Nigama K, Selvabaskar S, Haritha K, Sekarini S. “Unlocking Digital Financial Inclusion on Economic Growth: Cross-Country Study Using Panel Data”. Journal of Informatics Education and Research 6, no. 1 (March 9, 2026). Accessed March 9, 2026. https://www.jier.org/index.php/journal/article/view/4494.