Prof. Nishant Ranjan, D. A. B. M. D. P. P., and P. K. C. Dr. Amit Medhekar. “Dynamics of Digital Payments Enable the World’s Safest Way to Pay”. Journal of Informatics Education and Research, vol. 3, no. 2, Dec. 2023, doi:10.52783/jier.v3i2.406.