PROF. NISHANT RANJAN, D. A. B. M. D. P. P.; DR. AMIT MEDHEKAR, P. K. C. Dynamics of Digital Payments Enable the World’s Safest Way to Pay. Journal of Informatics Education and Research, [S. l.], v. 3, n. 2, 2023. DOI: 10.52783/jier.v3i2.406. Disponível em: https://www.jier.org/index.php/journal/article/view/406. Acesso em: 27 feb. 2026.