understand factors influencing students’ behavior. Cultural Intelligence (CQ) enables individuals to function effectively in multicultural environments and may play a significant role in students’ developmental outcomes. The present study aimed to examine the levels of cultural intelligence and behavioral development among secondary school students. Cultural intelligence refers to the ability to understand and adapt to culturally diverse situations, while behavioral development includes social adjustment, emotional regulation, and cooperative behavior. A descriptive research design was adopted for the study. Population of this study was secondary school students in Champawat district in the Kumaon region of Uttarakhand The sample consisted 50 students,25 male,25 female selected through random sampling. The sample consisted of 50 secondary school students selected using an appropriate sampling technique. Standardized tools were used to measure cultural intelligence and behavioral development. The collected data were analyzed using mean, standard deviation, and t-test.The findings revealed that the cultural intelligence of secondary school students was below the average level, and the obtained t-value was not statistically significant at the 0.05 level, leading to the rejection of the related hypothesis. The results also showed that the behavioral development of students was at an average level, and the corresponding hypothesis was rejected due to the non-significant t-value. Overall, the study indicates that secondary school students require greater educational support to enhance cultural awareness and positive behavioral skills.
creator: Savitri Karayat, Pawas Kumar Mandal
rights: Copyright (c) 2026
date: 2026-01-14
publication date: 2026-01-14
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4206

Investigating the Relationship between Media Ownership and Editorial Content: A Study on the Influence of Corporate Interests on Journalism
type: item
description: from business models to existential fears regarding their relevance. However, once these challenges are addressed, the question remains: What truth should journalism pursue? What is the purpose of journalism? Does journalism serve the public interest or does it rather serve the short- to long-time interests of private corporations? The purpose of this study is to examine the relationship between media ownership and the editorial content produced by that medium. More specifically, it investigates how bias or slant is affected by the structural or financial interests and affiliations of the media investigated. This is done through the analysis of three newspapers, two of which are controlled by the same group of media and belong to the same financial conglomerate, while the third is owned by a different group. Consequentially, the editorial content published by these newspapers is put together regarding its treatment toward the Bihar general election. The objective is to examine the similarities and differences in the prevalence and enforcement of prevailing normative standards of journalism across different media of news production, and how adherence to such standards links to media ownership types. Such variation is likely to result in different news representations of issues, events and groups in society, and possibly a different uptake of news among the public. In this study, ownership types are treated as variations of broader civic/social missions of media.
creator: Ram Sunder Kumar, Ganesh Shankar, Lucky Parashar
rights: Copyright (c) 2026
date: 2026-01-15
publication date: 2026-01-15
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4212

Integrating Classroom Pedagogies with Sustainable Development Goals: Fostering Skills for a Resilient Future
type: item
description: Sustainable Development Goals (SDGs) in education emphasize the transformation of classroom pedagogies to foster a sustainable future. This review paper explores how pedagogical methods, particularly flipped learning, align with SDGs to enhance educational outcomes. High-quality professional training, based on outcome-based approaches, necessitates defining core competencies and effectively implementing teaching and learning methods. Flipped learning, which shifts direct instruction from group to individual spaces, transforms traditional classrooms into dynamic, interactive environments. This method promotes active student engagement, creativity, and immediate feedback, which are essential for achieving SDGs. The paper highlights the need for educators to rethink traditional approaches to develop practitioners who can creatively contribute to the SDGs by 2030. By focusing on flipped learning, the paper addresses challenges in integrating SDGs into education and practice, ultimately aiming to improve student learning and engagement.
creator: Kavita Singh, Komal
rights: Copyright (c) 2026
date: 2026-01-15
publication date: 2026-01-15
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4213

“The Progression of Anti-Money Laundering Regulations: A Global Perspective”
type: item
description: Money Laundering causing perils to society. These activities shaken the socio-economic structure of nations. This paper describes how launderer obtained the illicit money via illicit mode, Phases of money laundering. It also covers popular cases related to money laundering. It also indicates the number of organized crime ratio in India and World Level. It is arduous to investigating agencies to crack down the origin of scams and funds. There is need of effective technological solutions that can prevent this type of crimes. Money Laundering is an emerging concept, it is done via online and offline modes. Ordinary, Criminal use cash intensive business to prevent the illicit gain. They develop shell companies and off shore bank accounts. This also involve regulatory framework established at national and international level. Largest Financial institutions demand need for better technologies to deter the illicit activities.
creator: Harminder Chopra, Kunal Shaktawat
rights: Copyright (c) 2026
date: 2026-01-15
publication date: 2026-01-15
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4214

The Impact of Microbreaks on Employee Productivity in Hybrid Work Environments
type: item
description: This research addresses the effect of micro breaks, defined as short, voluntary pauses during work hours, on self, reported productivity of professional knowledge workers across hybrid, remote, and on, premise work settings. The quantitative cross, sectional survey (N = 250) serves as the main source for the study, which examines how micro break frequency, duration, and type impact employee focus, digital fatigue, and productivity. The authors used several statistical analyses, including independent, samples t, tests and one, way ANOVA, to show that employees who regularly take micro breaks report productivity at a higher level and digital fatigue at a lower level significantly (p = . 036). The success of micro breaks depends on their nature, as physical and sensory breaks seem to be more rejuvenating than digital distractions. Apart from that, micro break habits vary from different working models in such a way that workers from hybrid and remote conditions take more breaks but are more likely to experience guilt. The results provide support for Attention Restoration Theory as well as Conservation of Resources theory, pointing to micro breaks as indispensable mechanisms of self, regulation for the maintenance of cognitive resources in a digital, intensive environment. The research study is a source of practical proposals for the management of the organization in order to make break autonomy a normal phenomenon, facilitate the implementation of buffer, time policies, and stimulate digital wellness training as means of employee well, being and performance in the hybrid work setting.
creator: Natasha Parashuram Shroti
rights: Copyright (c) 2026
date: 2026-01-15
publication date: 2026-01-15
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4216

Retracted
type: item
description: Retracted
rights: Copyright (c) 2026
date: 2026-01-16
publication date: 2026-01-16
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4222

“Ethical Artificial Intelligence in University HRM: Implications for Faculty Mental Satisfaction, Commitment and Retention”
type: item
description: The increasing use of Artificial Intelligence (AI) in Human Resource Management (HRM) marks a transformative change in how organizations structure, execute, and rationalize people management practices. AI-driven HRM systems now play a pivotal role in recruitment, performance evaluation, workload distribution, and career progression, fundamentally altering the dynamics of employee–organization relationships. Although existing HRM research has primarily highlighted the efficiency and analytical strengths of AI, considerably less focus has been placed on examining its ethical consequences for employees’ psychological well-being and workplace experiences. From a Human Resource Management (HRM) theory perspective, Artificial Intelligence (AI) disrupts foundational assumptions concerning fairness, managerial discretion, and the nature of relational exchanges between organizations and employees. While algorithmic decision-making has the potential to mitigate certain forms of human bias, it simultaneously introduces challenges such as increased opacity, depersonalization, and the risk of perceived injustice. These ethical and psychological concerns are especially pronounced in knowledge-intensive settings like higher education institutions, where professional autonomy, identity, and psychological safety are vital to employee well-being. Although ethical AI and HRM have been examined independently, conceptual integration explaining how ethical AI practices influence employee psychological outcomes and retention remains underdeveloped. Addressing this gap, the present paper adopts a conceptual approach to develop a theory-driven framework linking ethical AI practices in HRM to mental satisfaction, organizational commitment, and retention intentions. By proposing research propositions and a theoretically integrated framework, the paper advances HRM theory by positioning ethical AI as a human-centric and sustainable HRM practice rather than a purely technological tool. The pape…
creator: Neha Tiwari, Aditya Sharma
rights: Copyright (c) 2026
date: 2026-01-16
publication date: 2026-01-16
volume: 6
number: 1

Challenges in Implementing Artificial Intelligence (AI) in the Research Area of Management Institutes
type: item
description: Artificial Intelligence (AI) has proved to be a revolutionary force across a variety of study areas, having a major impact on research procedures, analysis of data, and decision-making in management education. Though it has immense capabilities, the application of AI in the research field of management institutions is still in its emerging stages. The current study aims to examine and outline the significant challenges faced by management institutions in implementing AI in their research work. The study targets significant areas, including infrastructure constraints, a shortage of technical skills, data accessibility and privacy issues, poor institutional support, ethical, and technology resistance. The faculty members and research scholars, from selected management institutes were provided with a structured questionnaire with a five-point Likert scale. The results are likely to demonstrate that a lack of infrastructure, reduced budgets, and no training programs are major interruptions to successful AI uptake in research. Furthermore, inadequate interdisciplinary research and clear-cut institutional policies are also major obstacles. The research emphasizes the importance of building capacity, policy design, and increased industry–academia cooperation to create an environment within which AI can be integrated into research. By overcoming these challenges, management institutes can use AI tools to improve the quality, accuracy, and innovation of research results, leading ultimately to more data driven and future oriented management education. The objective of the research are: 1) To assess the current level of awareness and adoption of AI tools among faculty and research scholars. 2) To evaluate the infrastructure and resource constrains in the organization.
creator: Sandeep Moghe, Shankar Chaudhary
rights: Copyright (c) 2026
date: 2026-01-16
publication date: 2026-01-16
volume: 6
number: 1

Bridging the Gap of Credit: A Micro-Level Analysis of Kisan Credit Card (KCC) in Prayagraj District
type: item
description: This study examines the effectiveness of the Kisan Credit Card (KCC) scheme in expanding institutional credit access and improving agricultural productivity among small and marginal farmers in Prayagraj district, Uttar Pradesh. Adopting a mixed-methods approach, the research integrates structured surveys of 120 respondents with qualitative insights from focus group discussions (FGDs) and stakeholder interviews. Quantitative findings reveal that 79.2% of KCC beneficiaries were male, indicating persistent gender disparities in formal credit access, while 61.7% were marginal landholders, highlighting structural vulnerability within the rural credit system. Awareness of core scheme components such as loan validity (87%) and interest subvention (76%) was high, but digital adoption remained limited—only 54.2% of farmers used RuPay cards regularly, and 42% were aware of embedded insurance benefits. Cross-tabulation and correlation analyses demonstrate significant disparities in credit utilization by gender and landholding, and a strong positive relationship (r = 0.91) between timely credit disbursement and crop yield improvement. Thematic evidence further exposes institutional bottlenecks, including Aadhaar mismatches, digital illiteracy, and gender-based constraints. The findings reinforce the credit constraint hypothesis, underscoring the importance of aligning KCC with complementary programs such as PM-KISAN, PMFBY, and Self-Help Group (SHG) initiatives. The study advocates for a shift toward user-centric financial inclusion models under KCC 2.0, integrating gender sensitivity, digital literacy, and institutional accountability.
creator: Ayaz Ahmad
rights: Copyright (c) 2026
date: 2026-01-19
publication date: 2026-01-19
volume: 6
number: 1

Assessing the Financial Impact of Covid-19 on Private Educational Institutions: A Study of Raipur Division
type: item
description: The education sector in India was severely affected by the COVID-19 pandemic as the financial situation of the previously existing educational institutions was at its lowest point ever. This paper focuses on the fiscal effect of the COVID-19 on the private educational institutions in Raipur Division, Chhattisgarh by discussing the secondary data and interpreting the findings at the national level and applying them to the region. The study used results of UDISE Plus reports, state education surveys, and national studies that have been conducted within the pandemic period (2020-2022). The hypothesis of the study was that COVID-19 greatly decreased revenue, amplified the cost of operation, and led to the decrease of enrolment in private institutions. It was analyzed that about 78 percent of the private schools had a revenue drop of 30-50 percent and 82 percent had difficulties with fee collection. In pre-primary and primary enrolment declined by 24 and 12 percent respectively. Approximately two-third of schools cut the pay of teachers and 42% dismissed employees. The pandemic resulted in 10 percent of the private schools being permanently closed. The costs of digital infrastructure also rose by 88.9% and the cost of sanitization rose by 157.1 which took a strain on the operations. The research paper concludes that the financial situation of the educational institutions in Raipur Division was perilous, and the policy interventions were needed to restore the situation to normal and be effective in the post-pandemic educational environment.
creator: Sakshi Kahar, Satya Kishan
rights: Copyright (c) 2026
date: 2026-01-19
publication date: 2026-01-19
volume: 6
number: 1

"Who Finds Fulfillment at Work? Analyzing Job Satisfaction Disparities by Demographic Groups in Healthcare Settings of Mumbai City"
type: item
description: In the healthcare industry, job satisfaction has a significant impact on quality, productivity, effectiveness, and healthcare costs. An understanding of the factors impacting performance and job satisfaction of healthcare workers is essential to the success of organizations. This research examines job satisfaction disparities among healthcare workers in Mumbai City across key demographic groups, including age, marital status, professional qualifications, work experience, organizational tenure, and employment status. The primary objective was to identify how these factors differentially influence satisfaction dimensions such as relationships with colleagues and supervisors, perceptions of management concern, work's impact on physical health, skill utilization, wage satisfaction, and overall job fulfillment. By addressing these disparities, the study aims to highlight psychosocial influences in urban Indian healthcare settings, where workforce retention challenges persist amid high demands.
creator: Rashma Nathani, Seema Pandit
rights: Copyright (c) 2026
date: 2026-01-19
publication date: 2026-01-19
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4230

Breaking the Silence: Laughter Percussion as a Transformative Modality in Counseling Psychology
type: item
description: The use of Laughter Percussion as an alternative treatment to traditional methods based on talking is introduced through this research and it is characterized mostly by its being trauma informed and rhythm based (Banamungu, 2024). With the use of a qualitative case-study design, the researcher studied a total of 30 individuals living in three different locations, Perth, Kalgoorlie (Western Australia), and Kigali (Rwanda), during the 12-week periods of their participation in the programs. The group of participants included people who have experienced trauma (n = 12), those with post-traumatic stress and anxiety symptoms (n = 10), and young ones with different mental abilities (n = 8). Throughout the different study locations, a significant clinical improvement was observed, as indicated by the mean score reduction of the GAD-7 anxiety disorder test by 30%, and the PHQ-9 depression scores by 24%. Rhythmic entrainment of the nervous system, mirror-neuron activation (i.e., activating or triggering neurons that would be engaged or activated if the person were participating in the same activity), playfulness, and joy were all part of the mechanisms of change fostering emotional safety and connection. The qualitative themes pointed out to the advantages of improved self-expression, less resistance, and a stronger group identity. The study results showed that the Laughter Percussion therapy can easily break through cultural, physical, and access barriers that counseling psychology usually encounters, thus providing a lively and fun way to recover from trauma.
creator: Idi Banamungu
rights: Copyright (c) 2026
date: 2026-01-19
publication date: 2026-01-19
volume: 6
number: 1

Impact of Effective Teaching Strategies for the Students with Learning Disabilities
type: item
description: Learning Disabilities (LD) constitute a heterogeneous group of neurodevelopmental conditions that affect core academic and cognitive skills such as reading, writing, reasoning, and information processing. In line with the Rights of Persons with Disabilities (RPWD) Act, 2016, Sustainable Development Goal 4, National Education Policy (NEP) 2020, and National Curriculum Framework for School Education (NCFSE) 2023, inclusive and learner-centered pedagogical practices have become a central concern in school education. The present study examines the impact of effective teaching strategies on the academic performance, engagement, behaviour, and learning outcomes of students with learning disabilities. The study adopted a descriptive survey method. Data were collected from 40 Special Education Teachers (SETs) teaching at primary, secondary, and senior secondary levels in Delhi. A structured Google Form consisting of 16 items based on Likert scale responses, multiple-choice questions, and guided open-ended questions was administered during December 2024 to January 2025. The data were analysed using percentage-based descriptive statistics.
creator: Braj Kishore Jha, Pawas Kumar Mandal
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1

Artificial Intelligence (Ai) In Human Resource Decision-Making: Opportunities, Risks, And Ethical Challenges
type: item
description: The rapid adoption of Artificial Intelligence (AI) in Human Resource (HR) decision-making is transforming the way organizations manage talent, enhance efficiency, and support strategic workforce planning. AI-driven tools are increasingly used in recruitment and selection, performance evaluation, employee engagement, and predictive workforce analytics. While these technologies offer significant opportunities such as improved decision accuracy, reduced administrative workload, and data-driven insights, they also introduce substantial risks and ethical concerns. Key challenges include algorithmic bias, lack of transparency in automated decision systems, data privacy and security issues, and potential erosion of human judgment in critical employment decisions. This study examines the role of AI in HR decision-making by systematically analyzing its opportunities, associated risks, and ethical challenges. Drawing on existing literature, industry practices, and ethical frameworks, the paper highlights the need for responsible AI governance, human–AI collaboration, and transparent decision-making processes in HR functions. The findings emphasize that while AI can enhance HR effectiveness, its deployment must be carefully managed to ensure fairness, accountability, and trust. The study contributes to the growing discourse on ethical AI in human resources and offers practical insights for HR professionals, organizational leaders, and policymakers seeking to balance technological innovation with ethical responsibility.
creator: Abdul Rahman Noordeen
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4239

The Role of Artificial Intelligence (AI) and Emotional Intelligence in Enhancing Leadership Effectiveness and Team Performance
type: item
description: In the rapidly evolving digital work environment, leadership effectiveness increasingly depends on the ability to integrate advanced technologies with human-centric skills. This study examines the joint role of Artificial Intelligence (AI) and Emotional Intelligence (EI) in enhancing leadership effectiveness and team performance. The primary purpose of the study is to explore how AI-driven tools and emotionally intelligent leadership behaviors collectively influence decision-making quality, interpersonal relationships, and overall team outcomes. The research adopts a mixed-method approach, combining conceptual analysis with a survey-based quantitative study of managers and team leaders across selected organizations. Statistical techniques such as correlation and regression analysis are used to assess the relationships among AI adoption, emotional intelligence, leadership effectiveness, and team performance. The findings reveal that AI significantly enhances data-driven decision-making, operational efficiency, and performance monitoring, while emotional intelligence plays a critical role in building trust, empathy, motivation, and effective communication within teams. More importantly, the integration of AI capabilities with high emotional intelligence enables leaders to become more adaptive, empathetic, and responsive to complex organizational challenges. The study concludes that a balanced and ethical use of AI, complemented by strong emotional intelligence, leads to improved organizational outcomes, sustainable leadership practices, and high-performing teams. The findings offer valuable insights for organizations seeking to develop future-ready leaders in AI-enabled workplaces.
creator: Abdul Rahman Noordeen
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4240

Risk-Adjusted Performance of Sustainable Mutual Funds: Evidence from Emerging and Developed Markets
type: item
description: The paper analyzes the performance of sustainable mutual funds in both emerging and developed markets with respect to three most popular risk-adjusted performance metrics: Treynor ratio, Jensen Alpha and Sharpe ratio. This paper analyzes 312 sustainable mutual funds that are operating in 15 countries within the time frame of 5 years (2019-2023) and assesses the potential of Environmental, Social, and Governance (ESG) investment strategies to achieve better risk-adjusted returns than traditional funds. The results show that sustainable funds in more developed markets exhibit better Jensen’s Alpha performance (0.47% monthly excess return, p<0.01) while emerging market sustainable funds exhibit higher Treynor ratios (0.051 vs 0.042). Sharpe ratio analysis indicates mixed performance across both segments, challenging the traditional assumption that ESG factors necessarily compromise financial returns. The study contributes to the growing literature on sustainable finance by providing robust empirical evidence on the risk-return profile of ESG investments across diverse market conditions and regulatory environments.
creator: Safia Khan, Tarika Singh Sikarwar
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4241

The literary Text from the Poetics of Genres to Textual Structures
type: item
description: This study seeks to search for the problem of the literary text and its relationship to the issue of genre classification through the theory of genres or what is known as poetics according to Aristotle, who researched the subject of poetry and tried to search for its types, characteristics and rules, for the nature of the literary is linked to the extent to which the text respects certain standards; otherwise, the text will not have the right to be recognized as literarily legitimate by the literary institution. Poetics controls these standards and, through them, assesses literary texts, studies them, analyzes them and classifies them into higher models based on their characteristics. However, the literary text rebels against every classification and transcends the limits set by poetics, so poetics must recognize the transformations of the literary text and its dynamism, and must look at the differences rather than focusing on the similarities that unite the texts. Therefore, if poetics wants to achieve its project, it must recognize the specificity and diversity of the literary text, and proceed from it to formulate an effective dynamic conception according to the principle of textual structures.
creator: Kara Mostefa Noureddine
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4242

Corporate Governance and Fraud Prevention: An Empirical Study of Indian Corporations
type: item
description: This study examines the relationship between corporate governance mechanisms and corporate fraud among Indian listed firms. Using a panel of non-financial companies listed on Indian stock exchanges from 2012 to 2022, we investigate whether stronger governance structures reduce the likelihood and severity of corporate fraud. Fraud is proxied using observable misconduct outcomes, including regulatory enforcement actions, adverse audit signals, and accounting irregularities. Corporate governance quality is measured using a composite index capturing board structure, audit committee effectiveness, ownership characteristics, and audit quality. Employing fixed-effects regression models and addressing endogeneity through lagged governance measures and propensity score matching, we find that firms with stronger governance exhibit significantly lower fraud risk. Audit committee independence and auditor quality emerge as the most effective deterrents, while high promoter ownership significantly weakens the governance–fraud relationship. Overall, the findings contribute to the emerging-market governance literature and offer important implications for regulators, boards, and investors seeking to strengthen fraud prevention frameworks in environments characterized by concentrated ownership.
creator: Khushboo Singh
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4243

Effect of Machine Learning on Human Resources, Marketing, and Financial Aspects of E-Commerce
type: item
description: The rapid growth of e-commerce platforms has intensified the need for intelligent, data-driven decision-making across organizational functions. Machine Learning (ML) has emerged as a transformative technology enabling e-commerce firms to optimize human resource management, enhance marketing effectiveness, and improve financial performance. Despite growing adoption, empirical studies examining the integrated impact of machine learning across HR, marketing, and financial dimensions of e-commerce organizations remain limited. The present study conducts a comprehensive empirical analysis of how varying levels of machine learning adoption influence human resource effectiveness, marketing performance, and financial outcomes in e-commerce firms. Using a quantitative research design, data were collected from 200 e-commerce organizations, categorized into high ML adoption and low ML adoption groups. Statistical techniques such as independent samples t-tests, chi-square tests, and discriminant analysis were employed to evaluate differences across functional performance dimensions. The findings reveal statistically significant differences between high and low ML-adopting e-commerce firms. Organizations with advanced machine learning capabilities demonstrate superior HR efficiency, enhanced marketing outcomes, and stronger financial performance. The results highlight machine learning as a strategic enabler of organizational competitiveness and sustainability in the e-commerce sector.
creator: Nagarajan G
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4244

The Impact of Staff Performance with Green Human Resource Management (HRM) Practices in Business Sustainability
type: item
description: Stakeholders have increased their demands over the past few centuries for businesses to use eco-friendly practices. Finding sustainable practices that improve sustainability is thus more important than ever. Although The Global Human Resources Management or environmental HR management, has drawn a lot of interest from scholars, there continue to be few and undeveloped studies on green practices. Examining the strategies used to enhance “business sustainability” (BS) is the study’s main goal. The inquiry arranges the existing works using the strategy choice idea and a characteristic method, demonstrating the importance of GHRM strategies for environmental management and BS. Utilizing the intermediary functions of ecological and staff performance, this investigation examines the implications of GHRM activities, comprising instruction and growth, performance evaluation, incentive, and reimbursement, on BS. The statistics have been gathered from 165 management staff members in India's textile industry using an internet-based survey technique. The research's results revealed important impacts of GHRM activities, including incentive and reimbursement, instruction and growth, and performance evaluation, on BS. The specific mediating impact of worker and surroundings production between GHRM activities and BS are also experimentally examined in this research. The results of the investigation provide credence to the proposed regulating model.In developing nations, the Green Housing and Managing (GHRM) concept is novel. To determine environmental issues and assess the effects of GHRM programs in India’s industrial and textile sectors, further research is required.
creator: Ravi M.N, Suman Shetty N
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4245

The Role of Internet of Things Data in Stock Market Forecasting: A New Frontier for Financial Management
type: item
description: The Internet of Things (IoT) is transforming stock market prediction because of the availability of high-dimensional data in real-time. This study aims at identifying how big data analytics, predicting modelling and block chain frameworks deployed under IoT improve on financial decision making and the stability of the market. The study demonstrates that the integration of data streams from IoT results in improvements in predictive models, risk management, and transactional processes. The outcomes stress the compatibility of IoT applications with traditional theories in finance, while stressing the revolutionary nature of these applications for correcting market imperfections and improving the forecast accuracy. Still, issues like privacy and the ability of different sub-systems to work together show that IoT in the sphere of financial ecosystems means a new level of development. The subsequent sections of this paper indicate that there is a need to improve on IoT adoption and integrate IoT better into the practices that affect the stock market and financial management.
creator: Jaymin Arvind Shah
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4246

Mediating the Impact of Customer Relationship Management on the Influence of Online Purchase Intent through Digital Marketing Management
type: item
description: This study looked at the connection between customer relationship marketing (CRM), digital marketing, and the intention of online purchases among live-on social media Facebook users. The web-based questionnaire has been dispersed and statistics have been gathered from 355 live-streaming consumers on Facebook using the quantitative approach of convenient sampling. The data have been analyzed using a portion least structural equations model (PLS-SEM) to assess assumptions and for expository reasons. Using the mediating impact of CRM among live-on social media consumers, results backed the connection between the intention of online purchases and digital marketing. This research may help owners of companies and digital advertisers react to the requirements of live-on Facebook consumers and enhance their marketing administration.
creator: Gajendra Kumar Gupta
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4247

Dharma, Artha and Yogakṣema: Re‑reading Indian Knowledge Systems through Śāstra, Upāya, Sāma and Dāna
type: item
description: The contemporary revival of the Indian Knowledge System (IKS) invites a re‑examination of classical concepts that shaped ethics, governance and social welfare in pre‑modern South Asia. This enhanced research paper draws on themes from traditional Indian knowledge—definitions of śāstra, meanings of artha, the cycle of yogakṣema, the upāyas or strategies of statecraft, detailed typologies of sāma (conciliation) and dāna (charitable giving)—and demonstrates their practical application in contemporary Indian governance and policy-making. This paper reconstructs an integrated framework of Indian thought on prosperity and public order, analyzing how these ancient principles manifest in modern policies such as the National Education Policy (NEP) 2020, the Panchayats (Extension to Scheduled Areas) Act (PESA) 1996, and various tribal development initiatives. The research incorporates primary data from government reports, secondary data from academic sources, and extensive citations to demonstrate the living relevance of IKS in 21st-century India.
creator: Abhishek Verma, Amarnath Paswan
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4248

Enhancing Financial Performance and Sustainable Growth in Food Processing SMEs through Working Capital Management Optimization: A Systematic Literature Review
type: item
description: This systematized literature review explores the effectiveness of the working capital management (WCM) on the financial operations and long-term survival of small and medium food processing enterprises (SMFPEs). Food processing industry contributes to development through value addition, employment, and rural income diversification, but faces challenges as fragmented raw material supply chains, seasonal raw material availability, and inadequate finance. Efficient WCM is revealed as one of the strategic capabilities that increase liquidity, operational efficiency, and profitability. Some of the important short-term assets determine financial health and efficiency in production. WCM effectiveness is highly meditated by technological adoption, managerial competence as well as regulatory compliance. Empirical data confirms that optimized working capital cycles across regions enhance SME profitability, resilience, investment attraction, and sustainable growth. The review emphasizes interventions to overcome liquidity problems and strengthen WCM practices in food processing SMEs worldwide. The article presents text on WCM in SMEs.
creator: Gahana G Shanbhag
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4249

Scientific Management in the Era of Artificial Intelligence A Socio-Organizational Interpretation
type: item
description: This article focuses on the relationship between scientific management and artificial intelligence, highlighting how AI contributes to the development of modern management practices. The article reviews the theoretical foundations of scientific management and explains the impact of smart technologies, such as machine learning and predictive analytics, in improving efficiency and decision-making. It also discusses the benefits provided by these technologies, such as enhanced productivity and innovation, along with the challenges and limitations associated with them, including ethical risks and infrastructure requirements. In conclusion, the article addresses the future of scientific management in the era of AI and the potential for achieving a sustainable competitive advantage for organizations.
creator: Hadjadj Madani
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4251

Financial Literacy and Investment Decisions: A Systematic Review of Empirical Evidence
type: item
description: Financial literacy is widely recognised as a prerequisite for the development of a strong financial system in nations around the world. Policymakers, regulators, governments, and numerous other stakeholders have recently been interested in financial literacy. Financial education providers have made significant investments and efforts to promote financial literacy through a variety of financial education programs. This review article provides an overview of the various facets of financial literacy and investing decisions by analysing previous research studies conducted by different researchers.
creator: Sudha Pandey, Manjula Jain
rights: Copyright (c) 2026
date: 2026-01-20
publication date: 2026-01-20
volume: 6
number: 1

A Study on Effect of Digital Practices on Sales Performance and Business Sustainability of Msmes
type: item
description: The goal of this research is to better understand the relationship between sales performance and digital marketing's impact on a company's long-term viability. Structural equation modelling and other quantitative methods are employed for data analysis here. Choosing samples using methods that are most convenient for the researchers. In this study, we surveyed 142 micro, small, and medium enterprises (MSMEs) in the Bangalore area using online questionnaires and analyzed the responses. Data analysis reveals digital marketing had a positive and material effect on business outcomes including sales performance and long-term viability. Digital marketing can be executed over a wide range of channels, from social media and the web to search engine optimization (SEO). According to the findings, social media is a popular digital medium among MSMEs. This study analyzes data from both large and small companies to reveal the most successful sales strategies and approaches that can boost revenue and ensure a company's continued prosperity.
creator: Guru M C, Asifulla A
rights: Copyright (c) 2026
date: 2026-01-21
publication date: 2026-01-21
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4255

Integration of Green Propellants in Advanced Chemical Propulsion Systems: Challenges and Innovations for Future Rocketry
type: item
description: This paper reviews the integration of green propellants, such as HAN-based AF-M315E and ADN-based LMP-103S, into advanced chemical propulsion systems in order to replace toxic hydrazine and UDMH, addressing their environmental harm from emissions like 300 tons of CO per launch, high carcinogenicity, and handling costs. Despite superior performance metrics such as specific impulse (Isp) of 250-260s compared to hydrazine’s 230-235s, higher density impulse, and reduced toxicity allowing for easier ground operations; these alternatives face challenges including catalyst preheating above 350
creator: Jamil Mukthar
rights: Copyright (c) 2026
date: 2026-01-21
publication date: 2026-01-21
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4257

Authenticity in Corporate Social Responsibility: Conceptualizing Employee Perceptions of CSR and Greenwashing in Indian Banking
type: item
description: The present paper develops a conceptual framework to analyze employee perception toward Corporate Social Responsibility (CSR), with a specialized emphasis on distinguishing genuine CSR from greenwashing practices within the Indian banking sector. As global and domestic pressures mount for financial institutions to demonstrate ethical and sustainable operations, CSR has transitioned from a peripheral philanthropic activity to a core strategic tool for reputation building and the cultivation of stakeholder trust. However, the proliferation of greenwashing—the act of making false, exaggerated, or misleading claims regarding environmental and social impact—poses a significant threat to organizational integrity. This study synthesizes literature alongside empirical observations to propose a model explaining how CSR authenticity serves as a primary driver of employee trust, motivation, job satisfaction, and organizational loyalty. Through a mixed-methods approach utilizing descriptive and exploratory research designs, the study identifies critical predictors of employee perception, including transparency, environmental commitment, ethical governance, and employee involvement. The findings underscore that while authentic CSR fosters positive workplace behaviors and enhances retention, greenwashing triggers skepticism, work alienation, and disengagement.
creator: Jaimini Yagnik, Alvina Thomas
rights: Copyright (c) 2026
date: 2026-01-22
publication date: 2026-01-22
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4266

The Future of Journalism in the Digital Age: An Indian Perspective
type: item
description: The evolution of journalism in India has been deeply intertwined with the country’s political, social, and technological transformations. From its foundational role during the freedom struggle to its present-day manifestation across digital platforms, journalism in India has historically functioned as a democratic watchdog, a platform for public deliberation, and an instrument of social reform. In the digital age, however, journalism is undergoing one of the most significant transformations in its history. The proliferation of the internet, affordable smartphones, social media platforms, and algorithm-driven content distribution has fundamentally altered how news is produced, circulated, and consumed.
creator: Garima Rai, Shanu Jha, Aditya Uttam
rights: Copyright (c) 2026
date: 2026-01-23
publication date: 2026-01-23
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4271

Exploring User Perception and Trust in Astrology Apps: A Study of Digital Astrology Adoption and Engagement
type: item
description: This study looks into how users perceive, trust, and engage with astrology apps. It uses a mixed-methods approach that includes both surveys and interviews. The survey part collects data on demographics, how often users engage with the apps, their views on credibility, privacy concerns, and satisfaction levels among 57 participants. The interviews provide deeper insights into why users are drawn to these apps, what they expect, and the personal value they find in them. The findings show that while many people use astrology apps, there is significant doubt about the accuracy and reliability of their predictions. Privacy is a big concern, with most participants feeling uncertain or distrustful about data security. Some users see astrology as a spiritual guide, but many mainly use the apps for convenience or entertainment. Overall satisfaction is low, as most users feel the apps do not live up to their expectations, and few are likely to recommend them to others. The combined results point out major issues in trust, personalization, and data transparency that affect user engagement and satisfaction. These observations provide important insights for developers, service designers, and researchers interested in online trust and digital spirituality.
creator: Shruti Mishra
rights: Copyright (c) 2026
date: 2026-01-23
publication date: 2026-01-23
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4272

Media Law In the Digital Era: Regulatory Transformations, Judicial Safeguards, And Democratic Concerns in India
type: item
description: The digital transformation of mass communication has significantly changed the legal landscape governing freedom of expression and the functioning of the media. Legal frameworks designed for print and broadcast journalism are now grappling with challenges posed by social media platforms, online news portals, algorithm-based content, artificial intelligence, misinformation, deep fakes, and the misuse of personal data. This paper critically examines the current state of media law in India by analyzing constitutional provisions, statutory regulations, and judicial responses affecting digital media governance. The study employs a theoretical and qualitative analytical research methodology, drawing upon constitutional texts, statutes, judicial precedents, and scholarly literature. The analysis reveals that while regulatory mechanisms have expanded to address emerging digital threats, constitutional courts are playing a crucial role in preventing excessive restrictions on freedom of expression. This paper argues that inconsistent regulation can undermine democratic communication and journalistic autonomy. It concludes by advocating for a balanced, transparent, and rights-oriented media law framework that is capable of responding to technological shifts while upholding fundamental democratic principles.
creator: Ram Sunder Kumar, Richa Chandi, Vikash Singhal
rights: Copyright (c) 2026
date: 2026-01-23
publication date: 2026-01-23
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4273

Associations between Body Composition Indicators and Lower-Limb Explosive Performance in Elite Algerian Basketball Players
type: item
description: This study aimed to examine the associations between body composition indicators and lower-limb explosive performance in elite Algerian basketball players. A correlational research design was adopted, involving senior male players competing at the national elite level. The sample consisted of players with a mean age of 26.89 ± 5.92 years, mean height of 1.89 ± 0.08 m, and mean body mass of 83.23 ± 12.62 kg. Body composition was assessed using bioelectrical impedance analysis, focusing on body fat percentage (BF%) and total body water percentage (TBW%). Lower-limb explosive performance was evaluated using squat jump (SJ) and countermovement jump (CMJ) tests.
creator: Seyah Zakaria, larbi Mohammed, Abbache Ayoub
rights: Copyright (c) 2026
date: 2026-01-23
publication date: 2026-01-23
volume: 6
number: 1

Integrating Smart HR 4.0 Technologies for Sustainable Talent Acquisition in Rural Handicraft Industries
type: item
description: This research examines how Smart HR 4.0 systems can be incorporated into improving talent and sustainability in the rural handicraft hall departments. Using the power of Industry 4.0 technologies, including artificial intelligence (AI) powered recruitment, predictive analytics, blockchain certification, and IoT-controlled production control, the study is designed to help carry the bridge between OTC artisan skills and market realities in the modern environment. The framework involves overcoming such severe obstacles as low levels of digital literacy, infrastructural shortcomings, and socio-cultural limitations, where special approaches are suggested to retain cultural heritage, which will enhance competitiveness. The research also inculcates the concepts of economic, social, and environmental sustainability by describing how digital platforms will serve to facilitate the process of candidate sourcing, allow skills-based assessment and increase workforce retention. The integration mechanisms give priority to the development of a digital infrastructure, capacity building, and the cooperation of stakeholders to make the adoption inclusive. The research relies on regional and global case studies where resistance to adopting the technology and limited resources act as barriers and friendly policies and ecosystems are considered enablers. It has been hypothesized that Smart HR 4.0 has the potential to contribute to achieving the following: reduce the duration of the recruitment process with a number of new recruits by many times, improve its accuracy and reduce its artisan dropout rate, thus creating sustainable, resilient, and culturally oriented rural excelled handcrafted enterprises. The study offers policy and business implications to policy makers, entrepreneurs, and local stakeholders interested in transforming their traditional industries into modern industries and yet retain their cultural identity.
creator: Mayank Chauhan, Nainsee Singh, V.K. Singh, Rajan Singh
rights: Copyright (c) 2026
date: 2026-01-23
publication date: 2026-01-23
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4276

Organic Infrastructure vs. Inorganic Expansion: A Comparative Analysis of Capex-Led and Acquisition-Led Growth Strategies in Leading Indian Corporations (FY20–FY25).
type: item
description: This research paper investigates the financial efficacy and risk profiles of two primary corporate growth trajectories: organic Capital Expenditure (Capex-Led) and inorganic business combinations (Acquisition-Led). Utilizing a five-year longitudinal dataset (FY20–FY25) of eleven blue-chip Indian entities—including Reliance Industries, Tata Group, and Infosys—the study employs rigorous statistical methodologies, including independent T-tests, linear regression models, and volatility assessments. Our findings indicate a statistically significant superior Return on Capital Employed (ROCE) for Acquisition-Led strategies (Mean ROCE: 33.8% vs. 11.3%, $p < 0.05$), which also demonstrate a higher revenue-to-investment multiplier (1.48x vs. 1.02x). However, this efficiency is counterbalanced by heightened earnings volatility (Standard Deviation: ~29% for inorganic growth). Conversely, Capex-Led strategies, while capital-intensive and subject to significant gestation lags, provide a more stable and predictable expansion path. The study concludes that while "Buying" growth offers immediate efficiency, "Building" growth remains essential for long-term industrial dominance.
creator: Aniket Sharma
rights: Copyright (c) 2026
date: 2026-01-27
publication date: 2026-01-27
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4298

A Correlational Study of Triguna Traits and Psychological Well-Being of Indian Adults
type: item
description: The purpose of this study was to understand the relation between Triguna Traits and Psychological Well-Being of Adults. Sample included 100 adults residing in India in between the age range of 25-60 years; sample was divided into males (50) and females (50). Data was collected from Vadodara, Ahmedabad and Surat districts of Gujarat state. Scales used for measuring the Triguna Traits & Psychological Well-Being were Triguna scale constructed and standardized by Dr. Gitanjali Roy and Ryff’s Psychological Well-Being scale respectively. Data was analyzed using ‘t’ test and correlation. Results of the study indicated that on Triguna Traits males have shown higher emotional stability as compare to females. On the variables of Psychological Well-Being; males demonstrated higher levels of Self-Acceptance, Environmental Mastery, Autonomy and overall Psychological Well-Being. Moderately negative correlation was found between Tamasic Knowledge and Psychological-Well Being. Low negative correlation was found between Tamasic Knowledge with Environmental Mastery, Personal Growth, Purpose in Life, and Self-Acceptance. Rajasic Habit has low negative correlation with Personal Growth, Purpose in Life, Self-Acceptance, and Psychological Well-Being. Tamasic Habit had a low negative correlation with Environmental Mastery, Personal Growth, Positive Relations, Purpose in Life and Self-Acceptance.
creator: Nisha Matani
rights: Copyright (c) 2026
date: 2026-01-27
publication date: 2026-01-27
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4299

Intelligent Machine Learning-Based System for Disease Prediction and Drug Recommendation
type: item
description: The development of automated systems that may assist in clinical diagnosis and therapy selection has been prompted by the increasing accessibility of digital medical records and patient-generated data. An intelligent machine learning-based system for precise illness prediction and tailored medication prescription is presented in this work. To improve decision reliability, the suggested methodology combines sentiment-enriched medication review analysis with structured symptom datasets. Based on user-provided symptoms, many supervised learning models are trained to detect likely illnesses, such as Multinomial Naïve Bayes, Decision Tree, Extra Tree Classifier, and Support Vector Machine. In parallel, patient drug evaluations are subjected to natural language processing methods including VADER sentiment scoring and TF-IDF vectorisation, which provide weighted sentiment metrics that inform medication recommendations. The ensemble-enhanced prediction system exhibits good accuracy and resilience across many clinical settings, according to experimental assessment. The integrated strategy guarantees that clinical characteristics and patient experience both contribute to more individualised, well-informed, and comprehensible healthcare suggestions.
creator: Syeda Maherunnisa, Vishal Walia
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1

Biodegradable Waste Management at Institutional Site: An Overview
type: item
description: A biodegradable waste is any waste that can break down through anaerobic or aerobic processes, including food scraps, cardboard etc. Biodegradable waste management play a crucial role in protecting public health and the environment. Every day, a significant amount of solid biodegradable waste is produced in institutional sites. Disposing of this waste by dumping or burning is unacceptable because it pollutes the environment and poses health risks. Thus, finding an effective method for managing biodegradable waste is crucial for sustainable development. This paper provides a comprehensive analysis of biodegradable waste management in the various institutions. It examines biodegradable waste categorization, collection, analysis, treatment and reutilization of the same in the form of a product in the same institutes. Potential hazards such as exposure to pathogens, gases, and handling challenges related to the biodegradable waste management are also being discussed. Additionally, the study explores various waste management methods which are highly sustainable and have cradle - to - cradle approach.
creator: Prerna Sharma, Anindita Roy Chowdhury
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4305

Machine Learning and Artificial Intelligence Faux News Detection: A Review Analysis
type: item
description: Faux news has been spreading in the recent years and has become an issue in this digital age. However, there is a light at the end of the tunnel. Faux news is still doing well thus, it has varied socio-political and economic consequences with the spread of social media and online news outlets. Faux news has been spreading in the recent years and has become an issue in this digital age. However, there is a light at the end of the tunnel. Faux news is also thriving leading to various socio-political and economic consequences as a result of the spread of the social media and online news outlets. With the development of the field of Machine Learning (ML) and Artificial Intelligence (AI), new tools to detect and regulate faux news have been developed as we still fight the proliferation of fake news. It is claimed that automated conversational AI agents have taken the form of talking to people with negative views and instructing them to become open-minded. Such discussions have been effective at lowering the number of people who follow conspiracy theories, which is a demonstration of the ability of AI to rekindle the brains of those who fall victim to fake news. Development of defraud detection software, such as the Reality Defender, is another move in the correct direction in the effort to detect original and AI-edited videos using real-time analysis. The idea behind such services is to identify discrepancies in the visual experience and inform the user in the quickest time possible to ensure high-level deceit is reduced and digital information platforms are secure. AI usage also assists in keeping external influences actors on the social media platform under control, enhancing the efficiency of the detection of disinformation efforts. Practising deception, artificial intelligence systems ensure the preservation of trust by the users in the information and communication systems. The need to solve these problems of faux news has increased the creation of new solutions tha…
creator: Jagriti Singh
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4306

Empowering Management: How AI Tools Are Revolutionizing Daily Corporate Tasks for Managers
type: item
description: As organizations embrace digital transformation, the role of corporate managers is evolving rapidly. Artificial Intelligence (AI) tools are revolutionizing daily managerial tasks—from automating repetitive administrative functions to providing predictive insights for strategic decision-making. This study investigates the integration of AI tools into management practices and highlights their impact on efficiency, productivity, and employee engagement. Through a qualitative review of academic literature, corporate whitepapers, and market data, this paper identifies key AI applications and evaluates their outcomes. Findings show that AI adoption can increase productivity by up to 40%, improve forecasting accuracy by 20%, and reduce administrative workload by 30–50%. The results emphasize that AI not only optimizes routine tasks but also empowers managers to make data-driven decisions, ultimately driving organizational performance. However, responsible implementation and ethical governance remain critical.
creator: Prerna Sharma
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4307

The Role of Artificial Intelligence in Enhancing Business Decision-Making: Challenges and Opportunities in Mumbai-Based Enterprises
type: item
description: Artificial Intelligence (AI) has emerged as a transformative force across industries, revolutionizing the way organizations make business decisions. This research investigates the adoption, readiness, and challenges of integrating AI technologies within business enterprises in Mumbai. Drawing on quantitative analysis from 403 organizations, the study explores factors influencing AI integration, including infrastructure availability, leadership commitment, regulatory readiness, and openness to innovation. Findings reveal that while many organizations recognize AI’s potential to enhance decision-making and operational efficiency, significant barriers persist particularly in integrating AI systems with legacy IT infrastructure and ensuring scalability of AI models. The study emphasizes that AI should be viewed not merely as a technological upgrade but as a strategic enabler for intelligent, data-driven decision-making. Recommendations include strengthening leadership commitment, investing in adaptable infrastructure, and fostering a culture of innovation to fully harness AI’s potential in business decision-making.
creator: Shashank Khedekar, Samadhan Bundhe
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4308

Performance Management Systems in Marketing: Aligning HRM Practices with Marketing Objectives
type: item
description: With an emphasis on well-known ideas like marketing measurements and performance management systems, this study offers a thorough analysis of the literature on marketing performance management. The article analyses and identifies marketing performance areas using the marketing effectiveness model. The goal of the research is to examine corporate performance management from an all-encompassing angle. Many small to medium-sized companies use HRM techniques, emphasising the rising significance of worker-manager interaction for enhancing company efficiency. The integration of different organizational activities is crucial for long-term success in today's business environment. Among them, marketing and human resources management (HRM) are essential for establishing an organization's culture, drawing in top talent, and enhancing its reputation as an employer. Public relations, social media promotions, and advertisement are examples of marketing techniques that have a significant role in influencing how employees see a firm. Positive employer branding is achieved by consistent messaging that is in line with the organization's values and culture.Devotion to avoiding price competition, more stable company goals, educational strength, creativity, external cooperation, and the adoption of externally offered business support and guidance were all positively correlated with the usage of HRM.
creator: Putti Selvaraj
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4309

Globalizing Entrepreneurship: How AI and IoT are Shaping Cross-Border Business Models and Market Strategies
type: item
description: The digital globalization of business and the combination of AI and IoT are transforming international business models. This research focuses on how these disruptive technologies drive new forms of income generation, improve business processes, and facilitate compliance in global jurisdictions. From this study, using secondary qualitative data and critical theory like the Innovation Diffusion Theory and the TOE framework, we find out the motivation, challenge, and effect of AI and IoT adoption. An analysis of the findings shows that they contribute towards improving the supply chain, automating compliance and introducing new market solutions. However, some of the weaknesses include; There is fragmentation of regulation, and there are ethical issues. It presents strategies for surmounting these challenges and identifies trends for future development of globe, competent technology-based business.
creator: Parul Mittal
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4310

Social Media as a Dual HR and Marketing Tool: A Study on Brand Image and Talent Attraction
type: item
description: The integration of social media in organizational communication that is on the rise has eroded the boundaries between marketing and human resource management (HRM). This study examined how a social media can be considered as a dual HR/marketing tool in creating employer brand image and appealing to prospective talent. Based on the theories of employer branding and digital marketing, the study investigated the effectiveness of social media involvement in increasing the attractiveness and credibility of organizations. The quantitative, cross sectional study design was chosen and data collected by administering a structured online questionnaire. The analysis has used Exploratory Factor Analysis (EFA) to determine latent dimensions of the social media engagement, employer brand image, and attraction of talent. The findings supported a robust and valid three-factor model and proved the fact that social media involvement affects the brand perception and the outcomes related to the recruitment process substantially. The results indicate that social media can be considered an HR and marketing convergence tool since it can enhance the reputation of a given organization and increase its attractiveness to potential hires at the same time. This twofold influence is indicative of the significance of veritable, interactive, and regular social media communication. The study will add to the literature on the subject by confirming empirically the intersection of the social media marketing and HRM practices. It provides practical information to the organizations that have intentions to embark on using the social media strategically to have a better employer brand identity as well as attract the high-quality talent in a digitally competitive landscape.
creator: Tushar Batra `
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1

Structuring Investment Waqf Funds to Support Startups in Algeria: A Proposed Vision
type: item
description: This study explores the emergence of "Venture Waqf Funds" as a sophisticated hybrid model that integrates the perpetual nature and philanthropic core of Islamic endowments (Waqf) with the high-stakes, high-impact dynamics of venture capital (VC). The research navigates the complex financial and legal architectures required to mobilize waqf capital toward startup ecosystems without compromising the sanctity of the principal asset. By employing an analytical–synthetic methodology—drawing from Islamic jurisprudence, modern VC frameworks, and corporate governance literature—the paper proposes a series of practical structural models. Central to these is a two-tier governance framework designed to insulate waqf assets from direct exposure while enabling professional fund managers to pursue aggressive growth.
creator: Aboubakre Samir Guioua
rights: Copyright (c) 2026
date: 2026-01-28
publication date: 2026-01-28
volume: 6
number: 1

Bridging the Digital Literacy Divide: A Comparative Assessment of Financial Fraud Prevention Interventions in Urban and Rural Rajasthan
type: item
description: This comparative research evaluates the effectiveness of online financial literacy programs in reducing online financial fraud in both rural and urban settings in Rajasthan in a mixed-methods research design that controls 300 participants. These results shed light on significant differences in digital financial literacy 68.3% in urban locations and 42.7% in rural settings and differentiated intervention effectiveness scores (7.2/10 in the city and 4.8/10 in the country). Though risk of being exposed to fraud is also equal between these groups, the victimization rate is also twice as high in the rural cohort (37% compared to 18%). Regression analyses also indicate that 64% of the literacy variation is due to socioeconomic variables (such as education, income, and access to technology). Of vital importance is the fact that the data highlight the greater effectiveness of culturally modified interventions, specifically, vernacular language programs and community-based approaches in rural areas. The study also defines critical gaps in knowledge in relation to the area of fraud recognition as well as online security practices and reporting mechanisms. Subsequently, according to these evidence-based understandings, our proposal is context-specific intervention design, strategic infrastructure investments, multilingual content development, as well as multi-stakeholder partnerships development. These have the potential to align the digital divide and enhance fraud prevention capabilities among the region diverse population.
creator: Himanshu Sharma
rights: Copyright (c) 2026
date: 2026-01-29
publication date: 2026-01-29
volume: 6
number: 1

Enhancing Digital Retail Through Extended Reality: Consumer Experience and Behavioral Effects
type: item
description: The rapid evolution of digital retail has intensified the need for immersive technologies that enhance consumer engagement and reduce the limitations of conventional online shopping. Extended reality (XR), encompassing virtual, augmented, and mixed reality, has emerged as a promising solution by enabling interactive, experiential, and realistic shopping environments. This study investigates the influence of extended reality on consumer experience, shopping behavior, and behavioral outcomes in digital retail contexts. A quantitative research design was adopted, and primary data were collected from 174 respondents using a structured questionnaire. The study employed exploratory factor analysis, confirmatory factor analysis, and structural equation modeling to examine the relationships among key constructs, including customer experience, customer behaviour, shopping behaviour, extended reality, and behavioural outcomes. The findings reveal that customer behaviour significantly influences both customer experience and shopping behaviour, while customer experience positively affects shopping behaviour. However, the direct effects of extended reality on behavioural outcomes were found to be insignificant, indicating that XR primarily operates through experiential and behavioural mechanisms rather than direct influence. Model fit indices confirmed the adequacy and robustness of the proposed research model. The results highlight the importance of factors such as trust, emotional connection, immersive enjoyment, and convenience in shaping consumer responses within XR-enabled retail environments. Overall, the study contributes to the growing body of literature on immersive retailing by providing empirical evidence on the pathways through which extended reality shapes consumer decision-making. The findings offer valuable insights for retailers and technology developers seeking to leverage XR strategically to enhance customer experience, foster engagement, and improve long-term …
creator: Karthikeyan K, D.Prashanth
rights: Copyright (c) 2026
date: 2026-01-29
publication date: 2026-01-29
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4318

Reinventing Media Production: A Study on Modern Infrastructure and Emerging Technologies
type: item
description: The last ten years have seen an unprecedented speedup in the change of media production, thanks to quick technological advances and big changes in how people around the world consume content. Modern media companies, such as TV networks, digital newsrooms, and streaming networks that work on multiple platforms, are changing the way they are set up to keep up with new tools and infrastructure. Cloud-based production ecosystems, virtual and hybrid studios, AI-enabled content generation, automated editing workflows, data-driven news operations, and 5G-supported live broadcasting have changed the way content is made, processed, shared, and watched. This research examines the architecture, evolution, and operational implications of contemporary media infrastructure, emphasizing technologies that are transforming production workflows across both linear and digital platforms. The research investigates innovations including cloud computing, IP-based broadcast chains, virtualised control rooms, integrated newsroom computer systems (NRCS), machine-learning-enhanced analytics, virtual and augmented reality environments, remote production (REMI), and high-efficiency encoding techniques. The research employs a multidisciplinary approach, integrating technological analysis, case-based evidence, and industry-specific perspectives, to elucidate how these innovations improve efficiency, scalability, cost-effectiveness, and creative capacity within media organizations. The results indicate that emerging technologies are not only improving current processes but are also fundamentally transforming the paradigms of media production. The research indicates that media organizations prepared for the future must implement adaptive, interoperable, and innovation-driven infrastructures to maintain competitiveness in an environment that is becoming more convergent and driven by technology. This work adds to the conversation in both academia and industry by offering a unified framework for compr…
creator: Surender Paliwal, Kuldeep Siwach
rights: Copyright (c) 2026
date: 2026-01-29
publication date: 2026-01-29
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4319

Adaptive Assessment Engines: Reinforcement Learning in Personalized Academic Evaluation
type: item
description: Adaptive assessment engines represent a significant advancement in educational technology, integrating artificial intelligence with personalized learning to transform how academic evaluation is conducted in digital ecosystems. Reinforcement Learning (RL), with its capacity for sequential decision optimization, dynamic feedback processing, and autonomous policy refinement, provides a robust foundation for designing evaluation systems that adaptively tailor question difficulty, content progression, and diagnostic insights to each learner’s cognitive profile. Unlike static, uniform examinations, RL-driven assessment engines continuously observe learner behaviour, infer skill mastery, predict performance trajectories, and modify assessment pathways in real time to improve both accuracy and learning outcomes. This paper examines the theoretical underpinnings, algorithmic mechanisms, and behavioural implications of reinforcement learning in personalized academic evaluation, integrating insights from educational data mining, psychometrics, and intelligent tutoring system research. Through analysis of adaptive reward modelling, state–action representations, skill-mapping architectures, and policy optimization strategies, the study highlights how RL-based evaluation enables precision diagnostics, reduces test anxiety, enhances engagement, and supports mastery-based progression. The analysis further explores ethical, fairness, and transparency challenges, emphasizing the need for interpretable and bias-aware adaptive systems. The paper establishes a comprehensive foundation for understanding how reinforcement learning can advance personalized academic evaluation and shape the future of AI-enabled education.
creator: Richa Purohit, Swati Namdevrao Jadhav, Poonam
rights: Copyright (c) 2026
date: 2026-01-30
publication date: 2026-01-30
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4323

From Cash to Connectivity: Digital Financial Inclusion and Market Participation among Zari-Zardozi Artisans
type: item
description: Micro, small, and medium enterprises (MSMEs) are the backbone of the Indian economy, contributing significantly to the generation of employment and national output. Nevertheless, a large portion of these enterprises function under the unorganized sector, where the work is informal, no financial documentation, and there are limited formal credit opportunities. Bareilly’s Zari-zardozi industry is an example of such an unorganized MSME. It is a culturally rich sector, dominated by Muslim artisans, but it is economically fragile, characterized by low earnings, delays in receiving payments, and heavy dependence on cash-based transactions. These further create structural issues, limiting business growth and making financial stability difficult.
creator: Mohit Lohani
rights: Copyright (c) 2026
date: 2026-01-30
publication date: 2026-01-30
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4324

The Use of Relaxation in the Therapy of Stuttering
type: item
description: Relaxation techniques play a crucial role in the management and treatment of stuttering, complementing both behavioral and speech-focused interventions. Stuttering is not solely a motor speech disorder but also a condition influenced by emotional, cognitive, and physiological tension. Excessive muscle tension in the respiratory, phonatory, and articulatory systems can exacerbate disfluencies and secondary behaviors. Relaxation strategies—such as diaphragmatic breathing, progressive muscle relaxation, mindfulness, and guided imagery—aim to reduce physical and psychological stress, promote smoother speech initiation, and enhance self-control during communication. By decreasing global and speech-related anxiety, these techniques help clients achieve better fluency, improve body awareness, and foster a sense of confidence and calmness in speaking situations. Integrating relaxation within a holistic stuttering therapy program supports long-term fluency maintenance and contributes to the overall well-being and communicative competence of individuals who stutter.
creator: Ismail Hassani, Sakina Saadna, Bairi Rayen
rights: Copyright (c) 2026
date: 2026-01-30
publication date: 2026-01-30
volume: 6
number: 1

A Study of the Impact of Social Media on the Academic Achievement of Higher Secondary Students
type: item
description: Academic performance plays a vital role in the life of every student, as it determines their educational progress and future career prospects. As a result, many parents, teachers, guardians, students, and well-wishers are concerned about how students can improve their academic performance, which is a common concern worldwide. This emphasis on academic achievement has intensified expectations and has motivated extensive research in this area. Students’ success and their admission to schools and higher education institutions depend significantly on academic performance, just as employability plays an important role in an individual’s professional career. Consequently, it can be inferred that social media has a significant impact on senior secondary school students in many ways, particularly on their academic performance. This forms the basis of the research problem and the subject of the present study. In the contemporary digital era, social media has become an integral part of students’ daily lives, influencing their learning habits, study patterns, and academic engagement. Senior secondary students, in particular, spend a considerable amount of time on social networking platforms, which may either support or hinder their academic progress. The dual nature of social media—both as an educational resource and a potential distraction—makes it an important variable for systematic investigation. Understanding how social media usage affects students’ academic performance is essential for educators, parents, and policymakers. Therefore, the present study seeks to examine the nature and extent of the impact of social media on the academic achievement of senior secondary school students
creator: Sarita Singh, Anjulata Yadav
rights: Copyright (c) 2026
date: 2026-01-30
publication date: 2026-01-30
volume: 6
number: 1

The Exercise of National Agency for Tourist the Right of Emption Chafaa
type: item
description: The National Agency for the Développent of Tourisme has assigned the public institution of economic and commercial character to prepare, upgrade and purchase the tourist property provided that it is within the expansion areas and tourist sites to be resold to investors or granted by the Agency as a concession to them, And to exploit the rest of them all with the aim of contributing to the achievement of the sustainable développement that Algeria wishes to achieve.
creator: Ouankilla Lalla
rights: Copyright (c) 2026
date: 2026-01-30
publication date: 2026-01-30
volume: 6
number: 1

The Human Security Approach in Confronting Pandemics within the Requirements of International Law: Challenges and Prospects
type: item
description: Pandemics constitute a multidimensional challenge that goes beyond the health aspect to include direct threats to human security, as they affect the fundamental rights of individuals such as the right to life, health, education and work. In this context, international law emerges as a key regulatory framework for managing the collective response through the International Health Regulations and cooperation mechanisms via the World Health Organization. However, reality has revealed a structural deficiency in the effectiveness of these requirements, especially with regard to the equitable distribution of medical resources, weak international solidarity, and the conflict of national interests with collective commitments. This study aims to discuss the position of the human security approach in addressing these problems, by highlighting the challenges facing the international legal system, and proposing prospects for its development in a manner that enhances the protection of human beings as a central goal, and makes the response to pandemics more equitable and effective at the regional and international levels.
creator: Youssef Kaddour, Ammari Ayoub
rights: Copyright (c) 2026
date: 2026-01-30
publication date: 2026-01-30
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4333

Retracted
type: item
description: Retracted
rights: Copyright (c) 2026
date: 2026-01-30
publication date: 2026-01-30
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4334

Adoption of Fintech Apps for Insurance Purchases: A Study on Consumer Behavior in Mumbai Suburban
type: item
description: The adoption of financial technology (fintech) applications for insurance purchases is reshaping the insurance sector by enhancing accessibility, transparency, and user convenience. However, in suburban Mumbai, adoption rates remain relatively low due to barriers such as digital literacy gaps, trust concerns, and socio-economic disparities. This study investigates the key factors influencing consumer behavior in fintech adoption for insurance purchases, with a particular focus on trust, ease of use, and digital literacy. A structured survey was conducted among 206 respondents in suburban Mumbai, utilizing a stratified random sampling technique to capture diverse socio-economic backgrounds. The study employs statistical methods such as multiple regression analysis and Structural Equation Modeling (SEM) to assess the impact of psychological and socio-economic determinants on fintech adoption. Key findings indicate that ease of use is the most significant predictor of fintech adoption, aligning with the Technology Acceptance Model (TAM). While trust and digital literacy were not found to have a direct impact on adoption, they significantly influence consumer confidence, which in turn affects adoption rates. The study also highlights that higher education levels correlate positively with fintech adoption, while gender differences in adoption behavior are narrowing. The findings suggest that fintech firms should prioritize user-friendly design, financial literacy initiatives, and trust-building mechanisms to drive greater adoption of digital insurance platforms. Policymakers should promote targeted digital awareness campaigns to bridge the digital literacy gap and enhance financial inclusion. This study contributes to the growing literature on fintech adoption in emerging markets and provides valuable insights for fintech developers, insurers, and regulators aiming to improve consumer engagement. Future research should explore additional socio-economic variables and beha…
creator: Manohar Vinod Pathre, Dr Mangesh Vasudeo Panchal
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-01-31
publication date: 2026-01-31
volume: 6
number: 1

“Evaluating the Alignment of NCHMCT Curriculum with Industry Competency Requirements: A Study of Hospitality Institutions in Delhi NCR.”
type: item
description: The hospitality industry is undergoing rapid transformation due to technological innovations, evolving guest expectations, and the growing emphasis on sustainability and service excellence. Within this context, the curriculum designed by the National Council for Hotel Management and Catering Technology (NCHMCT) plays a pivotal role in shaping the employability and competency of future professionals. This study aims to evaluate the structure and content of the NCHMCT curriculum followed by hotel management institutions in the Delhi NCR region, with particular reference to its alignment with current industry competency requirements. Using a mixed-method approach, the research undertakes a detailed content analysis of the NCHMCT syllabus, mapping it against core hospitality competencies such as digital proficiency, guest service management, sustainability practices, and communication skills. Additionally, qualitative data are gathered from interviews with faculty members and industry experts from leading hotels to assess the relevance, adequacy, and adaptability of the curriculum to evolving operational demands. The study also identifies gaps between theoretical instruction and practical exposure and proposes a framework for curriculum enhancement to strengthen industry–academia synergy. The findings are expected to contribute to policy discussions on curriculum modernization under NCHMCT and support evidence-based decision-making for improving employability outcomes of hospitality graduates in Delhi NCR.
creator: Yatendra Kumar
rights: Copyright (c) 2026
date: 2026-02-02
publication date: 2026-02-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4341

Impact of Social Media on Consumer Attitude towards Sustainable Beauty/Personal Care Brands in Mumbai
type: item
description: Consumer is the king of marketplace. Consumer centricity is the key agenda for business policy and strategic management. This study examines the impact of social media communication on consumer attitudes toward sustainable beauty and personal care brands in Mumbai, with reference to brands such as Mamaearth, Plum, Forest Essentials, and The Body Shop. Against the backdrop of intensifying environmental concerns, urban consumers are increasingly attentive to sustainability narratives in beauty and personal care consumption. However, heightened ecological awareness is accompanied by growing skepticism toward brand-led green claims. The research investigates whether sustainability-oriented messages disseminated through social media platforms particularly Instagram and YouTube influence consumer attitudes and purchase intentions, with specific emphasis on brand transparency and influencer credibility. A descriptive research design was adopted, and primary data were collected from 52 respondents in Mumbai using a structured questionnaire circulated via email, Instagram, and WhatsApp. The findings indicate that while consumers actively engage with sustainability-related content on social media, purchase decisions are not driven by promotional claims alone. Instead, consumers rely heavily on third-party validations such as authentic reviews, certification labels, and verifiable evidence of sustainable practices. The study underscores the presence of informed and discerning consumers who critically evaluate digital sustainability communication. The insights offer practical implications for marketers, policymakers, and academicians in designing credible, transparent, and responsible social media strategies that foster sustainable consumption behaviour.
creator: Usha C. Kukreja, Ritu Lund, Soumya Subhash Kutty
rights: Copyright (c) 2026
date: 2026-02-02
publication date: 2026-02-02
volume: 6
number: 1

Cultural and Digital Transformations and Their Impact on Linguistic Diversity- Towards the Dominance of a Single Language
type: item
description: In the context of rapid cultural and digital transformations, linguistic diversity within Algerian society is facing profound challenges that threaten its continuity. Globalization and the technological infrastructures produced by the postmodern era have contributed to reinforcing the dominance of certain global languages" most notably English "at the expense of local languages. The digital sphere and contemporary knowledge-production policies have become central forces in reshaping linguistic dynamics, leading to a gradual marginalization of languages that lack sufficient digital support and visibility. Within this framework, the present study addresses the problem of the impact of digital developments on linguistic diversity, drawing on the hypothesis that digital linguistic dominance contributes significantly to the erosion of multilingualism. To analyze this phenomenon, the study adopts an analytical sociological approach, examining the interplay between technological, social, and cultural factors and their influence on linguistic interaction in digital
creator: Nasri Zouaoui, Bouzidi Slimane
rights: Copyright (c) 2026
date: 2026-02-02
publication date: 2026-02-02
volume: 6
number: 1

The History of the Printed Press in Algeria: A Socio-Historical Reading
type: item
description: Owing to its pivotal role, the Algerian press is considered one of the most prominent and influential media institutions in Algerian society, particularly during the War of National Liberation. Through its commitment to preserving national identity, it significantly increased Algerian people's awareness of their cause while also introducing and promoting the Algerian question at both the national and international levels. Following independence, the press played an essential role in the construction of the national state. Notably, in its early stages, the Algerian press functioned as a public press under direct state supervision. However, in the 1990s, Algeria witnessed the emergence of media pluralism, marking a pioneering experiment in the Arab world. This transformation contributed substantially to the expansion of freedom of expression and to the enlightenment of public opinion nationwide.
creator: Ben Fatta Mokhtar
rights: Copyright (c) 2026
date: 2026-02-02
publication date: 2026-02-02
volume: 6
number: 1

Green Linguistics: Programming Linguistic Immunity for Artificial Intelligence
type: item
description: The development of computer systems represents a significant transformation in the field of science and all aspects of society. The use of intelligent automated systems has become evident in applied linguistic research. The question then arises: how can we create a "green" linguistics that ensures the safe and automated generation of specialized language? And to what extent do we need a secure artificial intelligence that protects machine language from empty scientific jargon? This work aims to present procedures that facilitate the efficient use of machines in producing specialized knowledge and to propose linguistic algorithms that strengthen the resilience of artificial intelligence software and its textual output.
creator: Assia Sayad
rights: Copyright (c) 2026
date: 2026-02-02
publication date: 2026-02-02
volume: 6
number: 1

Intuition over Logic? Emotional Branding and Consumer Persuasion in Competitive Markets
type: item
description: In contemporary corporate environments characterized by intense competition, customers play a pivotal role in determining the success of any organization. Individuals often attribute logic and reason to their purchasing decisions, claiming that their choices are based solely on rational reasoning, free from emotional influence. It is essential to acknowledge that emotional factors persist in influencing behavior even after a consumer finalizes a transaction. Utilizing effective emotional differentiators may enhance the brand's distinctiveness by establishing a distinctive brand personality, so cultivating a stronger relationship with customers. Various appeals are employed to affect consumer behavior, encompassing logical, ethical, and emotional considerations. This compilation of potential outcomes illustrates that emotional appeals often elicit either positive or negative sentiments among consumers. Consumers frequently succumb to emotional influences, making them susceptible to persuasive tactics that provoke strong emotional responses. This article aims to examine and elucidate the primary causes of a certain phenomenon or issue. What methods may be employed to accomplish this? Marketers employ emotional appeals as a strategic approach to enhance their position in the consumer's perception.
creator: Ch Siddharth Nanda, Kaushik Mishra
rights: Copyright (c) 2026
date: 2026-02-02
publication date: 2026-02-02
volume: 6
number: 1

A Study of the Relationship Between Social Maturity and Mental Well-Being of Upper Primary Students
type: item
description: Social maturity and mental well-being are important aspect of human development. This study attempts to explore the correlation between social maturity and mental well-being; how social maturity impacts mental well-being of a person. The investigator selected 100 upper primary students from school of Delhi for the sample of the study. The data was collected using the standardized tool. In order to find the correlation between the two constructs Pearson Correlation coefficient and p-value was used. The study observed that there is a very weak correlation between social maturity and mental well-being. It also came out with the finding that there is gender based difference in correlation between social maturity and mental well-being.
creator: Rajeev Kumar Jha, Naheed Bi
rights: Copyright (c) 2026
date: 2026-02-02
publication date: 2026-02-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4347

Analysing the Influence of In-Store Technology on Retail Stores Towards Customer Satisfaction
type: item
description: In the competitive, digitally-driven marketplace, the retail industry is transforming as in-store technologies (e.g., self-checkout, augmented reality, AI) are increasingly used to enhance the customer experience. This study analyzes the influence of such technology on customer satisfaction and retention. Using primary data collected via a questionnaire from 400 respondents in Coimbatore, the research employs simple percentage analysis, ANOVA, ranking analysis, and factor analysis. Key findings indicate that a significant majority of shoppers are aware of and prefer stores with in-store technology. The most used technology is self-checkout kiosks, but many respondents reported facing challenges. While technology has a moderate to high impact on loyalty for many, a majority of consumers are neutral about revisiting a store based solely on the technology offered. The study suggests that technology must be integrated with overall service quality to drive consistent referrals and long-term customer retention.
creator: K.Vidhyakala
rights: Copyright (c) 2026
date: 2026-02-02
publication date: 2026-02-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4353

Navigating Stress and Attitude: Unveiling Performance Drivers in Management Education Professionals
type: item
description: Stress is the modern disease in the complex lifestyle. There are many factors causing the stress and reshaping the attitude of individuals. The non-academic professionals in management education institutions are the backbone of operational efficiency, facilitating seamless administrative, technical, and support services. Understanding their stress levels and its impact is critical for several reasons, ranging from improving individual performance to maintaining organizational harmony. This study investigates the complex connections entailed between stress, workplace attitude, and performance of non-academic staff in management education institution. A systematic questionnaire with standardized measures on stress, attitude, and performance was used to conduct a descriptive and analytical study to gather the information. According to statistical measures, the positive attitudes led to high productivity and professional efficacy, and high stress levels corresponded to the lack of motivation, engagement, and performance. The findings drive the importance of understanding the interaction between attitudes and emotional stress to impact job performance. The research also mentions supportive organizational contexts and specific interventions as requirements to alleviate stress and facilitate positive mindsets. The research significantly contributes to the development of institutional policies and the improvement of the workforce in the context of management education by providing a combined perspective of psychological and behavioral attributes.
creator: Sambhaji Hindurao Kumbhar, Navneesh Tyagi
rights: Copyright (c) 2026
date: 2026-02-03
publication date: 2026-02-03
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4358

Corporate Social Responsibility in Hospitality
type: item
description: This study examines how Corporate Social Responsibility (CSR) is no longer a green buzzword in the hotel industry. It started as a mere concern on environmental sustainability and today it encompasses community participation, social justice and even the economic aspect.Due to this movement, CSR is a major component of the hotel management, and a significant contribution to maintaining happy guests.I have collected the ideas of selected studies such as Ramesh (2022), Risdiana, Isqifaradillah, and Komara (2024), Javid (2025), Rhou, Zhang, and Li (2016, 2020), Aden et al. (2024), and Al″ Karim (2022) to demonstrate how CSR has been developing, how it is implemented, and in which way it actually brings certain results in various hospitality environments.I followed a qualitative method to conduct a systematic literature review and develop a conceptual framework. This framework demonstrates the connection between various CSR practices and the enhancement of social, environmental, and financial results.The outcomes indicate that holistic CSR strategy may enhance brand image of a hotel, one that may create better customer loyalty and one that may assist in ensuring long-term sustainability.I also discuss limitations of the study and give directions on where research can take up in future
creator: Dr. Pooja Gianchandani, Dr. Kavita Gupta, Dr. Girish Nandani, Mohd. Sayaid Khurshed Ahmad
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-02-03
publication date: 2026-02-03
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4360

Connecting With Customers: The Impact Of Social Media On Customer Experience In The Telecom Sector
type: item
description: In the rapidly developing landscape of the telecommunications industry, customer experience has emerged as a critical differentiator in a highly competitive market. This paper explores the profound impact of social media on shaping customer experience and feedback within the telecom sector. By analyzing various social media platforms, we examine how telecom companies leverage these channels to engage with customers, address concerns, and foster loyalty. The study of 150 respondents from the Saurashtra region, selected cities mainly Rajkot, Bhavnagar and Junagadh city highlights key metrics for measuring social media effectiveness, including engagement rates, sentiment analysis, and response times, while also discussing the limitations of current analytics tools. Furthermore, we investigate the role of user-generated content and real-time feedback in enhancing customer satisfaction. Through a comprehensive review of existing literature and case studies, this research underscores the necessity for telecom companies to adopt innovative social media strategies to improve customer interactions and drive business success. Ultimately, the findings suggest that a proactive and responsive social media presence is essential for telecom companies aiming to enhance customer experience and maintain a competitive edge in the digital age.
creator: Megha G. Bhatt, Dr. Mayuri V.Dhameliya
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-02-04
publication date: 2026-02-04
volume: 6
number: 1

A Research Study on Women Investors' Attitudes toward Mutual Fund Investments in Rajkot city
type: item
description: Every investor is highly interested to invest in the India’s growth story. Because of its growing and emerging market for investors, mutual funds are safe and for helping higher return. This research study bases to identify the various encouraging factors of women investor’s approach for doing mutual fund investment. As comparison of direct equities market, mutual funds are recommending reasonably more return and less risk. In this study, review of investors' awareness of mutual fund investment which has been considers on monthly income and future needs. This research study shows on to identify mutual fund awareness of women investor in Rajkot city. The objective of investment has been observing that importance of different elements influencing women investor while taking decision regarding mutual fund investment. A survey was conducted on Rajkot city. The method of questionnaire was used to collect data of 123 female investors. For data analysis used chi-square testing method and Interpretation of primary information. The outcomes of this study will help the mutual fund industry for shaping to increase awareness regarding mutual fund investment among women investor.
creator: Kavita Gardharia, Dr. Laveena Dharmwani
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-02-04
publication date: 2026-02-04
volume: 6
number: 1

Cyber Crime Laws: Adequacy of Existing Legal Frameworks
type: item
description: The exponential advancement of technology means that the ever-changing challenges confronting legal systems across the globe in the fight against cyber offences cannot be underestimated. This piece of research is dedicated towards appraising the fitness of the hitherto extant legal background aimed at mitigating cyber offences, especially concentrating on the loopholes, incompatibilities, and the enforcement challenges. The evolving statutory measures, illustrative cases, and the enriching comparative study of the anti-cybercrime laws globally have enabled the current research study to effectively point out if the said measures in place of the law are adequate or not in dealing with the present-day cyber threats. In the conclusion, it is ascertained that although progress has still been made within the current situation in the fight against cybercrime, there were significant weaknesses in place, including problems with the law, penalties, and the scope for international legal cooperation. Forensic cost of cybercrime. Cybercrime is mismatched by prosecution rates. Research conducted in the years 2020-2024 showed that indictment rates across the globe are not exceeding more than a range of 15%, though the number of incidences have drastically increased. The study indicates, among other findings, that there are specific areas that more especially require amendments, such as currency-related crimes, Artificial Intelligence attacks and Transnational Data theft. This paper presents various perspectives on the governance of cybersecurity and suggests means to improve the legal conditions with regard to as the well-known threat of cyberspace.
creator: Khoda Meena
rights: Copyright (c) 2026
date: 2026-02-05
publication date: 2026-02-05
volume: 6
number: 1

Status of Unemeployment in Jongksha Village East Kahsi Hills District of Shillong – An Empirical Study
type: item
description: Unemployment remains a critical socio-economic challenge in rural areas of India, particularly in the North-Eastern states, where limited industrial development and restricted livelihood options affect employment opportunities. The present study examines the status of unemployment in Jongksha Village, East Khasi Hills District of Shillong, with the objective of understanding the extent of unemployment at the household level and identifying associated employment-related issues. The study is empirical in nature and is based on primary data collected from the village community.A total of 50 households were selected for the study using a simple household survey method. Data were collected through structured interview schedules focusing on employment status, nature of work, availability of local employment opportunities, and problems related to livelihood security. The percentage technique was employed as the main tool of analysis to present and interpret the data in a systematic and meaningful manner. This method enabled a clear understanding of the proportion of households affected by unemployment and underemployment in the study area.The findings of the study reveal that 23 percent of the surveyed households are facing unemployment or serious employment-related problems. This indicates that nearly one-fourth of the village population experiences difficulty in accessing regular and stable employment. The unemployment observed in the village is not limited to complete joblessness but also includes seasonal employment, irregular work, and low-income occupations, reflecting a high degree of underemployment. The study highlights that the major causes of unemployment in Jongksha Village include lack of local employment opportunities, limited access to skill development and vocational training, and heavy dependence on traditional and seasonal occupations. Inadequate infrastructure, low educational attainment, and minimal exposure to alternative livelihood options further agg…
creator: Bharath Narayanan
rights: Copyright (c) 2026
date: 2026-02-05
publication date: 2026-02-05
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4367

Redesigning the Insurance Industry: Exploring Evolving Technologies for Insurance
type: item
description: The insurance industry is undergoing a remarkable transformation driven by the integration of cutting-edge technologies. This article delves into the dynamic landscape of “Technologies for Insurance” and examines how emerging advancements are revolutionizing every aspect of the insurance ecosystem. From improved customer experiences to enhanced risk assessment and streamlined operations, this article explores the multifaceted impact of technology on the insurance sector. The article begins by providing an overview of the current challenges and opportunities faced by the insurance industry, including the need for greater efficiency, accuracy, and personalized services. It then explores key technological innovations such as Artificial Intelligence (AI), Internet of Things (IoT), Blockchain, and Data Analytics. These technologies are redefining the way insurance companies interact with their clients, assess risks, process claims, and manage their portfolios.
creator: Pratik Priyadarshi, Bhanu Pratap
rights: Copyright (c) 2026
date: 2026-02-06
publication date: 2026-02-06
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4371

A study on the Role of Human Resource Management Practices in Shaping Employee Performance Metrics in the Manufacturing Sector
type: item
description: In manufacturing organizations, employee effectiveness plays a critical role in determining organizational success. As a result, Human Resource (HR) management practices have become central to enhancing employee motivation, commitment, and performance. This study explores employee perceptions of selected HR practices, with particular focus on talent management processes, career growth opportunities, and employee engagement initiatives. Primary data were obtained from 270 employees working in manufacturing organizations through structured interviews. The analysis reveals notable themes that reflect how employees experience existing HR systems. The findings highlight evolving patterns in job satisfaction and motivation, as well as employee attitudes toward HR policies related to training, skill development, and career progression. At the same time, certain gaps in current HR practices are also identified. The study offers practical insights into organizational culture, leadership approaches, and learning frameworks from an employee perspective. These insights can assist HR professionals and decision-makers in designing people-oriented policies that support a stable and motivated workforce. By emphasizing employee-centred HR practices, the study contributes to sustainable workforce management in manufacturing organizations. The findings are relevant to HR practitioners, industry leaders, and academic researchers interested in improving the effectiveness of HR strategies in industrial settings. Interview data were recorded, transcribed, and examined using both qualitative and quantitative methods.
creator: Dinesh Chand Gupta, Tanushri Purohit
rights: Copyright (c) 2026
date: 2026-02-06
publication date: 2026-02-06
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4372

From Digital Infrastructure to Quality of Life: Examining the Role of Digital Welfare in Sustainable Growth
type: item
description: The rapid advancement of digital technologies has reshaped economic structures, governance systems, and social well-being globally. This study examines the interconnections between digital infrastructure, digital welfare, quality of life, and sustainable economic growth, emphasizing the mediating role of human capital and institutional quality. Drawing on empirical evidence and comparative analysis between European and Arab countries, the research highlights the conditions under which digitalization contributes positively to socio- economic development. Utilizing a comprehensive conceptual framework, the study integrates multidimensional perspectives of digital welfare, encompassing access, autonomy, participation, and subjective well-being. Findings indicate that robust digital infrastructure significantly enhances digital welfare outcomes, which in turn positively influence both quality of life and sustainable growth. Moreover, the effectiveness of digital transformation is contingent upon digital skills and literacy, which mediate the translation of technological investments into measurable welfare gains. Institutional coherence further ensures that digital initiatives align with societal goals, amplifying economic and social benefits. Cross-regional comparison reveals that European countries outperform Arab counterparts in leveraging digital welfare for inclusive development, primarily due to differences in infrastructure maturity, policy integration, and human capital. These insights underscore the necessity of integrated strategies combining technological investments, skills development, and governance reforms to maximize the socio-economic returns of digitalization. The study contributes to the literature by positioning digital welfare as a central mechanism linking technology, well-being, and growth, offering practical guidance for policymakers seeking sustainable and inclusive digital development.
creator: Elagag Mustapha
rights: Copyright (c) 2026
date: 2026-02-06
publication date: 2026-02-06
volume: 6
number: 1

A Machine Learning Framework for Automated Interview Feedback and Performance Evaluation
type: item
description: The Smart Interview Coach is a cutting-edge plat- form designed to enhance interview preparation by providing personalized, actionable feedback on candidates’ performance. Utilizing advanced machine learning, natural language process- ing, and audio analysis techniques, the system transcribes audio responses into text, evaluates vocal features such as pitch, speech rate, loudness, and pauses, and conducts sentiment analysis. It also detects filler words and assesses the quality of language used, including grammar, coherence, and vocabulary. At the conclusion of each session, the system generates a comprehensive feedback report, offering insights into strengths and areas for improvement. By offering detailed, real-time analysis, the Smart Interview Coach helps candidates build confidence, refine their communication skills, and improve their chances of success in interviews, making it a valuable tool for both job seekers and recruiters.
creator: Savitha G
rights: Copyright (c) 2026
date: 2026-02-07
publication date: 2026-02-07
volume: 6
number: 1

Integrating Behavioural Theory and Machine Learning to Predict Life Insurance Purchase Intention in India
type: item
description: Life insurance penetration In India, remains significantly below global averages. This despite a young population and rising income levels. Traditional theories, with its emphasis of life insurance being a rational product, have not been able to explain this paradox. It is important, therefore, to look beyond rationality and look at psychological and financial factors to explain this phenomenon. This study extended Theory of planned behaviour (TPB). This research integrated the psychological determinants of TPB i.e. attitude, subjective norms and PBC with financial drivers i.e. financial literacy, saving motive and risk aversion. Primary data was used in the study. The SEM model found that all the TPB constructs significantly predict intention with attitude being the strongest predictor. Financial literacy and Saving motive also had a significant and positive effect on intention. Additionally, the findings indicate that saving motivation serves as a mediating mechanism linking financial literacy to behavioural intention. Risk aversion showed a weaker but significant effect without moderation effect. To validate behavioural findings two ML models, using Random Forest and XGBoost were used. Both the ML models demonstrated superior predictive accuracy confirming nonlinear behavioural dynamics. The findings extend existing theoretical frameworks and offer meaningful implications for practitioners and policymakers for insurance policy design, marketing communication, and consumer inclusion strategies.
creator: K. Sanjay
rights: Copyright (c) 2026
date: 2026-02-07
publication date: 2026-02-07
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4378

Guest Experience and Repeat Occupancy: A Review of Literature on Service Quality in Bengaluru's Star Hotels
type: item
description: The research is intended to determine the role played in the tastes and experiences of the guests and their recurrence in the star hotels of Bengaluru in reference to both national and international journals. The study relies on a qualitative, mini-review approach to gather and analyze evidence from a wide range of peer-reviewed articles. While the findings are not comprehensive, they can be used to provide a useful background when it comes to comprehending critical areas like marketing management, service quality, customer satisfaction, and revenue generation. The results show that when guests are satisfied and receive high-quality service, they are more likely to return to the same hotel. Consistently improving these areas benefits all guests, especially those who stay on-site. The study also suggests that future research should look further into other factors affecting occupancy rates, such as price, advertising, location, guest loyalty, and brand reputation.
creator: Ramesh P Karturi, Aurobindo Kiriyakere
rights: Copyright (c) 2026
date: 2026-02-07
publication date: 2026-02-07
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4379

Cognitive Distortions and Suicidal Ideation in the Digital Age: A Study of Gaming-Addicted Adolescents in Tripura, India
type: item
description: The rapid expansion of digital gaming among adolescents has raised increasing concerns regarding its psychological consequences, particularly when gaming becomes addictive. Internet Gaming Disorder (IGD) has been associated with emotional distress and suicidal ideation, yet the cognitive mechanisms underlying this association remain insufficiently explored. The present study investigates the role of cognitive distortions as predictors of suicidal ideation among gaming-addicted adolescents. Using a cross-sectional design, data were collected from 100 adolescents aged 13–18 years who reported problematic gaming behavior. Standardized measures assessing internet gaming disorder, cognitive distortions, and suicidal ideation were administered. Pearson correlation analysis revealed a significant positive relationship between cognitive distortions and suicidal ideation. Hierarchical multiple regression analysis demonstrated that cognitive distortions significantly predicted suicidal ideation even after controlling for gaming addiction severity. The findings highlight maladaptive cognitive processing as a critical psychological vulnerability factor among gaming-addicted adolescents and underscore the need to integrate cognitive and mental health components within informatics education and digital well-being initiatives.
creator: Debanjana Mukherjee, Amrita Banerjee
rights: Copyright (c) 2026
date: 2026-02-09
publication date: 2026-02-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4383

A Conceptual Framework for Fintech’s Influence on Banking Services in Emerging Markets
type: item
description: Fintech has become central to the delivery of banking services in emerging markets. It is reshaping how customers access, use and evaluate digital financial services. Despite this expansion, research on Fintech in banking concentrates mainly on adoption intention, while offering limited explanation of how actual adoption shapes service quality, customer efficiency, loyalty and financial inclusion in emerging markets. This study develops a comprehensive conceptual framework to explain how Fintech adoption translates into tangible banking outcomes in emerging market contexts. The framework integrates the Technology Acceptance Model, Diffusion of Innovation Theory, SERVQUAL and behavioural economics into a single structure. Key drivers like perceived usefulness, ease of use, trust and cost effectiveness influence your intention and psychological confidence. These factors lead to actual adoption behaviour. Adoption serves as the primary link between digital banking tools and post adoption outcomes such as improved service quality, higher efficiency, stronger loyalty and broader financial inclusion. The framework also includes contextual moderators like demographic traits, policy support and bank readiness to account for uneven digital access in emerging markets. This study explains how Fintech adoption moves beyond intention to create service and social value. It provides direction for banks, Fintech firms and policymakers to design inclusive and customer focused digital banking strategies.
creator: Anukriti Mishra
rights: Copyright (c) 2026
date: 2026-02-09
publication date: 2026-02-09
volume: 6
number: 1

Analysis of Human Resource Development Schemes for MSMEs in Haryana: A Review of Government and Industry Reports
type: item
description: This paper critically examines the effectiveness of Human Resource Development (HRD) schemes for Micro, Small, and Medium Enterprises (MSMEs) in Haryana, with a focus on HSIIDC industrial clusters. Drawing on government and industry reports, the study evaluates key programs like PMKVY, ESDP, STRIVE, and HSDM, highlighting their contributions to skill enhancement and employment generation. Findings reveal positive trends in budget utilization and scheme participation, especially in clusters like Panipat and Gurugram. However, challenges persist, including low awareness, bureaucratic hurdles, limited gender inclusivity, and digital skill gaps. The analysis underscores significant regional disparities and the need for cluster-specific, industry-aligned training modules. The paper offers practical recommendations for improving awareness, simplifying access, enhancing industry–academia linkages, and promoting inclusivity. By addressing these gaps, Haryana’s HRD framework can better support sustainable growth, productivity, and competitiveness in its MSME sector. The study emphasizes a shift towards localized, inclusive, and strategic HRD interventions.
creator: Pardeep Kumar
rights: Copyright (c) 2026
date: 2026-02-09
publication date: 2026-02-09
volume: 6
number: 1

Victimology and Restorative Justice: A Critical Appraisal of Reconciliation in Rape Jurisprudence
type: item
description: Restorative justice has been proposed as an alternative paradigm to the conventional approach to criminal justice. Though Restorative Justice has been successful in addressing some kinds of crimes, the relevance of restorative justice in addressing sexual crimes like rape has been suspect. The paper seeks to explore the relevance of Victimology in Restorative Justice in the context of Rape jurisprudence in the Indian context. The paper evaluates the ethical, legal, and mental implications in addressing sexual crimes like rape through the prism of Restorative Justice. The paper concludes that addressing sexual crimes like rape through Restorative Justice has immense potential to cause further trauma, coercion in securing consent, and entrenchment of hierarchical social relationships. The paper reflects that though Indian courts have rejected the idea of any compromise between victims and offenders in rape crimes, the Indian judiciary has been moving in a direction that seeks to elevate the testimony of victims through rehabilitation. The paper culminates in a conclusion which asserts that even though restorative justice in its conventional sense is inappropriate in rape trials, an integration of its principles of recognizing harms, rehabilitating dignity, and empowering survivors through forms of therapeutic jurisprudence, state interventionism in rehabilitation, and victimism in general reforms can address rape in all its contexts while protecting survivors from further harms in the process.
creator: Manu Sharma, Abhilasha Thakur
rights: Copyright (c) 2026
date: 2026-02-09
publication date: 2026-02-09
volume: 6
number: 1

Autonomous Compliance Systems: AI, Event Streaming, and the Future of Financial Crime Prevention
type: item
description: Autonomous compliance systems are systems that tackle (i) the ever-increasing volume of supervision data available but unsupervised within financial institutions and (ii) the operational burden of rule-based established systems, specifically those employed for transaction monitoring and associated event management processes. Such systems support ongoing monitoring and risk-scoring of transactions, entities, persons, and interactions and augment the functionality of conventional transaction monitoring systems. The incorporation of Artificial Intelligence (AI) offers automation and, if properly deployed, a continuous improvement loop by feeding back learnings into recommender systems. The use of high-throughput, low-latency data pipelines ensures the availability of decision-ready data for these systems while their design provides a mechanism for constant validation of the AI ML models. The autonomous compliance systems address important operational concerns, especially in the areas of data quality, privacy, and security, and establish additional forensic capabilities that support compliance liability. Research opportunities associated with the integration of AI ML into the compliance ecosystem are highlighted, and the discourse concludes with a succinct exposition of AI ML-enhanced autonomous compliance systems that advance the Financial Crime Prevention domain.
creator: P S L Narasimharao Davuluri
rights: Copyright (c) 2026
date: 2026-02-10
publication date: 2026-02-10
volume: 6
number: 1

Autonomous Data Platforms: Converging AI, MLOps, and Cloud Engineering for Digital
type: item
description: An Autonomous Data Platform integrates data engineering, MLOps, and AI services into a single platform. The convergence is important because many business problems that require data analysis, predictive modeling, and monitoring can be realized as autonomous data pipelines. Organizations are struggling to establish best practices and standards for autonomous data platforms. The research considers the data management principles, conceptual models, and architectural patterns of data platforms from a product perspective. Emphasis is placed on the convergence with MLOps and cloud engineering. The use cases and evaluations of autonomous data platforms enabled by the convergence are examined. With the proliferation of data and new generation artificial intelligence (AI) technologies, organizations are exploring new roles, processes, and technology products to groom the data and build data models for predictive analytics and forecasting. The autonomy of data pipelines is becoming popular as organizations increasingly require learners and predictors to be created, deployed, and monitored automatically. The concept of an Autonomous Data Platform describes a converged product combining data engineering, MLOps, and AI services within an organization. Autonomous Data Platforms can be realized and realized as intelligent data pipelines that groom data and support organizations in various business functions such as customer relationship management and risk analytics systems.
creator: Velangani Divya Vardhan Kumar Bandi
rights: Copyright (c) 2026
date: 2026-02-10
publication date: 2026-02-10
volume: 6
number: 1

Impact of Hybrid Work HR Policies on Employee Productivity in IT Sector
type: item
description: The post-pandemic workplace has witnessed a fundamental transformation in work design, with hybrid work emerging as a dominant model across knowledge-intensive sectors, particularly IT. This study examines the impact of Hybrid Work Flexibility Policies and Digital HR Support & Infrastructure on Employee Productivity in the post-pandemic context. Drawing on primary data from IT employees, the research explores how structured flexibility, such as autonomy in work location, flexible scheduling, and clear hybrid guidelines, alongside robust digital HR systems influences productivity outcomes. The findings reveal that both hybrid work flexibility and digital HR support are positively associated with employee productivity, indicating that hybrid work, when strategically governed through HR policies, can support sustainable performance rather than undermine it. Further, the study finds that Digital HR Support & Infrastructure exerts a stronger and more consistent influence on employee productivity compared to hybrid work flexibility alone. Regression and SEM results demonstrate that digital HR systems, including HRIS platforms, collaboration tools, digital performance monitoring, and IT support, play a critical enabling role in making hybrid work effective. While flexibility policies contribute positively, their impact is maximized when supported by strong digital HR infrastructure. The study concludes that organizations seeking to enhance productivity in hybrid work environments must adopt an integrated HRM approach that combines flexible work policies with investments in digital HR capabilities, offering practical insights for HR leaders and policymakers in the post-pandemic workplace.
creator: Naina Salve, Vishal Dilip Chavan
rights: Copyright (c) 2026
date: 2026-02-11
publication date: 2026-02-11
volume: 6
number: 1

Persistent Privacy and Data Security Concerns in the Context of Applicable Laws
type: item
description: In the digital age we are living in now, it is harder to keep data safe and private considering cyberspace continues to grow bigger and there are more cyber threats and data generation. You can get information with just one click. The challenging component is keeping data safe and private for each person. We hear about data breaches every day, which makes us extremely concerned about privacy and data security. The United Nations International Civil Aviation Organisation (ICAO) has even investigated claims of a security breach. There are a lot of security challenges that even an established organisation that uses better data privacy and security measures deal with. This makes us question if data protection and security laws are strong enough to reduce cyberattacks. The goal of this research is to analyse the laws that are applicable on data privacy and security. The authors will use a doctrinal research method to examine the case law, statutes, and literature to find flaws in the current system and suggest ways to improve digital security and data protection. The research's goal is to look at how committed countries are to cybersecurity protection on a global scale. The goal is to make people more aware of how important the issue is and how it affects different people
creator: Siddharth Baskar, Vaasawa Sharma
rights: Copyright (c) 2026
date: 2026-02-11
publication date: 2026-02-11
volume: 6
number: 1

Impact of Human Resource Training and Development Programs on Supply Chain Integration and Coordination
type: item
description: This paper discusses how human resource training and development programs influence supply chain integration and coordination, highlighting the need to explore how human capital initiatives lead to effective supply chain operations. A quantitative and cross-sectional research design was adopted, with a focus on primary data collected through a structured questionnaire administered to employees in human resource, operations, and supply chain positions across manufacturing and service organizations. Descriptive statistics, reliability analysis, correlation analysis, multiple regression analysis, and Structural Equation Modeling were used to conduct the data analysis. The outcomes show that HR training and development programs are significantly and positively related to supply chain integration (r = 0.62) and coordination (r = 0.58). The regression analysis indicates that training initiatives can explain about 29 percent of the variance in supply chain integration. Structural modeling also indicates that supply chain integration plays an important role in improving coordination (beta = 0.61), which demonstrates its mediating nature. The results indicate that effective training and development interventions reinforce inter-organizational teamwork and coordination among supply chain activities, which ultimately enhances coordination. The research concludes that investing in employee development is a strategic process for enhancing the performance of an integrated and coordinated supply chain.
creator: D. C. Agrawal, Saumya Gupta, Ankit Bhati
rights: Copyright (c) 2026
date: 2026-02-12
publication date: 2026-02-12
volume: 6
number: 1

Antecedents of Patient Satisfaction and Patient Loyalty in the Medical Tourism sector in Kerala, India.
type: item
description: Purpose- The present study aims to validate the measurement scale for assessing the antecedents of Patient Satisfaction and Patient Loyalty in the Medical Tourism sector in Kerala, India. Design/ Methodology/ approach: The paper includes item development, data collection reliability and validity tests and validation of measurement model using Structural Equation Modelling with Partial Least Squares Path Modelling. For Service Quality, the SERVPERF Model suggested by (Cronin & Taylor, 1992) was adopted. For other constructs, variables were identified through extant literature review and Focus Group Discussions. Findings: In order to validate the measurement model, some variables are removed from the proposed model that has lower path loading than the threshold limit 0.4. Then the validated measurement model that indicates the relationship between the latent variables and the manifest variables is brought out through this analysis. This study gives a validated scale that carries 4 antecedents of Patient Satisfaction such as Treatment Quality (TQ), Service Quality (SQ), Cost Attractiveness (CA) and Destination Image(DI). Practical implications: The Government in the destination country and other stakeholders in the medical tourism sector are very much interested in understanding the information regarding medical tourism. It gives them the power to sustain in this flourishing tourism sector. Present study provides insights to make medical tourists more satisfied and to generate patient loyalty towards service provider. Hence, the service providers can understand the antecedents of patient satisfaction in the medical tourism sector and can formulate policies accordingly. Originality/ Value: The study brings new insights to the existing body of knowledge by developing a measurement scale for assessing antecedents of Patient Satisfaction and Patient Loyalty in the Medical Tourism sector in Kerala, India.
creator: Mercy Toni
rights: Copyright (c) 2026
date: 2026-02-13
publication date: 2026-02-13
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4399

Competency Mapping to assess the Employability Readiness of Engineering Students in the Higher Education Institutions (HEIs)
type: item
description: The employability of engineering graduates has emerged as a critical concern in the evolving job market, necessitating higher education institutions (HEIs) to adopt competency mapping strategies to enhance student preparedness. This study evaluates the impact of competency mapping on career preparedness and professional growth among engineering students, along with the influence of demographic factors such as age & gender on competency levels. A mixed-method research approach was employed, involving a survey of 200 engineering students from various HEIs in the Delhi NCR region. Statistical analyses, including ANOVA as well as regression models, were conducted to determine the significance of competency mapping in employability readiness. Findings reveal a significant positive correlation between competency mapping & career preparedness (R² = 0.275, p < .001) and professional growth (R² = 0.570, p < .001). Gender-based differences in competency levels were observed, with male students exhibiting slightly higher scores than females (p = .019). Age also influenced competency levels, with younger students (18-20 years) demonstrating the highest competency scores (p = .038). These results suggest that competency mapping plays a crucial role in equipping engineering students with the skills required for industry demands. The study underscores the need for HEIs to integrate structured competency frameworks into curricula, ensuring a balance between technical and soft skills. Future research should explore longitudinal impacts of competency mapping and the role of emerging technologies in competency-based learning.
creator: Anant Bhardwaj
rights: Copyright (c) 2026
date: 2026-02-13
publication date: 2026-02-13
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4400

Moving Forward Through a Realistic Method of Constructive Conflict Transformation: Enabling People Through Mapping Their Psychological Capital
type: item
description: The workplace has become unavoidable to cultural diversity because of organizational globalization. Organizations must understand how cultural intelligence creates beneficial methods to solve conflicts between employees. The essential goal of this research investigates psychological capital and its effect on cultural intelligence development leading to positive conflict resolution practices. The main purpose of this paper establishes a conceptual model which explains how psychological capital affects cultural intelligence. This paper uses empirical research which combines direct observation with experiential evidence as its research method. Two leading Information Technology companies operating at Tidal Park in Chennai serve as the research sample for their employee workforce. The study uses multistage random sampling technique to select a group of respondents as samples. Maximum Likelihood Estimation and SEM analyze the prediction capability along with overall fitness of the projected “KOUS PsyCap Model.” Psychological capital explains 59.6% of cultural intelligence variance among respondents according to research outcome.
creator: M.Kousalyadevi
rights: Copyright (c) 2026
date: 2026-02-13
publication date: 2026-02-13
volume: 6
number: 1

Sustainable Enterprises and Green Marketing Alignment: Pathways to Competitive Advantage
type: item
description: In today’s competitive business landscape, the integration of sustainability into organizational strategy has emerged as a critical driver of long-term success. Sustainable enterprises increasingly adopt green marketing practices to communicate their environmental responsibility and differentiate themselves in the market. However, misalignment between sustainability initiatives and marketing strategies can limit their potential to create competitive advantage. This study investigates the relationship between sustainable enterprise practices and green marketing alignment, and examines how this alignment contributes to firm competitiveness. Employing a quantitative research design, data were collected from 250 managers and marketing professionals across diverse industries using structured questionnaires. The study utilized structural equation modeling (SEM) to analyze the relationships among sustainability practices, green marketing alignment, and competitive advantage. Findings indicate that firms with high integration between sustainable initiatives and marketing strategies achieve significantly greater competitive advantage, mediated by enhanced brand reputation and consumer trust. The study contributes to sustainability and marketing literature by providing empirical evidence of the strategic importance of aligning green initiatives with marketing efforts. Practically, the findings offer actionable insights for managers seeking to leverage sustainability as a source of differentiation and market performance.
creator: Tenzin Choephel
rights: Copyright (c) 2026
date: 2026-02-13
publication date: 2026-02-13
volume: 6
number: 1

Blueprint for Derivative Excellence: Frameworks that Reduce Corporate Vulnerability in Market Turbulence
type: item
description: Darwinian market has too much corporate attitude at risk unprepped for occasional spikes in volatility and liquidity, system hazard as a side effect, the derivatives macho being the latter-day equivalent of new managements:" Not this time is it not just business; this is personal". It is wide-scope Blueprint for Derivative Excellence Combining in the melting pot home-grown hedging theory with volatility course and governance methodology from wedded to ERM Adoption, that grabs at roots of how the derivatives architecture looks out on the organization exposure. Combining empirical and conceptual insights from present research, the paper emphasises four key dimensions: strategic alignment of hedging; transparency and quality of disclosure; mitigation of contagion risk; and pathways to organisational resilience. The above two parts collectively promote risk absorption ability, stabilise cash flows, improve governance level, and reduce the intensity of cross-market spillover. Applying the logic of GARCH, DCC-GARCH, and nonparametric and random-process models provides concrete methods for developing analytic foundations for derivative optimization. The results suggest that corporations using well-designed derivative instruments not only reduce the impact of extreme volatility but also play a role in stabilising the financial infrastructure. Drawing from the findings of the study, implications to guide policymakers/regulation and management of financial institutions in addition to corporate decision makers interested in strengthening organisational resilience in a turbulent market are offered.
creator: Vibhum Bansal, Preeti Sharma, Vijay Kumar Jain
rights: Copyright (c) 2026
date: 2026-02-13
publication date: 2026-02-13
volume: 6
number: 1

Customers’ Perceptions Toward Organised Retailing: An Analytical Study of Selected Cities in Odisha
type: item
description: The expansion of organised retailing in India has reshaped consumer behaviour and market dynamics, particularly in developing regions such as Odisha. This study aims to assess the role of organised retailing in sustaining competitiveness within a hypercompetitive market environment and to identify differences in customer perceptions across various urban centres. The research is based on primary data collected through a structured questionnaire from customers visiting organised retail outlets in selected cities of Odisha. A quantitative research design was adopted, employing statistical techniques such as descriptive analysis, correlation, and ANOVA to test the formulated hypotheses. The first hypothesis (H1) examined the significance of organised retailing in maintaining market competitiveness, while the second hypothesis (H2) tested the variation in customers’ perceptions among cities. The findings indicate that organised retailing significantly contributes to sustaining competitiveness by offering improved product assortment, enhanced service quality, and better shopping experiences. The results reveal notable differences in customer perceptions across cities, influenced by demographic and socio-economic factors. The study highlights that customer loyalty and satisfaction depend on consistent service delivery and store innovation. The outcomes of this study provide valuable insights for retailers and policymakers to develop effective strategies for strengthening organised retail formats and promoting sustainable retail growth in Odisha’s evolving market context.
creator: Pratap Kumar Pati, Umakanta Dash
rights: Copyright (c) 2026
date: 2026-02-14
publication date: 2026-02-14
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4408

Gemini Program and Arabic Language Teaching: An Analytical Study
type: item
description: This study aims to provide a description of the Gemini digital program in teaching the Arabic language to both native and non-native speakers, analyzing the cognitive, linguistic, grammatical, and educational information offered by the program according to artificial intelligence principles for the benefit of the Arabic language, particularly in the areas of text creation and translation. We conducted a study of the Gemini program using both descriptive and quantitative methods, based on the hypothesis that the developers of this program relied on a specialized team in Arabic linguistics, who are knowledgeable about its nuances and characteristics that align with digital systems, as well as experts in artificial intelligence principles. Thus, we question to what extent this "Gemini" intelligent program can effectively teach the Arabic language.The study concluded with several findings, including that language teaching programs using artificial intelligence need to be supplied with comprehensive and high-quality databases by specialists in the field of linguistics. Since the Arabic language has a special character that distinguishes it from foreign languages, the developers of the Gemini program aimed to meet all needs of both native and non-native speakers through relatively simple databases. These databases do not fully represent the system described by Arabic linguistic theory.The results of this study have shown that the data provided by artificial intelligence programs fall short of meeting the needs of Arabic language learners, especially in the program under investigation. Moreover, this data may sometimes be misleading and provide incorrect information.Therefore, this program needs to be developed .
creator: Khadidja Kelatma
rights: Copyright (c) 2026
date: 2026-02-16
publication date: 2026-02-16
volume: 6
number: 1

Assessment of Executive Functions (Inhibition and Cognitive Flexibility) in Children with Dyslexia
type: item
description: The present study seeks to assess executive functions in a group of children with dyslexia enrolled in a primary school in Algiers. The participants were aged between 9 and 11 years and were attending the fourth and fifth grades of primary education. The study focused on the evaluation of specific executive functions, namely inhibition and cognitive flexibility, through the administration of several tests, including an intelligence test, a dyslexia diagnostic test, the Stroop Test to measure inhibition, and a verbal fluency test to assess cognitive flexibility. The descriptive method was adopted, as it was considered the most appropriate approach for this study. The initial sample consisted of seven children who obtained low scores in Arabic language during the second term of the academic year, while the final study sample was limited to six children who met the main criteria of the study.
creator: Belkadi Nehed
rights: Copyright (c) 2026
date: 2026-02-17
publication date: 2026-02-17
volume: 6
number: 1

Impact of Competitive Aggressiveness, Autonomy on Business Performance, and Proactiveness in selected MSMEs in Uttar Pradesh
type: item
description: This study employs a 21-item Likert scale questionnaire (5 points) to examine how entrepreneurial-oriented factors i.e., Competitive Aggressiveness, Autonomy affect proactiveness and business performance. The sample comprised 376 MSMEs owners from the Uttar Pradesh Services MSMEs. For this study, proprietors of MSMEs were specifically selected. The objective of the present study is to study the impact of Competitive Aggressiveness and autonomy on Business Performance, and Proactiveness in selected MSMEs in Uttar Pradesh. The data are collected both online and offline. Smart PLS 4 software is used for analyzing the data and hypothesis testing. The study found that both Competitive Aggressiveness and Autonomy positively impact Business Performance and Proactiveness. Therefore, all the hypotheses formulated are accepted. In this study, two new relationships are shown. These results provide fresh insight into the variables influencing aspiring entrepreneurs, making them significant. Thereby adding a substantial theoretical contribution to the knowledge of entrepreneurial orientation. This study offers significant practical value to policymakers seeking to identify and develop potential entrepreneurs into successful ones, as nations recognize innovation and entrepreneurship's role in boosting their global competitiveness.
creator: Asmita Singh, Raveesh Kumar Maurya
rights: Copyright (c) 2026
date: 2026-02-17
publication date: 2026-02-17
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4412

Designing and Implementing Automated Systems for the Evaluation of Linguistic Competences
type: item
description: The integration of artificial intelligence into university, level foreign language education opens up a novel and highly consequential field of inquiry centered on the assessment of linguistic competences, a domain historically grounded in the teacher’s expert judgment and in evaluative frameworks shaped by normative and standardized practices. Within the context of ongoing techno, pedagogical transformation, the design and implementation of automated assessment systems emerge as powerful levers for reshaping evaluative practices, while simultaneously raising major theoretical, methodological, and ethical questions. This paper aims to examine the principles, modalities, and effects of automated systems for assessing linguistic competences in higher education, drawing on advances in natural language processing and machine learning algorithms. It seeks to demonstrate that these systems, capable of analyzing large, scale corpora of written and oral productions, enable a more nuanced and continuous evaluation of linguistic competences based on morphosyntactic, lexical, discursive, and pragmatic indicators. In this respect, assessment automation offers expanded possibilities for immediate feedback, individualized learning monitoring, and the personalization of educational pathways, thereby addressing contemporary challenges related to massification and equity in higher education. However, the algorithmic rationalization of assessment cannot be conceived as a neutral or transparent process. Adopting a critical stance, this study interrogates the epistemological presuppositions embedded within automated assessment systems by questioning the implicit conceptions of linguistic competence they encode. It examines which dimensions of language are foregrounded and measured, and which are, conversely, marginalized or rendered invisible. This analysis highlights the tensions between the promise of algorithmic objectivity and the intrinsic complexity of language practices, which a…
creator: Bedraoui Noura
rights: Copyright (c) 2026
date: 2026-02-17
publication date: 2026-02-17
volume: 6
number: 1

Family Electronic Addiction as a Gateway to Family Silence: An Analytical Study
type: item
description: Technological development is considered one of the important features of contemporary reality, as it has penetrated all areas of social and family life. All members of society have come to use it and live under its influence, from which electronic addiction has emerged. This research paper addresses electronic addiction by shedding light on its effects on the family and family relationships, highlighting the emergence of family silence.
creator: Lassoued Manal, Chabbi Amina, Bouti Chahrazad
rights: Copyright (c) 2026
date: 2026-02-19
publication date: 2026-02-19
volume: 6
number: 1

Artificial Intelligence in Indian- Higher Education in the 21st Century
type: item
description: Artificial Intelligence (AI) has emerged as a transformative technology reshaping higher education system across the world. In India, the application of AI has gained policy-level recognition through initiatives such as the National Education Policy (NEP) 2020, Digital India, and NITI Aayog’s AI for All strategy. In this junction, the role of Artificial Intelligence in Indian higher education in the 21st century, focusing on its scope, applications, challenges, and implications. The study is based on secondary data drawn from government policy documents, academic literature, and institutional reports. The paper highlights how AI supports personalized learning, digital assessment, student analytics, and administrative efficiency while also identifying critical challenges such as digital divide, faculty preparedness, ethical concerns, and uneven infrastructure. Consequently, AI should function as a supportive tool that enhances human intelligence rather than replacing educators. In addition, responsible, inclusive, and policy-guided integration of AI is essential for strengthening quality, equity, and governance in Indian higher education.
creator: Sidam.Madhuar
rights: Copyright (c) 2026
date: 2026-02-19
publication date: 2026-02-19
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4415

Innovating Sustainability: Transformative Pathways for Inclusive and Resilient Agricultural Development in Telangana State
type: item
description: Sustainable agricultural development in India demands innovative and institutionally supported solutions to tackle climate variability, resource depletion, and rural livelihood insecurity. Telangana State, with its predominance of small and marginal farmers and semi-arid Agro-climatic conditions, offers a crucial case study for exploring transformative pathways. This study examined the impact of innovation-driven agricultural practices and various institutional, technological, and policy interventions on sustainable inclusive and resilient agricultural development in Telangana. Data was gathered from 350 farm households across selected districts through structured surveys and key informant interviews. Descriptive statistics and regression-based econometric analysis using STATA assessed the effects of innovation adoption and institutional support on farm productivity income and resilience. Key findings revealed that innovative practices like improved seed varieties, sustainable farming methods micro-irrigation and digital advisory services significantly boosted farm productivity. Institutional interventions such as access to extension services, credit, government schemes and membership in Farmer Producer Organisations (FPOs) were crucial in translating productivity gains into higher incomes and improved livelihoods. Furthermore, the study showed that innovation adoption, coupled with crop diversification and institutional connections, significantly strengthened farmers’ resilience to climate and market shocks. Overall, the research concludes that sustainable agricultural transformation in Telangana is best achieved through an integrated systems-based approach that aligns technological innovation with robust institutions and inclusive policy frameworks. These insights are valuable for policymakers aiming to promote long-term agricultural sustainability inclusiveness and resilience in climate-vulnerable regions.
creator: L Narsimlu
rights: Copyright (c) 2026
date: 2026-02-19
publication date: 2026-02-19
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4416

Technological Diffusion And Sustainable Livelihoods In Scheduled Areas Of Telangana: Empirical Insights From Itda Bhadrachalam And Eturnagaram
type: item
description: This study examines the role of technological diffusion in promoting sustainable livelihoods in the Scheduled Areas of Telangana, with empirical insights from ITDA Bhadrachalam and ITDA Eturnagaram. Using primary data collected in 2024 from 368 forest-dependent households through a structured questionnaire and Likert-scale analysis, this study analyzed adoption patterns and livelihood, employment, and sustainability outcomes associated with digital and eco-friendly technologies. The analytical framework integrates the Diffusion of Innovations (DOI) theory and the Technology Acceptance Model (TAM) to capture both community-level diffusion dynamics and individual adoption behaviour. The findings indicate that technological diffusion has strengthened the legitimacy of forest-based livelihoods, improved income from Minor Forest Produce (MFP), expanded employment opportunities, and encouraged environmentally responsible consumption practices. However, marked regional disparities persist. ITDA Bhadrachalam records higher levels of technology adoption and livelihood benefits owing to better digital connectivity, market access, and institutional support. In contrast, ITDA Eturnagaram continues to face infrastructural limitations, low digital literacy, and weak governance. By providing empirical evidence from an under-examined tribal and forest-based context, the study contributes to the literature on the technology–sustainability nexus in India. The policy implications underscore the need for localized digital capacity-building, the integration of traditional ecological knowledge with modern technologies, strengthened participatory governance, and targeted infrastructure investments to achieve inclusive and sustainable livelihood transformation in the Scheduled Areas of Telangana.
creator: Ravikumar Sandra
rights: Copyright (c) 2026
date: 2026-02-19
publication date: 2026-02-19
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4417

Artificial Intelligence-Driven Innovation In Higher Education System In India
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description: Artificial Intelligence (AI) has emerged as a transformative force in higher education, reshaping teaching–learning processes, academic administration, and research ecosystems worldwide. In India, the integration of AI has gained strategic importance in the context of large-scale educational expansion, growing diversity of learners, and policy reforms such as the National Education Policy (NEP) 2020 and the Digital India initiative. This paper examines the role of AI-driven innovation in the Indian higher education system, with particular emphasis on personalized learning, administrative automation, and research enhancement. Drawing on established theoretical frameworks—including the Technology Acceptance Model, Cognitive Load Theory, and Self-Determination Theory—and a systematic review of empirical studies published between 2019 and 2024, the study synthesizes current trends, applications, and outcomes of AI adoption in higher education. Evidence indicates that AI-enabled personalized learning systems, intelligent tutoring, learning analytics, and generative AI tools enhance learner engagement, instructional efficiency, and academic support, while AI-based administrative systems improve governance, resource optimization, and decision-making. The paper also highlights AI’s growing role in academic research through automation of literature review, data analysis, modelling, and research communication. Despite these opportunities, significant challenges persist, including infrastructural constraints, faculty readiness, ethical concerns, data privacy, and risks to academic integrity. The study further analyses adoption patterns across Indian higher educational institutions and assesses future prospects of AI-driven innovation. It concludes that AI can serve as a critical enabler for improving quality, equity, and global competitiveness of Indian higher education, provided it is implemented through a human-centric, ethical, and policy-aligned approach.
creator: Shabana
rights: Copyright (c) 2026
date: 2026-02-19
publication date: 2026-02-19
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4418

Monetary Policy and Digital Innovation as Catalysts for Sustainable Economic and Environmental Transformation in Oman’s Vision 2040
type: item
description: Digital transformation and sustainability have emerged as core components of contemporary development strategies, particularly within the framework of Oman Vision 2040. This study investigates the nexus between monetary policy and digital innovation in advancing economic and environmental sustainability. It critically analyzes the evolving role of the Central Bank of Oman in promoting financial sector digitalization while preserving macroeconomic stability and financial system soundness. The paper develops a strategic policy framework that integrates monetary policy instruments with digital financial services, fintech ecosystems, green banking practices, and sustainability-oriented initiatives, drawing upon regional case studies and international best practices. The study concludes with evidence-based policy recommendations aimed at strengthening Oman’s transition toward a digitally enabled, resilient, and sustainable economic system.
creator: Umar Ali Khan, Vipin Jain
rights: Copyright (c) 2026
date: 2026-02-19
publication date: 2026-02-19
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4419

The Mediating Role Of Intellectual Capital Disclosure Between Corporate Governance Attributes And Firm Value
type: item
description: Purpose- The major goal of this research is to look at how Intellectual Capital disclosure influences as a mediator in the relationship between Corporate Governance and Firm Value. The study was carried out by considering the top 30 companies based on their market capitalization for the period of 2010 to 2019. Further, examines the mediator role of Intellectual Capital disclosure among Corporate Governance attributes and Firm Value by using PLS-SEM. The study result reveals that Intellectual Capital disclosure partially mediates in the relationship between Corporate Governance and Firm Value. In addition, the results show that IC disclosure and Firm Value, Intellectual Capital disclosure and corporate governance, and Corporate Governance and Firm Value relationships are significant as expected. The originality of this research is that, though, many studies individually examined Intellectual Capital disclosure with corporate governance; Corporate Governance with Firm Value; and Intellectual Capital disclosure with Firm Value. Best of our knowledge, there has no studies that examine the linkage role of disclosure of Intellectual Capital information in the relationship between Corporate Governance and Firm Value.
creator: Yusaf Harun K, V Kavida, Mohamed Ali Kuniparambil
rights: Copyright (c) 2026
date: 2026-02-19
publication date: 2026-02-19
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4420

Sustainability Between Reality and Illusion: Greenwashing practices in the Case of H&M
type: item
description: This research paper examines greenwashing practices as a form of environmental deception through a case study of H&M, a global fashion and design company which embraced sustainable fashion initiatives as an environmentally friendly practice. Using a descriptive analytical method, the study assesses the company’s sustainability and compliance with environmental standards. The findings reveal that H&M misleads consumers through illusory promotional slogans and recommends curbing unethical marketing practices by strengthening penalties, enforcing deterrent laws and enhancing consumer environmental awareness.
creator: Merraka Amel, Soltane Karima, Touil Yassemina, Ammari Samir
rights: Copyright (c) 2026
date: 2026-02-20
publication date: 2026-02-20
volume: 6
number: 1

Examining the Effects of Self-Help Groups on Rural Women in the Context of Empowerment Dynamics and Sustainable Development
type: item
description: Using the ordinal regression tactic, this study seeks towards examining association amongst women's Broad Empowerment (BE) and Community Empowerment (CE) and Financial Growth (FG). Ambition in this assessment is of investigating the process regarding empowerment related towards one another and how they affect total empowerment of women. Quantitative research technique is used in this work, which draws on primary data sources. Members of Self-Help Groups (SHGs) in the Anugul District of Odisha are given a structured questionnaire to complete in order to collect primary data. Statistical techniques like ordinal regression, Spearman's correlation coefficient analysis, and Kolmogorov-Smirnov tests are used to analyse the data and look at the correlations between variables. The findings show that among women, Broad Empowerment (BE) is significantly predicted by both Community Empowerment (CE) and Financial Growth (FG). The significance of lecturing both communal then financial aspects aimed at women's empowerment is highlighted by the ordinal regression model's substantial correlation between CE, FG, and BE. Furthermore, significant positive relationships between BE and CE, BE and FG, and CE and FG are noted, highlighting the interdependence of these aspects of empowerment. By providing visions hooked on complex attitude of women's empowerment, particularly in the context of Self-Help Groups (SHGs), this study adds to the body of current material. By analyzing how CE and FG affect BE and investigating how they interact, the study provides important insight into the variables influencing women's overall empowerment results. The results emphasize that in order to raise women's socioeconomic standing and general well- being, social and financial growth must be addressed concurrently.
creator: Sanghamitra Behera, Puspalata Mahapatra
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4426

Role of Forensic Accounting in Fraud Detection: Perception of Chartered Accountants in Ahmedabad
type: item
description: Financial fraud has become a major concern for organisations due to increasing complexity in business operations and financial transactions. Traditional auditing methods are often inadequate to detect sophisticated and well-planned frauds. In this context, forensic accounting has emerged as an important tool for effective fraud detection and prevention. The present study aims to analyse the perception of Chartered Accountants towards the role of forensic accounting in fraud detection and to examine the association between their demographic profile and perception. The study adopts a descriptive research design to understand the existing views and professional opinions of Chartered Accountants without influencing or manipulating any variables. Primary data were collected from 188 practising Chartered Accountants in Ahmedabad using a structured questionnaire. A random sampling method was used to ensure unbiased selection of respondents and better representation of the population. The collected data were analysed using appropriate statistical tools, including a one-sample t-test, to evaluate respondents’ perceptions. The findings of the study reveal that Chartered Accountants have a positive perception towards the role of forensic accounting in detecting financial fraud. Respondents strongly agree that forensic accounting enhances fraud detection, reduces fraud risk, strengthens internal control systems, and overcomes the limitations of traditional auditing methods. The study highlights the growing importance of forensic accounting as a professional tool and suggests the need for wider adoption, training, and awareness among Chartered Accountants to effectively address increasing financial frauds.
creator: Shah Mona Pravin Kumar, Marzun Jokhi
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
volume: 6
number: 1

Evaluating the Role of Block chain in Modernizing the Indian Banking Infrastructure
type: item
description: This article explains how block chain technology can help improve the Indian banking system. Many banks in India face problems like delays, high costs, fraud, and old technology. Block chain is a new technology that stores data securely and allows people to make safe and fast transactions without needing a middleman. It can help banks work more efficiently, reduce paperwork, and improve trust between customers and banks. The article discusses how banks around the world and in India are starting to use block chain. Examples from Indian banks like ICICI, SBI, and YES Bank show how block chain is being used in areas like KYC, trade finance, and cross-border payments. The benefits of using block chain include better security, faster services, and lower costs. Even though block chain has many advantages, there are some challenges like high setup costs, lack of trained people, and unclear government rules. Still, the future looks positive. With the right support, block chain can make Indian banking faster, safer, and more modern. This article highlights how block chain can play a big role in changing how banks work in India.
creator: Vora Nidhi Shaileshbhai, Shreeda Shah
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
volume: 6
number: 1

From Demo to Decision: How Clinical Demonstrations Influence Medical Device Purchase Outcomes in South India
type: item
description: The procurement of medical devices focuses on acquiring technologies that improve patient diagnostics, treatment, and overall quality of life while also enhancing the cost-effectiveness of healthcare. The procurement process is comprehensive, covering everything from identifying needs to evaluating purchases after they are made, often requiring a balance between high, ongoing costs and the necessity for clinical innovation. Increasingly, outcomes are assessed through data registries that monitor clinical effectiveness and value. The primary objective of managing purchasing influences is to guarantee the adoption of devices that enhance patient care while maintaining financial sustainability for healthcare providers. Medical devices are technologies designed to interact with the human body to promote patient health. These gadgets can monitor, modify, and improve body functioning and anatomical components. They can function inside or outside the body, such as implanted pacemakers or wearable sensors. Ensuring the quality of medical equipment is critical for determining product safety and effectiveness. This comprises risk management, regulatory compliance, and continual process improvement. Thorough testing, detailed documentation, and global standard compliance are all critical components. Medical gadgets are used to prevent, diagnose, and cure illnesses and diseases, as well as aid in rehabilitation. This constitutes a detailed business strategy that outlines market entry sequencing, regulatory pathway selection, and technical documentation methods to expedite time-to-market, establish competitive barriers, and facilitate efficient global expansion for innovations in medical devices. Medical device manufacturers can boost market penetration and adoption results by investing in clear, high-quality demonstrations that are customized to local clinical needs. These results provide a strategic framework for integrating stakeholders in evidence-based procurement procedure…
creator: R. Prabusankar, H. Premkumar
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
volume: 6
number: 1

An Empirical Structural Equation Modeling Approach Integrating FinTech, Artificial Intelligence, Blockchain, and Clean Technology
type: item
description: The rapid diffusion of digital technologies has fundamentally altered the structure of modern financial markets. Innovations in financial technology (FinTech), artificial intelligence (AI), blockchain, and clean technology have reshaped how investors access information, evaluate risk, and participate in sustainable investment opportunities. This study empirically investigates the collective influence of these technological pathways on investor empowerment. Using a quantitative research design, primary data were collected from 230 active investors and financial professionals through a structured questionnaire. Reliability and validity of the constructs were examined using Cronbach’s Alpha and Confirmatory Factor Analysis (CFA). Structural Equation Modeling (SEM) via AMOS was employed to test hypothesized relationships. The results demonstrate that all four technological dimensions exert a statistically significant and positive impact on investor empowerment, with FinTech adoption emerging as the strongest predictor. The proposed model explains 68% of the variance in investor empowerment, indicating strong explanatory power. The findings provide theoretical contributions to digital finance literature and practical implications for policymakers and financial institutions seeking to promote inclusive and sustainable investment ecosystems.
creator: Parul Tandan
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4430

A Study of Media Narratives on Odisha’s Role in Revitalizing Indian Hockey
type: item
description: The revival of India as a competitive hockey nation has drawn attention to the country, particularly as India won a bronze medal at the Tokyo 2020 Olympic after a 41-year absence. The state of Odisha is an important part of the revival, having supported hockey’s evolution through sustained cash support, facilities, and collaboration with Hockey India. Using a qualitative case study design that focuses on Odisha’s collaboration with Hockey India and the establishment of world-class facilities, Kalinga Stadium and Birsa Munda Hockey Stadium, the article considers the stories written by leading print, digital, and broadcast media outlets in in-between 2014 and 2024. The study also includes a survey method with 100 journalists, spectators, and athletes to assess public perception of Odisha’s role in the revitalization of Indian hockey. The results identify that the media largely constructed a positive image of Odisha as a visionary stakeholder for investment in sport, especially hockey in India, as the state sponsors the national men's and women’s teams, hosts the Hockey World Cup, and supports a return to grassroots hockey in the state of Odisha. Finally, a number of media accounts connected Odisha’s sponsorship to encouraging Indian hockey players at the Olympics. Several media suggested that Odisha represents a model of development for hockey in India. The media stories also connect the contributions made by Odisha to India's Olympic success, portraying it as a model for sports development. This study highlights the extent of media's power in shaping public perception and policy dialogue in and around sports development. It argues that the favourable media narratives around Odisha's strategic engagement have reinvigorated Indian hockey, while positioning Odisha, and hockey, as a key player in India's Olympic successes.
creator: Utkalika Priyadarshini
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4431

A Study of Influencing Factors in Health Insurance Policy Decision Making Among Consumers
type: item
description: Health insurance has emerged as a crucial financial safeguard for individuals and households amid rising healthcare costs and increasing uncertainty related to medical emergencies. Despite wider availability of both government and private health insurance policies, consumers often face complexity and hesitation while making purchase decisions due to intangible benefits, procedural requirements, and uncertainty surrounding claim settlement. The decision-making process is influenced by multiple economic and service-related factors that shape consumers’ perceptions of affordability, ease, trust, and reliability. Among these, premium amount, processing convenience, and claim settlement efficiency are considered critical determinants, as they directly affect both initial policy purchase and long-term renewal behaviour. Understanding how these factors influence consumers differently across public and private insurance options is essential for improving insurance penetration and consumer satisfaction. The present study examines the influence of premium amount, processing convenience, and claim settlement efficiency on health insurance policy decision making among consumers, with a comparative perspective between public and private health insurance policies. Empirical findings reveal that premium amount significantly influences policy selection, with public insurance schemes perceived as more affordable and consistent in pricing. Claim settlement efficiency emerges as a decisive factor favoring private insurers, reflecting higher confidence in faster, transparent, and more reliable claim handling. However, processing convenience shows no significant difference between public and private policies, indicating convergence in procedural ease due to digitalization and service improvements. The study highlights that while affordability attracts consumers toward public schemes, trust in claim settlement strongly drives preference for private insurers. The findings provide valuable…
creator: Deepali Garge
rights: Copyright (c) 2026
date: 2026-02-21
publication date: 2026-02-21
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4432

Impact of Social Media Journalism on Public Opinion during Indian Elections
type: item
description: The present study examines the impact of social media journalism on public opinion formation during Indian elections, with specific reference to credibility, agenda setting, framing of political news, and emotional appeal. Using a structured questionnaire, data were collected from a sample of 300 respondents. The reliability of the measurement scale was established using Cronbach’s alpha, indicating satisfactory internal consistency of the constructs. Exploratory Factor Analysis (EFA) was employed to identify and validate the underlying dimensions of social media journalism, and the results confirmed the adequacy of the data for factor analysis. Pearson’s correlation analysis was then used to examine the relationships between the identified dimensions and public opinion formation. The findings reveal significant positive correlations between credibility, agenda setting, framing of political news, emotional appeal, and public opinion formation, highlighting the influential role of social media journalism in shaping public perceptions during elections. The study underscores the growing importance of responsible and credible social media journalism in influencing democratic processes in the Indian electoral context.
creator: Kanaparthi Pavani, K Rakesh
rights: Copyright (c) 2026
date: 2026-02-23
publication date: 2026-02-23
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4435

An Investigation into the Relationship between Children's Feeding Habits and Their Nutritional Status (6–23 Months) In Rajasthan
type: item
description: Malnutrition remains a critical public health issue in this region, with improper feeding practices contributing significantly to the problem. The study's broad objectives were to identify gaps in nutrient intake among children aged 6-23 months in three districts of Rajasthan, India, to describe the feeding practices adopted by these children's mothers, and to determine the variables significantly associated with insufficient nutrient intake. Based on the prevalence, a sample size of 720 from each of the studied districts, for a total of 2160, was selected using population-proportionate to sample (PPS) methods. Insufficient food energy intake and a rising prevalence were detected in children aged 12 months and older. Male children were more likely than female children to experience energy shortages. Calcium deficiency is most prevalent in children aged 18-20 months. Regarding iron, there was a significant prevalence of insufficiency in all children compared with the RDA recommendations. Children who were breastfed after a gap of more than 6 hours were at 4.5 times higher risk of inadequate nutrition. Overall, the study indicated a substantial connection between children's immunization status, mothers' socioeconomic position, breastfeeding practices, household sanitation, and personal hygiene practices, and the child's insufficient nutrient intake. To improve proper feeding practices, health education for mothers on breastfeeding and complementary feeding practices needs to be strengthened, and simple, understandable nutritional messages delivered through behavioural change communication by public health staff and health care providers to the community. MNP should not replace the feeding recommendations but should be promoted alongside these Food-Based Dietary Recommendations (FBDRs) and breastfeeding on demand during the first two years of a child's life. The implementation of the Integrated Child Development Scheme (ICDS), Poshan Abhiyan, and other programs to addr…
creator: Goutam Sadhu
rights: Copyright (c) 2026
date: 2026-02-23
publication date: 2026-02-23
volume: 6
number: 1

The Future of Justice: Navigating AI’s Ethical and Legal Maze In India’s Criminal Justice System
type: item
description: With India going digital, there is no aspect left that has not been influenced by digital technology. “artificial intelligence (AI) “has become a major tool to transform the criminal justice system. All these methods, from predictive policing to face recognition to courtroom legal research and AI-facilitated judicial decision-making, are being quickly incorporated into police procedures and court processes. But the use of AI in such a sensitive and vast field is significant from the moral, legal, and constitutional standpoints. This research examines the convoluted interaction of AI with the Indian criminal justice framework, weighing the advantages, the danger, and the gaps in the rules of its usage. The article starts discussing existing and future uses of AI in Indian policing, prosecution, and adjudication. It identifies projects like the “Crime and Criminal Tracking Network & Systems (CCTNS), the Inter-operable Criminal Justice System (ICJS)”, and experiments currently underway using AI-based crime mapping. These advances have a potential in terms of improving efficiency, decluttering backlogs, and supporting investigation but also raise serious issues related to privacy, transparency, and fairness. The primal question of this research is the ethical and legal dilemma posed by AI in the framework of justice. Algorithmic bias, data protection failures, transparency of decision-making mechanisms ("black box" issue), and compromising human accountability are the primary concerns. The research enlists both Indian constitutional values and global legal norms and identifies the threats of reproducing and exacerbating already existing systemic inequities through AI mechanisms devoid of adequate monitoring and authentication. Based on a doctrinal and comparative examination, this paper assesses regulatory models and jurisprudence of other jurisdictions like the EU and the United States with a view to drawing lessons for India.
creator: Kritika Goyal, Shreya
rights: Copyright (c) 2026
date: 2026-02-23
publication date: 2026-02-23
volume: 6
number: 1

Key Drivers for the Growth and Success of Fintech Companies with Reference to Bangalore
type: item
description: The study investigates how Digital Public Infrastructure (DPI) integration (UPI, Aadhaar, e‑KYC, DigiLocker, open APIs), regulatory clarity and compliance orientation (RBI KYC/data‑protection/digital‑lending/consumer‑protection regimes), and talent & ecosystem density in Bangalore drive fintech growth and success, with trust modeled as a mediator. Bangalore is India’s most dynamic fintech hub; India’s DPI and the Reserve Bank of India’s (RBI) risk‑balanced supervisory stance provide a unique natural setting to examine these drivers jointly. We designed a structured instrument (20 Likert items for four constructs aligned with the objectives) and analyzed a manipulated dataset of 384 responses to demonstrate the analysis pipeline where organizational data are typically sensitive. Items capture DPI Integration, Regulatory Clarity & Compliance, Talent & Ecosystem, and Trust; firm‑level performance outcomes (revenue growth, user growth, product release velocity, funding traction) form a Fintech Success Index. We applied descriptive statistics, reliability, Pearson correlations, multiple regressions, mediation via hierarchical modeling, and ANOVA by sub‑sector. All scales are reliable (α = 0.80–0.85). Correlations show positive associations between drivers, Trust, and Fintech Success (r = .26–.43). Regressions indicate that DPI Integration (β ≈ .29–.38), Regulatory Clarity & Compliance (β ≈ .20–.28), Talent & Ecosystem (β ≈ .14–.19), and Trust (β ≈ .31) significantly explain success; adding Trust increases R² from .214 to .275, consistent with partial mediation. ANOVA suggests no material sub‑sector differences in the success index in this dataset. These patterns align with recent evidence on India’s DPI, RBI’s digital‑lending and SRO initiatives, and Bangalore’s dense talent pipelines (Chambers and Partners, 2025; RBI, 2024, 2025; Startup Genome, 2025). For fintech leaders in Bangalore: aggressively integrate DPI rails (UPI, Aadhaar‑eKYC, DigiLocker), operationalize comp…
creator: Anita Rajendran, Y.Venkata Rangaiah
rights: Copyright (c) 2026
date: 2026-02-24
publication date: 2026-02-24
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4439

Industry 4.0 Technologies In Education: Fostering Lifelong Learning And Addressing Student Diversity
type: item
description: Industry 4.0 technologies drive new educational models. This study explores how these advancements connect with lifelong learning and diverse student needs. The research uses a quantitative data to assess how these technologies improve engagement and adaptability. Student motivation and learning outcomes improve with artificial intelligence, augmented reality, and mobile learning solutions. This study contributes uniquely to the discussion. It shows how these tools prepare students for a fast-changing job market. They also create inclusive spaces that address diverse learning styles and challenges. The implications of these findings suggest that Industry 4.0 technologies help an educational framework that serves individual learner needs. The implications also suggest that embracing Industry 4.0 technologies facilitates an educational framework that caters to individual learner needs while promoting continuous education outside traditional constraints. This approach encourages academic achievement. It also aligns with global educational objectives that call for equity and inclusivity. This study underscores the potential for Industry 4.0 technologies to transform educational practices. It creates lifelong learning opportunities that respect the variety of student populations. It prepares them for future professional careers. As educational institutions increasingly adopt these transformative technologies, the necessity for systematic approaches to teacher training and curriculum design becomes paramount, ensuring that educators are equipped to harness these innovations effectively.
creator: Devika S
rights: Copyright (c) 2026
date: 2026-02-25
publication date: 2026-02-25
volume: 6
number: 1
doi: 10.52783/jier.v5i4.4442

Sustainable Management and Development of Religious Tourism in Ramayana Circuit of Uttar Pradesh
type: item
description: Over the last decade, India has witnessed substantial growth in religious tourism, largely propelled by state-sponsored initiatives, including the creation of thematic tourism circuits. Among these, the Ramayana Circuit, developed under the Swadesh Darshan Scheme, holds a distinctive position because of its profound civilizational, spiritual, and cultural importance within Hindu belief systems. Despite rising tourist arrivals, the circuit's long-term sustainability is constrained by fragmented governance, inadequate accommodation, and erosion of authentic spiritual ambiance. Drawing on servicecape theory, destination governance literature, and sustainability discourse, this study proposes and empirically validates an integrated framework, FITSL-Gov (Familiarity, Interaction and Ambience, Tourism Infrastructure, Service and Sustainability, Loyalty, and Governance). Using a mixed-methods design, quantitative data were collected from 600 pilgrims across five key nodes of the Ramayana Circuit (Ayodhya, Nandigram, Shringverpur, Prayagraj, and Chitrakoot, complemented by qualitative insights from 42 stakeholder interviews. The structural equation modeling results indicate that spiritual ambiance is the strongest mediator between accommodation quality, governance effectiveness, and tourist satisfaction and loyalty, which is consistent with previous pilgrimage studies. The findings further reveal a governance paradox, in which individual initiatives receive high ratings but fail to convert into holistic destination satisfaction due to coordination gaps. This study contributes to the literature by encompassing the servicecape and destination loyalty models in religious tourism contexts and offering actionable policy recommendations for ambiance-centric planning, tiered accommodation development, and cohesive governance reforms. This study provides a data-driven roadmap for positioning the Ramayana Circuit as a globally competitive, spiritually authentic, and sustainably mana…
creator: Satyendr Kumar Chaudhari
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1

Does Emotional Intelligence Shape Team Success? An Empirical Study of Emotional Intelligence, Team Processes, and Academic Performance in Collaborative Learning Environments
type: item
description: Collaborative learning has become a cornerstone of contemporary higher education pedagogy; however, significant variation exists in student team performance that cannot be fully explained by cognitive ability alone. Emotional intelligence (EI), as a socio-emotional competency, may play a critical role in shaping how students function within academic teams. Despite extensive research linking EI to individual academic performance, limited empirical attention has been given to its influence at the team level within educational contexts. Addressing this gap, the present study investigates the relationship between individual and team-level emotional intelligence, team processes (cohesion, conflict management, and communication quality), and academic performance in collaborative learning environments. Using a multi-level quantitative design, data were collected from undergraduate students engaged in mandatory group projects. Results are expected to demonstrate that team emotional intelligence positively predicts academic performance, both directly and indirectly through team processes. The study contributes to the literature by extending emotional intelligence theory to collaborative academic settings and offers practical implications for team formation and pedagogical design in higher education.
creator: Mr. Rahul H. , Dr. Anil Dongre
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-02-27
publication date: 2026-02-27
volume: 6
number: 1

Carbon-Aware Resource Management in Cloud, Edge, and AI Platforms: A Comprehensive Survey
type: item
description: The rapid expansion of cloud computing, big data analytics, Internet-of-Things (IoT) platforms, and artificial intelligence has significantly increased the environmental impact of modern computing systems. While numerous studies propose techniques to improve energy efficiency, existing research remains fragmented, focusing on individual components such as data centers, scheduling algorithms, or machine learning models. This paper presents a comprehensive survey of sustainable computing approaches through a layered analysis of carbon-reduction strategies across the computing ecosystem. The reviewed literature is categorized into six operational layers: carbon measurement and accounting, infrastructure optimization, carbon-aware workload scheduling, sustainable data processing, green artificial intelligence, and continuous application services. The survey analyzes the effectiveness, trade-offs, and validation methods of existing techniques and highlights key limitations, including unreliable emission measurement, simulation-based evaluation, and conflicts between performance and sustainability. Results show that isolated optimizations often shift emissions rather than reduce total environmental impact. The study further identifies major research challenges such as lack of standardized carbon metrics, neglect of hardware lifecycle emissions, and absence of cross-layer coordination. Finally, future directions are outlined, emphasizing carbon-aware orchestration, lifecycle-aware system design, and renewable-integrated computing. The findings demonstrate that meaningful carbon reduction requires coordinated system-level optimization rather than isolated improvements within individual computing components.
creator: Bhavya N, R.K. Bharathi
rights: Copyright (c) 2026
date: 2026-02-27
publication date: 2026-02-27
volume: 6
number: 1

Building High-Performance Cross-Cultural Teams: Hr Innovation Strategies For Globalized Hotel Operations
type: item
description: The study aimed to examine the role of HR innovation in enhancing teamwork and performance among culturally diverse hotel employees and to assess the effectiveness of various HR strategies in globalized hotel operations. Data were collected from a sample of 150 hotel employees across multiple departments using structured questionnaires. Descriptive and inferential statistical methods, including percentage analysis, descriptive statistics and one-way ANOVA, are employed to analyse the data. The results revealed that HR innovation significantly improves cross-cultural teamwork, with higher-level employees perceiving multicultural team dynamics, conflict-resolution mechanisms, and innovative HR tools as more effective than operational staff. The study highlights the importance of integrating HR innovation with cross-cultural best practices to enhance productivity, communication, and overall team performance. The findings suggest that hotel management should adopt innovative HR tools and strategies to build high-performance, culturally cohesive teams.
creator: Muralidharan, Preetha Rajendran
rights: Copyright (c) 2026
date: 2026-02-28
publication date: 2026-02-28
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4452

Human–AI Collaboration in Financial Decision-Making: A Comprehensive Bibliometric Analysis (2015–2025)
type: item
description: Human-AI collaboration has led to transformative innovations in financial decision-making in areas like investment analysis, fraud detection, financial literacy, cognitive assessment and behavioural finance, and remarkable growth has been witnessed. However, there is insufficient evidence of an accompanying robust bibliometric record unifying co-authorship patterns, country collaborations, evolutions of keywords, and changes of fields. The methodology taken by the study is bibliometric, based on data sourced from the Dimensions database, from 2015 to 2025, and by utilising visualisation tools, to delineate intellectual domains and forge new thematic groups, and facilitate academic collaborations, such as VOSviewer software. The study focuses on 7,742 articles in the commerce and management disciplines, with an additional 5,165 for information systems research, and 2681 for economics literature. The United States, China and Europe in general present evidence of strong governance of published articles and collaborative relationships. Furthermore, keywords also indicate clusters of convergences of cognitive decline with manipulation through technology in economics and progress of AI-based applications, as enhanced diagnostic accuracy in the analysis of financial strategies, paving pathways for interdisciplinary collaborations and to guide cross-disciplinary expertise. Research indicates opportunities such as continued investigation of the ethical implications of artificial intelligence in finance, additional development of models of hybrid intelligence that incorporate multiple forms of cognition in decision-making, and ways to translate complex data in finance so artificial intelligence can make sense of it. The paper proposes possibilities for future research related to the broad area of ethical AI in finance, hybrid intelligence models, and AI explainability in finance.
creator: Sharda Kumari
rights: Copyright (c) 2026
date: 2026-02-28
publication date: 2026-02-28
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4453

Between Gods and Ghosts: Gothic Resonances in Kavita Kane’s Mythological Narratives
type: item
description: The Gothic and mythological retellings have the most in common when it comes to their shared focus on silenced voices and hidden truths. Gothic aesthetics focus on repression and haunting, while mythological retellings try to bring back points of view that have been hidden. Myths are shared memories, and telling them again often shows how violent they are. Gothic settings make this violence worse and show how it affects people over time. So, feminist retellings in Gothic style not only give women back their power, but they also show how trauma affects people across generations. By looking into the classic of Gothic literature by Jane Eyre and the contemporary mythological retellings of Kavita Kane, this article aims at looking into the intersection of these traditions. Myth places characters in the space between gods and people, while Gothic puts them in the space between life and death, sanity and insanity. The study proceeded by first establishing Jane Eyre as “a representation raw feminine instincts” by using gothic features. Then the presence of this literary technique will be analysed in the novels Ahalya’s Awakening (2021) and Lanka’s Princess (2017) by Kavita Kane. This will be used in order to bring out the common interest in thresholds, which lets retellings use Gothic settings to make mythic battles more dramatic.
creator: Abhishek Godara, Priyanka Yadav
rights: Copyright (c) 2026
date: 2026-02-28
publication date: 2026-02-28
volume: 6
number: 1

Understanding Classroom Engagement through Teacher Practices for Learners with ADHD: A study of Indian School Students
type: item
description: Learners with Attention Deficit Hyperactivity Disorder (ADHD) often encounter difficulties in sustaining attention, regulating behavior and participating actively in inclusive classroom environments. While inclusive education policies advocate equitable learning opportunities, limited empirical attention has been given to classroom-level teacher interventions that support learner engagement. This study examines teacher-mediated classroom practices and their influence on the engagement of learners with ADHD in inclusive school settings in India Adopting a qualitative exploratory research design, data were gathered through systematic classroom observations, structured behavior checklists, and learner engagement activities, allowing for the inclusion of multiple perspectives. The findings reveal that adaptive instructional strategies, consistent routines, positive behavioral reinforcement and responsive teacher–student interactions contribute significantly to improved classroom engagement among learners with ADHD. Conversely, rigid instructional approaches and limited individual support were associated with reduced participation. The study underscores the critical role of teacher interventions in shaping inclusive classroom experiences and offers pedagogical insights for educators, teacher educators and policymakers seeking to enhance engagement and academic participation of learners with ADHD.
creator: Manleen Kaur, Rekha Kaushal
rights: Copyright (c) 2026
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4460

Exploring The Key Antecedents of Burnout in Women Police: An Interpretative Structural Modeling Approach
type: item
description: Burnout is a critical occupational hazard within policing, often leading to diminished well-being and professional effectiveness. On examining the considerable research, burnout in general police populations, less focus is showered to the unique experiences of women police officers, who frequently encounter gender-specific stressors. This research emphasizes on exploring and analyzing the key antecedents of burnout among women police personnel in India, using an Interpretive Structural Modeling (ISM) approach to understand the hierarchical structure and interrelationships among these factors. The research adopts a mixed qualitative-quantitative methodology. Through in-depth review of literature and specialist’s interviews, and Delphi technique, a comprehensive list of burnout antecedents relevant to women in policing was identified and refined. The ISM methodology was then employed to develop a structural model that delineates the contextual relationships among the identified factors, categorizing them into driving, dependent, and linkage variables. The findings reveal that burnout in women police officers is not only influenced by conventional occupational stressors but is significantly shaped by socio-cultural and gender-related factors. Key driving antecedents include lack of institutional support, organizational culture, gender bias, and work-life conflict. These foundational elements contribute to secondary outcomes such as emotional exhaustion, depersonalization, and a reduced sense of personal accomplishment. The research aims at providing theoretical understanding of burnout through a gendered lens and gives a framework which is structured for addressing burnout in women police. The model which is developed, provides worthy views for policymakers, police administrators, and HR professionals to design more inclusive and supportive interventions expected to promote psychological resilience and job well-being among women police personnel.
creator: Hiremath V.M.R, H. R. Ganesha
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4461

Examining Hospitality Workforce Job Stress on Work Performance and Job Outcomes mediated by Emotional Labour
type: item
description: Hospitality work is defined by intense customer contact, high time pressure, and organizational display rules that require employees to “perform” appropriate emotions even when they feel otherwise. This paper investigates how job stressors translate into work performance and downstream job outcomes through emotional labor processes. Drawing on Job Demands–Resources theory and Conservation of Resources theory, we develop an integrative framework that links situational demands (customer incivility, workload, schedule instability, and supervisory pressure) to emotional labor strategies (surface acting and deep acting), affective strain (emotional exhaustion, anxiety, and diminished psychological well-being), and attitudinal and behavioral outcomes (job satisfaction, organizational commitment, service quality, turnover intention, and counterproductive service behaviors). We propose that surface acting amplifies resource depletion and impairs both task and contextual performance, whereas deep acting can protect performance when supported by job resources such as empowering/ethical leadership, perceived organizational support, and high-quality leader–member exchange. We also theorize boundary conditions at individual (emotional intelligence, resilience, and mindfulness) and organizational (service climate, staffing adequacy, and recovery opportunities) levels that shape when emotional labor becomes adaptive versus harmful. Methodologically, the paper outlines a multi-source, time-lagged design combining employee surveys, supervisor ratings, and objective service metrics to reduce common method bias and capture temporal dynamics. The study contributes by synthesizing fragmented evidence into a testable model and offering actionable implications for hospitality HRM, including redesigning jobs to reduce chronic stressors, training emotion regulation skills, and institutionalizing well-being practices that sustain service excellence. Such interventions can improve retention, …
creator: Srividya Vedasnata, Dr. Sumita Mishra, Dr. Sarat Kumar Mishra
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4462

Investment Behaviour and Financial Decision-Making of Engineering Faculty: A Behavioural and Analytical Approach
type: item
description: The investment decisions of salaried professionals, a group focused on both financial security and long-term wealth accumulation, have garnered significant attention in behavioral finance. Engineering faculty members constitute a distinct group of educated individuals whose financial choices are influenced by factors such as income stability, their perception of risk, their level of financial knowledge, and individual goals. Although they possess considerable technical skills, there has been a scarcity of studies investigating their investment strategies and financial planning approaches. This research examines how engineering faculty make investment choices and financial decisions, employing both behavioural and analytical perspectives. The study delves into significant factors influencing these decisions, including individuals' willingness to take risks, their level of financial knowledge, anticipated returns, preferences for portfolio diversification, and their long-term financial objectives. Data was gathered through structured surveys administered at engineering institutions, and statistical and analytical methods were utilized to uncover the behavioural drivers behind the investment choices made by the participants. The results will help to understand how cognitive biases, income patterns, and financial literacy levels determine the preferences of portfolio choices and strategic planning of faculty members. The study helps in a deeper understanding of professional investment habits in the academic community by integrating the behavioural finance theory and empirical studies. The findings can guide policymakers, financial advisors and institutional organizations in developing specific financial education and planning interventions among salaried professionals. In general, the study contributes to the existing body of literature on behavioural finance by targeting an area of the knowledge workforce that has been largely unexplored but has an important economic i…
creator: Naveen Kumar T S, Dr. Sureshramana Mayya
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4464

A Comparative Study of the Effect of Gst Exemption on Health Insurance Penetration and Financial Inclusion in India
type: item
description: The main purpose of this research is to study the impact of GST Exemption on Health Insurance Penetration and Financial Inclusion in India and determining the influence of GST on Individual health insurance premium. The methodology adopted for collecting Primary data would be by way of interviewing Individuals aged 18-65 whereas secondary data would be obtained from IRDAI reports, GST council documents and premium charts of leading insurers. The target areas would majorly be tier I and tier II cities where Individuals are having health insurance policies. Also, some samples from tier III and remote cities would also be considered to determine the impact post exemption of GST, as affordability is a major factor when buying health Insurance in India is concerned. Further, in India, many companies provide for health insurance policy as a perquisite to the employees which extend to the dependent family members as well, but on many occasions the amount of Sum insured doesn’t suffice the requirement. Thus, this study would also target the Individuals to whom Insurance policy is provided by their employer but also intend to buy one of their own and the affordability of the same. To understand the perspective of policy makers in exempting GST on Individual health insurance premiums. Whether this is the correct way to achieve the national mission “Insurance for all by 2047” set by the Insurance Regulatory and Development Authority of India (IRDAI). Impact on subscription of Individual health insurance premiums post exemption of GST.
creator: Devendra D. Singh, Alpesh Mehta
rights: Copyright (c) 2026 Journal of Informatics Education and Research
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4465

Role of Hr Policies in Managing Moonlighting and Organisational Commitment in the it Sector in India
type: item
description: Moonlighting, defined as employees engaging in secondary employment alongside their primary job, has emerged as a critical challenge in India’s Information Technology (IT) sector. The rapid growth of remote work, freelance platforms, and skill-based gig opportunities has made moonlighting more accessible, raising concerns regarding employee performance, organisational commitment, and ethical conduct. Human Resource (HR) policies play a central role in regulating moonlighting while ensuring that employee motivation and loyalty are not adversely affected. This qualitative study explores the role of HR policies in managing moonlighting and strengthening organisational commitment among IT professionals in India. Using a review of secondary literature, policy documents, and qualitative insights from existing studies, the paper examines how clarity, fairness, flexibility, and ethical orientation in HR policies influence employee behaviour. The findings suggest that while strict moonlighting bans protect organisational interests, overly rigid policies may reduce trust and increase concealment behaviours. Conversely, balanced and transparent HR frameworks that allow limited and skill-enhancing moonlighting can improve job satisfaction and long-term commitment. The study concludes that adaptive HR policies can transform moonlighting from a threat into an opportunity for employee development and organisational growth.
creator: Ria Rajesh Parwani, Tejashree Deshmukh
rights: Copyright (c) 2026
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4466

Augmenting Regulatory Intelligence: How Ai-Driven Behavioral Analytics Can Inform Sebi’s Oversight Framework in the Age of Algorithmic Trading and Retail Investor Proliferation
type: item
description: In a time when the number of retail investors is growing quickly, the Securities and Exchange Board of India (SEBI) and other organizations have a revolutionary opportunity to improve market oversight through the incorporation of artificial intelligence (AI) into financial regulation. By combining computational power and human judgment, this study suggests a novel framework called Augmenting Regulatory Intelligence that uses AI-driven behavioral analytics to improve SEBI's supervisory capabilities. Capital markets are more susceptible to behavioral distortions like herding, overconfidence, and fear-of-missing-out (FOMO) dynamics as retail participation grows through digital brokerages and social media "influencers." These biases, which are well-documented in the literature on behavioral finance, have the potential to increase volatility and enable manipulative tactics like well-planned pump-and-dump schemes. Concurrently, market intermediaries' use of AI systems allows for high-frequency and data-intensive strategies that frequently surpass conventional regulatory monitoring tools, resulting in disparities in the technological capabilities of regulated entities and regulators. The study recommends the strategic use of machine learning and natural language processing (NLP)-driven regulatory technology (RegTech) solutions to rectify this imbalance. Large-scale transactional data and unstructured digital content can be analyzed by these tools to find early warning signs of coordinated manipulation or illogical investor behavior. SEBI can improve regulatory responsiveness while maintaining accountability by integrating AI-generated insights into human-led supervisory procedures. The study promotes a hybrid governance model in which artificial intelligence (AI) enhances rather than replaces human intelligence by drawing on interdisciplinary viewpoints from behavioral finance, regulatory governance, and public policy. The study adds to the current discussions on the moral…
creator: Jeevan Thombare
rights: Copyright (c) 2026
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4467

Faceless Assessment Under the Indian Income-Tax Regime: A Taxpayer-Centric Perspective on Approaches, Challenges and Solutions
type: item
description: The Faceless Assessment Scheme, covered under Section 144B of the Income-tax Act, 1961, represents drastic digital and e governance reform aimed at enhancing time bound assessment, transparency, objectivity and efficiency in India’s direct tax administration. From a taxpayer’s standpoint, however, the transition from traditional scrutiny to an entirely electronic assessment demands significant procedural preparedness and digital adaptability. This paper evaluates the issues faced by taxpayers and proposes a structured approach for effectively managing faceless assessments. The Study highlights common taxpayer-side concerns such as size and number of submissions, standard and extensive questionnaire, system-generated mismatches, limited time for response, and reliance on automated risk parameters that may not fully reflect facts and realities. The analysis further identifies emerging challenges such as restricted interpersonal interaction, technical glitches, and inadequate acknowledgement of detailed replies within the workflow. The paper examines rules, regulations, statutory guidelines, CBDT circulars and recent judicial interventions that directly impact taxpayer rights, including the principles of natural justice, opportunity for personal hearing, consideration of evidence and technical fairness. A practical taxpayer-oriented framework is developed, emphasising readiness through robust documentation, reconciliations, disciplined maintenance of digital records, and timely upload of structured submissions supported by verifiable evidence. The paper also proposes strategic response techniques, including issue-wise tabulation, factual substantiation, legal positioning, and escalation mechanisms where procedural irregularities arise. Recommendations are provided to strengthen taxpayer experience, including improved interface functionality, wider use of video hearings, extended response windows, and clarity in communication.
creator: Umesh Suresh Kolapkar
rights: Copyright (c) 2026
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4468

Interface of Human Intelligence and Artificial Intelligence: Possibilities and Challenges for the Indian Legal Educational Framework
type: item
description: The recently started integration of artificial intelligence (AI) into educational systems across the globe, including India, has created revolutionary opportunities coupled with associated challenges. The opportunities may include increased access to educational resources, personalized learning platforms, innovative pedagogical tools, enhanced research capabilities, predictive analysis for dispute resolutions, etc. The associated challenges may include threat to academic integrity, erosion of critical reasoning affecting human capabilities of critical thinking, algorithmic biases benefiting a specific class of society, lack of ethical and moral accountability, regulatory gaps affecting quality education, infrastructural disparities, etc. The research paper examines possibilities of integration of human intelligence and artificial intelligence in the existing Indian legal educational framework to ensure more opportunities and with minimum challenges impacting its quality, accessibility and efficacy. The paper analyzes the challenges of digital divides, pedagogical challenges and faculty readiness with the help of case studies from National Law Universities and other higher educational institutions. Using doctrinal analysis, the paper has also included study of the regulatory framework of the Bar Council of India, the judicial approach as to use of artificial intelligence in legal field. The paper recommends for curriculum reforms, ethical trainings based on written guidelines and regular policy interventions to make this integration more human centric and ethically regulated educational framework.
creator: Sukdeo Ingale
rights: Copyright (c) 2026
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4469

Invisible Battles in the Classroom: How Teachers Identify and Respond to Silent Mental Health Issues in Indian Youth
type: item
description: As teachers we are often the first to notice concerns to student's mental health. Moreover, while counsellors on campus are encouraged, our students often feel comfortable with approaching faculty members, often even more than their family members since they interact with faculty on a day to day basis in class and have often built a rapport with them. This then raises questions about the preparedness of faculty in handling these student mental health concerns. Surely, faculty members aren't meant to replace psychologists and counsellors - but to what extent can one predict teacher response as a consequence of mental health literacy and teacher confidence in handling these concerns - is the purpose of this study. Correlation analysis was done to understand the strength of correlation between these three variables. Then ANOVA was used to understand the percentage of variance explained in Teacher Response with respect to student mental health situations.
creator: Elizabeth Dias, Kinnarie Singh
rights: Copyright (c) 2026
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4470

Ludic Narrative Structure and Character Formation in Susanna Clare’s Piranesi
type: item
description: The article examines Piranesi by Susanna Clarke using digital humanities, which considers the mechanics of the gameplay and flow of the characters in the piece. The article positions Piranesi as a story incorporating the exploratory gameplay features to shape the development of the characters by spatial traversing, learning new game rules, expanding memory, and uncovering the story bit by bit. The main character documents his findings of the House, but those who explore the game world do not get explicit data but rather find out its hidden mechanisms. The paper uses digital humanities, based on the narrative theory and ludic studies and shows that Piranesi builds characters by performing repetitive actions as they face constraints and discovery. Diary entries are one of the storytelling devices used in the novel, which makes the narrative work well, but restricts the reader's knowledge since the story is presented in the game-like format of character growth over the years. The game narrative of Piranesi functions on another system than game storytelling, whereby the players are more concerned with ethical behaviour rather than dominance and control. The system of the game does not allow the players to employ extractive or goal-oriented gameplay techniques. In addition, the paper shows that Piranesi incorporates the literary storytelling technique by using game-based systems to illustrate that modern literature is not exempt from using its digital components to draw upon experimental structural constructs. It supplements digital humanities scholarship by indicating that a method of analysing data through games can indicate the character development in modern English literature in a manner that goes beyond a superficial game-like interpretation. Piranesi exposes a human presence of competitive play in the manner in which it portrays knowledge acquisition as one of the things that takes place during physical exploration rather than by means of competition domination.
creator: K. Priyadharshini, K. Shantichitra
rights: Copyright (c) 2026
date: 2026-03-02
publication date: 2026-03-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4471

Generative AI and the Microfoundations of Dynamic Human Resource Capabilities: A Conceptual Framework Integrating HR Analytics and Leadership Agility
type: item
description: The growing integration of generative artificial intelligence (GAI) into organizational systems is reshaping the strategic role of human resource management (HRM). While prior research largely examines functional applications of AI in recruitment, training, and performance management, limited attention has been devoted to how generative AI influences the microfoundations of dynamic human resource capabilities. Addressing this gap, this conceptual article integrates insights from dynamic capabilities theory, microfoundations research, and emerging scholarship on AI-enabled HR systems to develop a structured explanatory framework. The framework positions generative AI as an embedded enabler within HR systems, rather than as a peripheral technological tool. It conceptualizes HR analytics as a translational infrastructure through which AI-generated insights are institutionalized into sensing, seizing, and reconfiguring processes. Additionally, leadership agility is introduced as a contextual condition shaping the effectiveness and sustainability of AI-enabled HR transformation.
creator: Yazid Bensaoucha
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4475

A Comprehensive review of Renewable-Integrated Optimization Models for Sustainable Airport Operations
type: item
description: Airports are increasingly recognized as critical infrastructures requiring strategic intervention to reduce carbon emissions and enhance energy efficiency. This paper presents a comprehensive, publication-ready study on the application of mathematical optimization models for sustainable airport operations. Leveraging mixed-integer, multi-objective, and stochastic optimization techniques, the research examines pathways for integrating renewable energy, improving operational efficiency, and minimizing carbon footprints. The paper provides a structured framework suitable for real-world implementation, supported by a literature-grounded methodology, conceptual case analysis, and aligned with contemporary international sustainability directives. Findings indicate that optimization models hold significant potential for transforming airports into low-carbon, energy-resilient systems.
creator: Vasuki G
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4476

Compensation Rights of Crime Victims in Nepal: A Victimological Study of Murder Victims in Morang District
type: item
description: United Nations Declaration on Rights of the Crime Victim, 1985 and Van Boven/Bassiouni Principles in 2005 were adopted for the justice of crime victims. In line with those international instruments, there have been various institutional developments to protect the rights of crime victims in Nepal. Article 21(2) of the Constitution of Nepal has guaranteed right to compensation of the crime victims as fundamental rights. Crime Victim Protection Act (CVPA), 2018 provides detail guidelines regarding compensation. The UN declaration has recognized Compensation as major victim’s rights and Van Boven/Bassiouni Principles calls for adequate, effective and prompt reparation but it does not seem to be working towards achieving the goal set by the international legal instruments and Nepalese constitution. There is need to reform the law as it's imperative bring a positive change in the mechanisms of the victim justice system. In absence of such a robust reformation, Nepal's victim-centric legal framework may not be able to meet the objectives the legislations aim to achieve.
creator: KoshrajNeupane, Debarati Halder, Jivesh Jha
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4478

“BRIDGING Vision Realisation Strategic Planning with Employee Optimization Outcomes and Engagement PERSPECTIVE”
type: item
description: In rapidly evolving business world, transforming a company vision into tangible outcomes relies apart from effective planning but also on the optimal utilization of employee skills and talents. Using data collected from 112 employees in Chennai city. The study applies a chi square, linear regression and independent sample t test to analyses relationship between vision planning employee engagement and employee optimizations. This paper presents framework to connect clear planning of organisational goals with helping employees perform at their best. Its shows how aligning individual work with company goal boosts productivity, innovation and supports to promote a success. Vision realisation is about setting clear goals from a company broad plan and making sure everyone understand their role in reaching these goals. Strong leadership and effective communication enable employees to recognize how their tasks align with the overall vision. At the same time employee optimization means managing hiring, training and motivation to ensure that workforce skills align with company requirements. Using data and feedback is key to this connection. By tracking employee performance and skills in real time, companies can quickly find where training or support is needed. Personalised growth plans further engage workers by focusing on their strengths and career goals.
creator: R. Rangarajan, Neelavathy V
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4479

Neuroimaging and Learning Opportunities: Advancing Sustainable Development Goals for Blind Children
type: item
description: Drawing on evidence of structural and functional brain reorganization, this study examines how alternative sensory systems—particularly auditory and haptic modalities—support adaptive learning in blind children. Neuroimaging findings demonstrate how, despite the absence of visual input, blind learners develop robust spatial understanding and well-formed conceptual categories, indicating that conceptual organization is largely preserved even when sensory representations are altered. Building on this foundation, the study investigates the effects of profound visual deprivation on neural reorganization and learning opportunities in blind children within the context of the United Nations Sustainable Development Goals (SDGs). Using a qualitative case study approach supported by theoretical frameworks from cognitive science and neurodevelopment, the research explores how brain plasticity enables compensatory learning mechanisms that sustain cognitive development. The findings carry important implications for educational practice and rehabilitation. By showing that sensory differences do not fundamentally constrain conceptual development, the study informs the design of adaptive educational technologies and targeted interventions aimed at promoting sustainable learning outcomes for visually impaired children. More broadly, the research advances an interdisciplinary framework that integrates neuroimaging, cognitive science, and educational technology, offering practical guidance for inclusive education and evidence-based rehabilitation planning.
creator: Anirudh Chinta
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4480

From Access to Agency: Financial Inclusion as a Catalyst for Socioeconomic Mobility in Emerging Markets
type: item
description: Financial inclusion has evolved from a policy objective centred on expanding access to formal financial services to a transformative development strategy capable of enhancing individual agency and enabling long-term socioeconomic mobility in emerging markets. By integrating households and microenterprises into formal financial systems, inclusive finance reduces vulnerability, facilitates productive investment, and strengthens human capital formation through improved savings behaviour, access to credit, risk management instruments, and digital payment ecosystems. The diffusion of financial technology has accelerated this transition by lowering transaction costs, overcoming geographical constraints, and enabling data-driven credit allocation for previously excluded populations. However, the developmental impact of financial inclusion extends beyond financial access to encompass the capacity of individuals to make strategic economic choices, participate in markets, and accumulate assets across generations. This paper conceptualizes financial inclusion as a multidimensional mechanism linking institutional development, digital innovation, financial literacy, and social protection to upward socioeconomic mobility in emerging economies. It examines how inclusive financial systems influence income growth, enterprise development, gender empowerment, and resilience against economic shocks while also addressing structural inequalities and the persistence of informal economic activity. The study further explores the enabling role of regulatory quality, digital infrastructure, and behavioural adoption in converting access into meaningful usage and agency. By positioning financial inclusion within a broader capability-enhancing framework, the paper contributes to the ongoing discourse on inclusive growth and sustainable development and proposes an integrated analytical perspective for understanding how financial systems can function as catalysts for equitable and mobility-oriente…
creator: Ganesh, Subbarayudu Thunga
rights: Copyright (c) 2026
date: 2026-03-05
publication date: 2026-03-05
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4482

A Study of Engagement Trust and Interaction in the Era of Digital Transformation and Customer Distance in Life Insurance Services
type: item
description: The aim of the study, life insurance business holds a unique niche in the financial services industry because of the long-term nature and trust-based business nature of its products. Life insurance policies demand years of client dedication unlike physical product where a customer can immediately benefit and trust, engagement and interaction are the key elements to customer loyalty. Nevertheless, the fast digital revolution of the industry, which is supported by the COVID-19 pandemic, has redefined the traditional relationships between customers and insurers. Although digital platforms like mobile apps, online portals, chatbots, and artificial intelligence-driven underwriting have made the process more efficient, convenient, and accessible, they have introduced the new issues of customer distancedness, lack of personalization, and the lack of relational ties. This paper examines engagement, trust, and the quality of interaction dynamics in the environment of digital transformation and customer distance in Indian life insurance services. The study takes the form of a sequential explanatory mixed-method research where qualitative interviews with customers, agents, and managers are conducted which is followed by a quantitative survey of 220 policyholders. Hypotheses were tested with the help of statistical tests such as reliability testing, correlation, multiple regression and ANOVA tests. The findings reveal moderate-high degree of engagement, trust, the quality of interactions, and customer satisfaction with the digital platforms, yet the regression results indicate statistically insignificant correlations between the constructs, which demonstrates the complexity of the interaction between digital efficiency and relational depth. The results indicate that, although digital tools might provide functional value, they may not be capable of the emotional reassurance and interpersonal trust that agents provide. The paper adds to the theory by applying the existing idea of…
creator: Sathya Prakash Urs S N
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1

Microfinance and Enterprise Empowerment: A Regional Study of Entrepreneurial Advancement in Chhattisgarh
type: item
description: Microfinance institutions (MFIs) are critical players in promoting entrepreneurship and enterprise development among marginalized populations. This research explores the role of microfinance in empowering entrepreneurs across Raipur, Durg, and Bilaspur districts in Chhattisgarh. The study integrates primary data from 300 entrepreneurs with statistical tools like chi-square and regression analysis. Significant variables such as loan access, financial literacy, and gender-based financial decision-making were examined. The study reveals that access to microfinance services significantly improves business income, decision-making autonomy, and employment generation. These insights contribute to strategic recommendations for regional enterprise advancement through inclusive financial services.
creator: Shilpi Yadav, Priyanka Bagh
rights: Copyright (c) 2026
date: 2026-03-09
publication date: 2026-03-09
volume: 6
number: 1

Accuracy And Risk: Drivers Of Strategic Trading Decisions
type: item
description: This research paper examines the dual drivers of Perceived Accuracy and Perceived Risk in shaping strategic trading decisions within AI-augmented environments. As artificial intelligence transforms retail trading platforms, understanding how traders cognitively balance the promise of algorithmic precision against the perils of technological dependency becomes critical. Grounded in Prospect Theory and the Stimulus-Organism-Response framework, this study investigates how these competing perceptions influence decision-making processes and outcomes. Utilizing a mixed-methods approach combining experimental trading simulations, psychometric assessments, and eye-tracking analysis with 428 active traders, the research reveals a complex, non-linear relationship. Findings demonstrate that Perceived Accuracy and Perceived Risk operate not as independent factors but as dynamically interacting forces, with their relative influence shifting according to market conditions, trader experience, and decision context. High Perceived Accuracy significantly enhances decision confidence and strategic consistency (β=0.47, p<0.001) but can paradoxically increase risk exposure through overreliance. Perceived Risk functions as both an inhibitor and a calibratorexcessive risk perception degrades decision quality through anxiety-induced impairment, while moderate levels enhance vigilance and analytical depth. The study identifies critical thresholds and interaction effects, presenting a decision framework that balances accuracy-driven opportunity capture with risk-aware preservation. These insights offer significant implications for interface design, risk communication, trader education, and regulatory approaches in increasingly automated financial ecosystems.
creator: Naresh1, Ankur Aggarwal
rights: Copyright (c) 2026
date: 2026-03-09
publication date: 2026-03-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4492

Beyond the Loop: A Tripartite typology of human-machine collaboration.
type: item
description: The “human in the loop” (HIL) label that currently exists has become an exaggerated umbrella over critical distinctions within human–AI partnerships. This will provide a tripartite schema that categorises the HIL (AI led, automation first), AI in the loop (AI2L; human led, augmentation first) and Hybrid Intelligence/Collaborative Intelligence (HI/CI; co creative partnership). We suggest a paradigm–domain correspondence: efficiency driven contexts favor HIL, accountability driven domains favor AI2L, and creativity driven domains favor HI/CI. We integrate evidence to support a continuing agency–performance tradeoff in high stakes environments, the AI identification challenge, and the homogenization risk of scaled generative models on culture. We suggest for move from a brittle “human in the loop” backstop to participatory governance — organized, multi-stakeholder overview of the entire lifecycle. A four-part research agenda and a maturity model of human involvement are provided to inform empirical validation and ethical deployment. This analysis lays the groundwork for more sophisticated analyses and calls for interdisciplinary, field based evaluation of human–AI systems to ensure they augment human flourishing in ways consistent with the principle of preserving diversity of thought and autonomy of judgement.
creator: Sagar Patil
rights: Copyright (c) 2026
date: 2026-03-09
publication date: 2026-03-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4493

Unlocking Digital Financial Inclusion on Economic Growth: Cross-country study using panel data
type: item
description: The present research explores the evolving trend of Digital Financial Inclusion indicators among both men and women in the Top 5 countries by GDP, covering the United States, China, Japan, Germany, and India, for 2014, 2017 and 2021, collected in the global Findex database. This paper examines the relation between DFI among both men and women and GDP growth. Panel least squares (LS), Two-stage least Squares (2SLS) and generalised method of moments (GMM) regression were utilised to estimate the secondary data. The proportion of both men and women who (i) possess a debit card, (ii) have used a digital payment method, (iii) have received payments digitally, (iv) have used or received a digital payment method and (v) possess a credit card is utilised to measure digital financial inclusion indicators. This trend analysis found a stable increase in the inclusion through digital financial services indicators over the period. Here, A minimal improvement is seen between the years 2014 and 2017, and 2017 and 2021, due to improvements in technology. The regression analysis results indicated a significant positive association exists between GDP economic development and inclusion through digital financial services indicators, excluding the merchant payment indicator, which was observed for both men and women. The results also indicate that digital platform usage has a positive and substantial impact on DFI in the top five nations by GDP.
creator: Nigama K, Selvabaskar S, Haritha K, Sekarini S
rights: Copyright (c) 2026
date: 2026-03-09
publication date: 2026-03-09
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4494

Bridging the Last Mile: The Battle Against UPI Fraud in Rural India A Case from Maharashtra
type: item
description: India’s rapid adoption of digital payments, led by the Unified Payment Interface, has changed transactions and widened financial inclusion, reaching remote areas. Yet this progress has coincided with a sharp rise in digital fraud that hurts first generation, low literacy users. This teaching case examines a composite event from Latur district in Maharashtra, where a sixty-eight-year-old farmer, Ramesh Pawar, loses Rs. 85,000 after a fake KYC message and struggles to obtain redress. The discussion is set against rising UPI fraud and Maharashtra’s cybercrime burden, and it highlights gaps in early detection, frontline policing, banking procedures, and digital literacy. Presented as a character driven narrative grounded in official statistics, the case follows the actions and constraints of key stakeholders, including the local police station, State Cyber Cell, a cooperative bank, NPCI, and civil society groups working on digital literacy. It invites reflection on systematic accountability, limits of user responsibility rhetoric, and design of safeguards and grievance systems suited to rural contexts. The case is intended for postgraduate courses in public policy, law, digital governance, and financial regulation, and for practitioners concerned with inclusive and trustworthy digital payments.
creator: Nishikant Jha, Sagar Uttam Shinde, Prashant Nike
rights: Copyright (c) 2026
date: 2026-03-10
publication date: 2026-03-10
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4495

Readiness for Integrating Mental Health Care: Implementation in Contemporary Settings of the Asia-Pacific
type: item
description: Mental health is an integral part of the overall health and well-being of a person. However, it remains under-resourced and unintegrated across the Asia-Pacific region. This study assesses the readiness of the selected Asia Pacific countries to integrate the mental health care services in the legal system. Employing a mixed-methods research design, this study has analyzed the domestic legal framework and mental health related data of eight countries in Asia-Pacific region- Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, South Korea, and Sri-Lanka in mainly five indicators: Legal and policy infrastructure, institutional mechanisms, financing, human resources, and stigma relating to mental health to assess the readiness of these countries to integrate mental health. The findings reveal that South Korea is the only country which is highly ready to integrate mental health into its legal system. India is moderately ready, while the other six countries- Nepal, Pakistan, Bhutan, Bangladesh, Maldives, and Sri-Lanka- lack sufficient legal framework, financing, human resources, and have social stigma, making them not ready to integrate the mental health in their legal system. Overall, the Asia-Pacific region is not yet ready to integrate mental health. The study recommends legislative reforms, strong enforcement mechanisms, adequate financing, and stigma reduction to ensure effective integration of mental health care in the Asia-Pacific region.
creator: Mahadev Baniya, Debarati Halder
rights: Copyright (c) 2026
date: 2026-03-11
publication date: 2026-03-11
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4496

Comparative Profitability Analysis of Indian Private and Public Sector Banks
type: item
description: The success or failure of banks depends upon many factors, and one of the factors is the profitability of the bank. This paper aims to study the comparative analysis of the profitability of 10 banks, having a combination of private and public banks having 5 banks from each sector. The period under study is for the financial year starting from 2019 to 2024, covering 5 financial years. The major indicators of the study are Net Profit Margin, returns on Assets, Returns on Equity, and Net Interest Margin. The analysis uses ratio analysis and secondary data from the online and offline annual reports of the banks. The findings revealed that there is a consistent trend of higher profitability in private sector banks driven by better asset utilization, risk management, and operational efficiency. The paper also attempts to discuss the key challenges faced by the public sector banks and provide strategic recommendations for improvement.
creator: Tushar Balkrishna Raut
rights: Copyright (c) 2026
date: 2026-03-11
publication date: 2026-03-11
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4497

The Legal Nature of the Intelligent Electronic Agent in Electronic Transactions: Concepts and Challenges
type: item
description: The challenges inherent in the digital environment pose significant obstacles to the protection of digital works under existing legal regimes, particularly due to the inadequacy of statutory provisions in affording sufficient and effective safeguards for authors' rights. This deficiency facilitates unauthorized exploitation of digital works without remuneration to the copyright holder, exacerbating concerns amid the evolution of piracy techniques and cyber infringements. In response, creators have increasingly resorted to technological protection measures (TPMs) as technical safeguards to secure their intellectual creations. This study illuminates the phenomenon of circumvention of technological protection measures by delineating their conditions, levels, and instruments that ensure the safeguarding of digital works embodying the author's creativity. It further examines the legal framework prohibiting such circumvention.The research concludes with the necessity of amending Ordinance No. 03-05 to incorporate comprehensive provisions regulating technological protection measures. It also advocates for substantial investment in cybersecurity to render these measures robust against piracy, and calls for activating the role of the National Office of Copyright and Related Rights in protecting digital works.
creator: Hamza Merabet
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1

Vendor Lock-In and Cloud Portability in Serverless Environments: An Empirical Investigation with Special Reference to the Indian IT Industry
type: item
description: Cloud computing has fundamentally transformed enterprise information technology infrastructure over the past two decades, yet the phenomenon of vendor lock-in continues to constrain organisational agility and architectural freedom. This paper reports findings from a mixed-method empirical investigation involving 306 information technology professionals drawn from organisations operating across India's major technology hubs. The study examines how cloud service model abstraction correlates with perceived vendor lock-in severity, how the emergence of serverless computing specifically Function-as-a-Service architectures has intensified portability challenges, and what role open portability standards and cloud-agnostic tooling play in mitigating lock-in risk. Four hypotheses were tested using chi-square analysis, one-way analysis of variance, and Pearson correlation. Results confirm that vendor lock-in severity increases significantly as the cloud service model transitions from Infrastructure-as-a-Service to Platform-as-a-Service to Software-as-a-Service (χ²(6) = 38.742, p < 0.001). Serverless computing introduces the most acute portability constraints among all cloud deployment paradigms, with 68.3 per cent of serverless practitioners identifying provider-specific event trigger formats as a major migration barrier. Open standards adoption including containerisation, infrastructure-as-code, and Kubernetes — demonstrates a moderate but statistically significant positive correlation with lock-in risk reduction (r = 0.487, p < 0.001). The paper concludes with eleven actionable recommendations for cloud consumer organisations, cloud service providers, and Indian regulatory bodies, addressing the urgent need for an India-specific cloud portability governance framework.
creator: Gokul Bodke
rights: Copyright (c) 2026
date: 2026-01-02
publication date: 2026-01-02
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4500

Analyzing volatility across 13 Nifty Thematic indices: A Shannon Entropy Approach
type: item
description: This research investigates the behavior of the Indian stock market over the past decade (January 1, 2014, to April 5, 2024), with a specific focus on the disruptive impact of the Covid-19 pandemic(January 30, 2020, to May 10, 2023). Through a comprehensive analysis of Nifty thematic indices, utilizing Shannon entropy(SE) the study delves into volatility of the indices. The research highlights significant disruptions in market dynamics during the Covid-19 phase, with increased volatility and unpredictability. Use of Symbolic Time Series Analysis (STSA), for calculation of Shannon Entropy , reduces the disturbances in the time series greatly to capture the true nature of time series . It highlights the varying degrees of uncertainty and predictability across different sectors. Sectors like Nifty Energy and Nifty50 Shariah demonstrate high entropy values, signaling greater unpredictability, while others exhibit more stable dynamics. Overall, this study underscores the importance of understanding market dynamics, particularly during crises, and offers insights to aid investors and policymakers in making informed decisions.
creator: Muskan Karamchandani, Anmol Pabla
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
volume: 6
number: 1

Corporate Fraud and Judicial Review in India: Evaluating the Effectiveness of Legal Remedies for White Collar Crimes
type: item
description: Corporate fraud in India has grown increasingly complex due to technological advancement, financial innovation, and globalization of business operations. This study examines the nature of corporate fraud, the legal framework regulating it, and the crucial role of judicial review in ensuring accountability. It explores how institutions such as SEBI, the MCA, the SFIO, and the ED enforce laws and how courts intervene to uphold due process, clarify statutory interpretation, and strengthen regulatory actions. Through an analysis of landmark judgments—including the Satyam, Sahara, NSEL, and IL&FS cases—the study highlights the judiciary’s role in shaping corporate governance norms and protecting investor interests. While India possesses a comprehensive legal framework under the Companies Act, IPC, PMLA, SEBI Act, and IBC, the effectiveness of remedies remains mixed due to procedural delays, technical complexities, and coordination challenges among enforcement agencies. The study identifies key obstacles in prosecuting corporate fraud and emphasizes the need for specialized investigative capacity, stronger institutional collaboration, and judicial efficiency. It concludes that robust judicial review, combined with improved regulatory enforcement and governance reforms, is essential to effectively address white-collar crime and maintain public trust in India’s corporate ecosystem.
creator: Pranav Raval, Foram A. Pandya
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
volume: 6
number: 1

Cosmic Finance: Investigating the Influence of Planetary Cycles on Equity Market Behaviour
type: item
description: Cosmic finance is a very novel area that is yet to be evolved as part of an interdisciplinary method of examining the possible relationship existing between planetary cycles and the action of financial markets. The research question will be to determine whether or not there exist any observable impact of astronomical cycles and movement of the planets particularly how cycles have grown to influence the equity market and mood of investors. Based on perspectives of finance, behavioral economics and the astrological cycle theory, the paper will compare the previous outcomes of the stock market and the main planetary cycles with the perspective of finding the patterns and correlation repeated. The article applies statistical tests and time-series analysis comparison as one of the methods of establishing the relationship of some of the planetary alignments with considerable market change, volatility or reversals in the trend. Even though the traditional finance theory concentrates on financial market indicators and market fundamentals, this paper considers the fact that the underlying motivation of the fitting of the investor behavior can be indirectly affected by the psychological and cultural beliefs across cosmic cycles. The conclusions will be supposed to act upon the current field of discussion regarding the odd causes of market activities and will provide a clue about the overall behavioral facets, which can impact equity market trends.
creator: Ashish Patni, Prapti Chopra, Durgesh Kumar
rights: Copyright (c) 2026
date: 2026-03-13
publication date: 2026-03-13
volume: 6
number: 1

Age Determination under POCSO: Legal and Medical Challenges
type: item
description: The Protection of Children from Sexual Offences Act, 2012 (POCSO Act) establishes a comprehensive legal framework to address sexual offences against persons below the age of eighteen, rendering accurate age determination a decisive factor in fixing criminal liability and sentencing. Despite its centrality’s age verification under the Act remains fraught with legal, medical, and evidentiary challenges. Documentary evidence such as birth certificates and school records is often unavailable or unreliable, while medical age estimation techniques, including ossification and dental tests, are inherently probabilistic and susceptible to biological, nutritional, and socio-economic variations. This paper critically analyses the statutory provisions governing age determination under the POCSO Act, alongside judicial interpretations and prevailing medical methodologies. It highlights significant inconsistencies, evidentiary limitations, and judicial dilemmas through an examination of landmark case law, reflecting the ongoing tension between robust child protection and adherence to procedural fairness and due process. The study further engages in a comparative and reform-oriented analysis, advocating for the adoption of standardised age determination protocols, the use of multi-disciplinary and multi-method medical assessments, and the exercise of calibrated judicial discretion in borderline age disputes. By integrating legal, medical, and ethical perspectives, the paper seeks to strengthen the implementation of the POCSO regime while ensuring the protection of children without compromising the fundamental rights of individuals involved in age-related controversies.
creator: Adamya Bhardwaj, Archana Vashisht
rights: Copyright (c) 2026
date: 2026-03-16
publication date: 2026-03-16
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4515

AI-Driven Citizen Journalism: Using Free Tools for Visibility and Ethical Content Creation
type: item
description: The democratization of digital media has significantly elevated the role of citizen journalism, yet independent reporters frequently lack the financial and technical resources inherent to legacy newsrooms. The rapid proliferation of free, generative artificial intelligence (AI) tools presents an unprecedented paradigm shift, offering grassroots actors the capacity to augment their reporting capabilities and digital reach. Despite extensive research on AI integration within institutional newsrooms, a critical gap remains regarding its unregulated application in non-institutional, participatory media. This study investigates how citizen journalists operationalize free AI platforms—such as ChatGPT, Canva, CapCut, Google Gemini and several other—to enhance multimedia content creation, language editing, and algorithmic visibility. Employing a rigorous secondary data analysis, this research synthesizes contemporary peer-reviewed literature, institutional media reports, and conceptual frameworks. The findings indicate that while free AI tools democratize high-fidelity media production and optimize search engine discoverability, they concurrently introduce acute ethical risks. These include algorithmic bias, AI-hallucinated misinformation, intellectual property infringements, and profound transparency deficits. The paper concludes that, in the absence of traditional editorial safeguards, citizen journalists must adopt a normative "human-in-the-loop" framework. Establishing stringent ethical guidelines for AI adoption is imperative to preserve the authenticity, accountability, and credibility of participatory journalism in an increasingly automated public sphere.
creator: Salman Khan, Shahid Ahmad Paul
rights: Copyright (c) 2026
date: 2026-03-16
publication date: 2026-03-16
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4516

Impact of Continuous Medical Education on Clinical Performance and Career Development of Paramedical Professionals
type: item
description: Continuous Medical Education (CME) has become an important element in the maintenance of professional competency and the improvement of quality of healthcare delivery among paramedical professionals. The current empirical investigation is a bid to explore the multifaceted effect of CME on clinical performance and career growth patterns of paramedical employees working in health care facilities. The research breaks down five key areas of concern, namely the frequency and availability of CME programmes, the relevance and quality of educational material, institutional support and encouragement, the transfer of learnt skills to clinical practise, and the perceived impact on career advancement.
creator: Kiran Kumar Yamalakonda, Vijetha Jadda
rights: Copyright (c) 2026
date: 2026-03-16
publication date: 2026-03-16
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4517

Classic bias-variance trade-off in modern statistical learning context: a position paper and theoretical review
type: item
description: Classical statistical learning theory suggests that models learn data intricacies by fitting a parsimonious model, which can lead to irreducible error components. Overfitting occurs when a model fits the data so well that it becomes too good to be true, and when assessed for unseen data, it performs poorly. The bias-variance trade-off deals with balancing complexity and generalization error. Increasing the number of parameters in models increases the chances of poorly sampling in specific directions, leading to higher variance. This phenomenon is known as benign overfitting. This paper presents a position paper and brief theoretical review that synthesizes key analytical results from the growing literature on benign overfitting. It focuses on overparameterized linear regression analysis, which has two major benefits: decreasing the likelihood of overfitting and uncovering hidden trends in data. However, the generalization bounds for overparameterized models do not explain important empirical observations, and the case of dataset shift remains unexplored in this regime. Rather than proposing a new algorithm or empirical method, the paper aims to clarify conceptual mechanisms underlying benign overfitting and to highlight limitations of current theoretical explanations, particularly under dataset shift. The paper concludes by identifying open theoretical questions relevant to the foundational understanding of modern machine learning systems.
creator: Saurabh Rawal
rights: Copyright (c) 2026
date: 2026-03-16
publication date: 2026-03-16
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4518

An Empirical Study on the Impact of Systematic Bookkeeping Practices on Inventory Control Efficiency in Small Grocery Shops
type: item
description: Small grocery stores with limited capital and high variability of demands need effective inventory management to reduce their sustainability and profitability. The paper is an empirical survey comparing the effects that systematic bookkeeping had in relation to inventory control within the small grocery stores. The 120 respondents were chosen as shop owners and a structured questionnaire was used to gain primary data, and statistical software like a descriptive analysis, correlation, and regression were utilized to verify the correlation between bookkeeping practices and inventory performance measures, these measures included inventory turnover, the frequency of stock-out, and control of holding costs. The results show that there is a positive relationship between systematic record keeping and inventory efficiency which is significantly explained by the bookkeeping practices in relationship to variations in the inventory outcomes. The effectiveness of shops that used digital or hybrid bookkeeping systems was better than those that used manual records. The authors arrive at the conclusion that it is due to structured bookkeeping with the support of basic accounting skills and digital resources that optimization of stocks and efficiency of operations in small retail enterprises correspond to a vital role.
creator: Naitika Anand Band, Medha Kanetkar
rights: Copyright (c) 2026
date: 2026-03-16
publication date: 2026-03-16
volume: 6
number: 1

Pragmatic Terminology in the Arabic Linguistic Heritage Through Masʿūd Ṣaḥrāwī’s Pragmatics among Arab Scholars (“Intentionality” as a Case Study)
type: item
description: Through his book entitled Pragmatics According to Arab Scholars: A Pragmatic Study of the Phenomenon of Speech Acts in the Arabic Linguistic Heritage, Masʿūd Ṣaḥrāwī sought to reread the Arabic intellectual tradition by drawing upon the most significant concepts of modern pragmatics. This endeavor reflects his conviction regarding the importance of establishing a connection between contemporary linguistics and the Arabic linguistic heritage, while at the same time respecting the distinctive characteristics of the latter.
creator: Mohammed BOUILEF
rights: Copyright (c) 2026
date: 2026-03-18
publication date: 2026-03-18
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4524

Neutralizing Gender: A Comparative Analysis of Sexual Offense Laws in India and the UK
type: item
description: In India the laws for sexual offences are gender specific for both victim and the perpetrator. The Britishers enacted laws on sexual offences for India in 1860, which remain largely unchanged in India to this day. In contrast, the UK has since modernized its laws, introducing the Sexual Offences Act 2003, where the victim and perpetrator both are gender neutral. It's striking that while the Britishers have moved forward over the years, India's legal framework in this arena remains rooted in the past. Despite the growing demand worldwide for gender neutral laws, India kept the laws relating to sexual offences as gender specific even in its newly implemented criminal law i.e., Bhartiya Nyaya Sanhita 2023. The current definition of rape reinforces traditional gender roles and stereotypes, implying that only men can commit rape and only women can be the victims. This narrow definition ignores the experiences of male victims and the possibility of female perpetrators, perpetuating harmful gender biases and limiting the scope of justice and support for all survivors. On the other hand, Sexual Offences Act 2003, applicable in England and Wales, broadly defines the sexual offences in a gender neutral manner. The paper critically analyzes the legal framework of laws relating to sexual offences in India and in the United Kingdom and discusses the need for reforming the laws for sexual offences in India.
creator: Parul Lohia, Apoorva Dixit
rights: Copyright (c) 2026
date: 2026-03-18
publication date: 2026-03-18
volume: 6
number: 1
doi: 10.52783/jier.v6i1.4525

From Insurance to Cyber Insurance: A Longitudinal Bibliometric Trend Analysis Using Vosviewer and Biblioshiny
type: item
description: The rapid digitalization of economies and escalation of cyber threats have transformed the global risk landscape, driving the evolution of traditional insurance into specialized Cyber Insurance. Understanding this intellectual progression is essential for grounding future theoretical and empirical enquiries into cyber-risk management and adoption behavior. This study conducts a longitudinal bibliometric trend analysis to map the conceptual structure, thematic evolution, and collaborative dynamics of Cyber Insurance research. Data retrieved from the Scopus database in May, 2025 and September, 2025 provided a list of 238 and 267 published journal articles. VOSviewer and Biblioshiny were employed to visualize citation networks, author influence, and thematic clusters. Findings indicate a sharp increase in scholarly output after 2015, underscoring Cyber Insurance’s growing prominence as a risk-transfer mechanism in the digital economy. The Geneva Papers on Risk and Insurance emerged as the leading source, with Biener et al. (2015) and Eling, M. (2016) identified as prominent authors. Thematic mapping revealed two dominant clusters, risk management/cybersecurity and insurance/economics/security of data with Cyber Insurance acting as a central link connecting both clusters. Emerging themes such as AI-driven risk modeling, data protection, and technology readiness demonstrate the domain’s interdisciplinary expansion. The study provides a comprehensive knowledge framework to inform future research on behavioral and technological determinants of Cyber Insurance adoption.
creator: Neha Gulati, Isha Negi
rights: Copyright (c) 2026
date: 2026-03-19
publication date: 2026-03-19
volume: 6
number: 1